Senior Management

Vice President, Chief Cash Management Officer

Holds a Master’s Degree in General Management from Charles Sturt University, Australia (2024), and a Master’s Degree in Financial Management from the National University of Management (2012).

Ninlida’s​ banking​ experience​ started​ as​ a​ bank​ teller​ in​ 2006​ with​ Cambodia​ Asia​ Bank​ before​ moving​ to​ Sacombank​ in​ 2009.​ She​ held​ various​ roles​ in​ bank​ operations​ of​ Sacombank​ before​ being​ promoted​ as​ Head​ of​ Operations​ Department​ in​ 2013.​

In​ May​ 2016,​ Ninlida​ joined​ ABA​ Bank​ as​ Head​ of​ Cash​ Operations​ Division,​ overseeing​ the​ Bank’s​ cash​ operations​ at​ all​ branches,​ self-banking​ areas​ and​ ABA​ 24/7​ self-banking​ spots.

​In​ January​ 2022,​ Ninlida​ was​ appointed​ as​ Chief​ Cash​ Management​ Officer.​ 

Vice President, Chief​ Retail​ Banking​ Officer​

Holds​ Master​ of​ Science​ in​ Economics​ (Laurea​ Magistrale)​ from​ University​ of​ Trento​ in​ Italy.​

Between​ 2008-2012,​ worked​ as​ lecturer​ at​ several​ universities​ in​ Cambodia​ teaching​ business-related​ courses.​

Started​ his​ banking​ career​ in​ 2013​ by​ joining​ ANZ​ Royal​ Bank.​ His​ last​ position​ at​ ANZ​ Royal​ was​ Corporate​ Relationship​ Manager.​

In​ May​ 2015,​ Vichet​ joined​ ABA​ as​ Sales​ Development​ Manager​ and​ was​ promoted​ to​ various​ positions​ inside​ the​ Bank.

​He​ was​ appointed​ as​ Chief​ Retail​ Banking​ Officer​ in​ February​ 2022.​ 

Vice President, Chief Corporate Banking Officer

Graduated​ with​ a​ degree​ in​ Business​ Administration​ with​ an​ emphasis​ in​ Accounting​ from​ the​ National​ University​ of​ Management.

Initiated​ her​ banking​ career​ in​ 2008​ at​ ANZ​ Royal​ Bank​ (Cambodia)​ in​ the​ Trade​ and​ Supply​ Chain​ Department.

Transitioned​ to​ Maybank​ (Cambodia)​ in​ 2013​ as​ the​ Head​ of​ Trade​ and​ Supply​ Chain​ Financing,​ overseeing​ trade​ finance​ business​ of​ the​ Bank.​ Assumed​ the​ role​ of​ Head​ of​ Transaction​ Banking​ in​ 2017​ to​ drive​ trade​ finance​ and​ cash​ management​ business.​ Subsequently​ held​ the​ position​ of​ Head​ of​ Corporate​ Banking​ and​ Financial​ Institutions.

Chanthida​ joined​ ABA​ in​ November​ 2022​ as​ the​ Head​ of​ Corporate​ Banking​ Division. ​

In​ April​ 2024,​ she​ was​ elevated​ to​ the​ role​ of​ Chief​ Corporate​ Banking​ Officer,​ entrusted​ with​ propelling​ the​ growth​ of​ the​ corporate​ banking​ portfolio,​ streamlining​ internal​ processes​ and​ documentation,​ and​ directing​ strategy​ and​ leadership​ initiatives​ within​ the​ corporate​ lines​ of​ business.

Vice President, Chief​ International​ Business​ Officer

Graduated​ from​ the​ National​ University​ of​ Management​ in​ 2004​ and​ from​ the​ Phnom​ Penh​ International​ University​ (former​ ASEAN​ University)​ in​ 2006.

Polinda​ has​ more​ than​ 18​ years​ of​ experience​ in​ the​ banking​ sector​ with​ various​ roles​ across​ multiple​ prominent​ financial​ institutions.​

She​ started​ her​ career​ at​ Vattanac​ Bank​ in​ 2005,​ followed​ by​ 10​ years​ at​ ANZ​ Royal​ Bank​ as​ the​ Client​ Services​ Manager​ since​ 2007.​ As​ part​ of​ her​ career​ achievement,​ she​ was​ awarded​ the​ CEO​ Pacific​ Award​ in​ 2011.​

In​ 2017,​ she​ joined​ ABA​ as​ the​ Head​ of​ International​ Operations​ Development​ Department​ where​ she​ worked​ closely​ with​ major​ national​ and​ international​ parties​ including​ the​ National​ Bank​ of​ Cambodia,​ correspondent​ banks,​ payment​ service​ providers,​ as​ well​ as​ with​ ABA​ relevant​ teams​ on​ some​ major​ initiatives​ and​ products​ for​ money​ transfers​ remittances.

In​ July​ 2022,​ Polinda​ was​ appointed​ as​ Chief​ International​ Business​ Officer.​ She​ is​ responsible​ for​ the​ development​ and​ implementation​ of​ innovative​ money​ transfers​ services,​ operational​ governance,​ internal​ documentation​ and​ procedures,​ workflows,​ sales​ and​ trainings,​ and​ team​ management.

Vice President, Chief​ Legal​ Officer​

Holds​ Bachelor’s​ Degree​ of​ Law​ from​ Royal​ University​ of​ Law​ and​ Economics​ (2000),​ Bachelor’s​ Degree​ of​ Khmer​ Literature​ from​ Royal​ University​ of​ Phnom​ Penh​ (2001),​ and​ Master’s​ Degree​ of​ Finance​ Management​ from​ Royal​ University​ of​ Law​ Economics​ (2007).​

Sosen​ started​ his​ career​ in​ 2005​ as​ Legal​ Officer​ at​ ABA​ Bank.​ From​ 2008-2021,​ he​ held​ the​ Head​ of​ Legal​ Department​ position​ where​ he​ established​ a​ new​ legal​ department​ to​ prepare​ and​ draft​ contract​ and​ agreement,​ manage​ complaints​ and​ other​ legal​ issues.​ He​ also​ advises​ other​ departments​ of​ the​ Bank​ on​ legal​ matters​ and​ represents​ the​ Bank​ in​ courts.​

In​ February​ 2022,​ Sosen​ was​ appointed​ as​ Chief​ Legal​ Officer​ of​ ABA​ Bank.​ 

Vice President, Chief​ Human​ Resources​ Officer​

Earned​ a​ Bachelor’s​ Degree​ in​ Finance​ and​ Banking​ (with​ Honors)​ from​ Royal​ University​ of​ Law​ and​ Economics.

​Prior​ to​ her​ employment​ with​ ABA,​ Vithiea​ has​ worked​ for​ UNDP,​ financial​ Institutions​ and​ NGOs,​ and​ moved​ her​ way​ up​ to​ various​ leadership​ roles​ in​ human​ resources,​ gaining​ extensive​ knowledge,​ skills,​ and​ experiences​ in​ the​ field.​

In​ November​ 2012,​ she​ joined​ ABA​ as​ Head​ of​ Human​ Resources​ –​ responsible​ for​ HR-related​ contacts​ with​ government​ bodies,​ as​ well​ as​ policymaking​ and​ further​ strategic​ development​ of​ the​ Bank’s​ human​ resources,​ including​ but​ not​ limited​ to​ talent​ acquisition,​ training​ and​ HR​ development,​ performance​ and​ rewards​ management,​ succession​ planning,​ employee​ engagement,​ and​ overall​ HR​ management​ system​ of​ the​ Bank.​

In​ February​ 2022,​ Vithiea​ was​ appointed​ as​ Chief​ Human​ Resources​ Officer​ of​ ABA​ Bank.​ 

Vice President, Chief​ Medium​ and​ Large​ Business​ Lending​ Officer​

Bachelor’s​ Degree​ recipient​ from​ Middle​ East​ Technical​ University,​ Turkey,​ in​ 2009​ and​ Master’s​ Degrees​ from​ the​ University​ of​ Lille​ I​ (2011)​ and​ University​ of​ Lumière​ Lyon​ 2​ (2012).​ Lida​ is​ also​ a​ qualified​ and​ certified​ “Professional​ Banker”​ coffered​ by​ Asian​ Institute​ of​ Chartered​ Bankers​ (AICB).​

Started​ his​ career​ in​ the​ banking​ sector​ as​ Business​ Relationship​ Manager​ in​ 2011​ at​ Maybank​ Cambodia​ and​ managed​ relationships​ with​ commercial​ and​ high-valued​ loan​ clients.​

In​ March​ 2018,​ he​ joined​ ABA​ Bank​ as​ the​ Head​ of​ Commercial​ Loan​ Department​ and​ a​ member​ of​ the​ Credit​ Committee.​ He​ now​ manages​ and​ oversees​ the​ Bank’s​ commercial​ loan​ segment.

​In​ February​ 2022,​ Lida​ was​ appointed​ as​ Chief​ Medium​ and​ Large​ Business​ Lending​ Officer​ of​ ABA​ Bank.​

Vice President, Chief Small Business Loan Officer

Graduated​ from​ Royal​ University​ of​ Law​ and​ Economics​ in​ Business​ Administration​ and​ holds​ a​ Master​ of​ Business​ Administration​ in​ Financial​ and​ Banking​ from​ Build​ Bright​ University.​

Chanrith​ has​ almost​ 20​ years​ of​ experience​ in​ the​ microfinance​ and​ banking​ industry.​ From​ 2001-2015,​ he​ held​ various​ roles​ from​ Credit​ Officer​ to​ Credit​ Supervisor​ to​ Regional​ Branch​ Manager​ with​ different​ organizations.​

In​ 2015,​ he​ joined​ ABA​ Bank’s​ loan​ team​ as​ Head​ of​ Micro​ Business​ Loan​ and​ was​ serving​ as​ Deputy​ Chief​ Credit​ Officer​ of​ ABA​ until​ 2021.​

In​ early​ 2022,​ Chanrith​ was​ appointed​ Chief Micro Business Loan Officer​ of​ ABA​ Bank.​ 

Vice President, Chief​ Loan​ Recovery​ and​ Monitoring​ Officer​

Graduated​ from​ the​ National​ University​ of​ Management​ in​ 2005​ with​ a​ major​ in​ Business​ Management,​ Sinak​ has​ progressively​ developed​ himself​ through​ local​ and​ international​ skills​ trainings.​

Prior​ to​ joining​ ABA,​ Sinak​ worked​ with​ ANZ​ Royal​ Bank,​ serving​ various​ roles​ in​ retail​ banking.​ He​ is​ skilled​ in​ client​ relationship​ management,​ electronic​ banking​ service,​ and​ debt​ management.​

Joined​ ABA​ in​ 2011​ as​ Senior​ Loan​ Officer​ before​ moving​ himself​ up​ to​ become​ Head​ of​ Recovery​ and​ Monitoring,​ overseeing​ the​ entire​ scope​ of​ credit​ monitoring​ and​ recovery​ activities​ of​ the​ Bank.​

In​ early​ 2022,​ Sinak​ was​ appointed​ Chief​ Loan​ Recovery​ and​ Monitoring​ Officer​ of​ ABA​ Bank.​ 

Vice President, Chief​ Administrative​ Officer​

Holds​ a​ degree​ in​ Development​ Economics​ and​ Master’s​ Degree​ of​ Business​ Administration​ from​ National​ University​ of​ Management.​

Started​ his​ career​ in​ 2011​ by​ joining​ ABA’s​ Accounting​ Department,​ where​ he​ served​ various​ roles​ including​ bank​ reconciliation,​ fixed​ assets​ management,​ and​ financial​ reporting.

​In​ June​ 2015,​ Dalen​ was​ appointed​ as​ Head​ of​ Administrative​ Department​ overseeing​ all​ administrative​ works,​ branch​ network​ expansion,​ and​ physical​ infrastructure​ development​ of​ ABA.​ ​

In​ February​ 2022,​ he​ was​ appointed​ as​ Chief​ Administrative​ Officer​ of​ ABA​ Bank.​ 

Vice President, Chief Security Officer

Graduated​ from​ Build​ Bright​ University​ in​ Phnom​ Penh​ with​ Master’s​ Degree​ of​ Law​ and​ Political​ Science​ in​ 2008.​

Prior​ to​ joining​ ABA,​ Kimkhun​ served​ as​ Security​ Assistant​ Manager​ in​ Naga​ World​ Casino​ and​ Hotel​ and​ moved​ to​ Beeline​ Cambodia​ as​ Security​ Manager.​

In​ December​ 2013,​ he​ joined​ ABA​ Bank​ as​ Security​ Manager​ overseeing​ the​ Bank’s​ security​ department​ and​ overall​ security​ procedures.

​In​ February​ 2022,​ Kimkhun​ was​ appointed​ as​ Chief​ Security​ Officer​ of​ ABA​ Bank.​ 

Vice President, Chief Digital Product Officer

Holds a Master of Science in Industrial Sciences: Electronic Engineering (Internet Computing) from Groep-T, K.U. Leuven, Belgium, and a Bachelor of Computer Science from the Royal University of Phnom Penh (RUPP).

Malypoeur began her career in academia and research at Groep-T, K.U. Leuven, Belgium, as a Research Developer and serving as an Assistant Professor, teaching software development and system engineering.

Before joining ABA Bank, she worked as a Product Owner, co-founded “Stops Near Me” – the first information-sharing app for Phnom Penh public city buses – and taught software development courses at RUPP.

Malypoeur joined ABA in 2017 and has led the development of key platforms including ABA Mobile, ABA PayWay, and ABA BillZone, along with innovations such as Mini-Apps, FacePass biometric security, and instant digital account onboarding.

In January 2026, she was appointed Vice President, Chief Digital Product Officer.

Vice President, Chief Digital Technologies Officer

Graduated from Tyumen State University in 2012, specializing in Computer Science in Economics. Holds professional certifications as a Microsoft® Certified Solution Developer (MCSD) and Microsoft® Certified Application Developer (MCAD) for Microsoft .NET.

Since 2006, Ruslan worked as a software engineer at a content provider company, where he was involved in developing entertainment services and implementing IP telephony services.

In 2012, he became one of the founders of PayGo Cambodia, a payment processing company that introduced one of the country’s first self-service payment solutions.

Joined ABA in January 2018, leading the development and expansion of the Bank’s digital technology platforms and engineering capabilities, including the introduction of self-service banking machines for bill payments and cash deposits. The initiative expanded access to digital and automated payment services across Cambodia and contributed to the growth of the Bank’s digital banking ecosystem.

Since January 2026, he was appointed Vice President, Chief Digital Technologies Officer.

Vice President, Chief Digital Research, Data & AI Officer

Holds BBA majoring in Finance and Accounting and a PMP certificate.

Bekzod started his career in 2004 as a financial analyst for a local production company in Uzbekistan.

In 2007, he joined the Case New Holland company as Sarbanes-Oxley Act Research Analyst.

He continued his career in numerous industries, including manufacturing, insurance, IT, and financial consultancy in Uzbekistan, the UAE, and the UK as a Civil Liability Insurance Manager, IT Project Manager, Financial Analyst, Financial Controller, and Auditor.

Between 2011-2015, Bekzod worked as a research analyst for a financial magazine in London, UK.

Between 2015-2018, he co-founded an IT outsourcing company in the UAE.

In May 2018, Bekzod was invited to join ABA as Head of Research and Development. In 2021, he was appointed Head of the IBB and Data Analytics Division.

Since January 2026, he was appointed Vice President, Chief Digital Research, Data & AI Officer.

Vice President, Chief IT Infrastructure Officer

Graduated from the Kazakh National Technical University in 2005.

His career began in 2003, holding various technical positions at an information security company and then at an Internet Service Provider. In 2007, he transitioned into the financial sector with Bank TuranAlem JSC (BTA Bank) in Almaty, Kazakhstan. This dual background provides him with a unique strategic perspective, allowing him to harmonize the rigorous compliance and security standards of tier-one banking with the high-availability and low-latency demands of major service providers.

In December 2016, joined ABA's IT team. Throughout his tenure at ABA, he has been instrumental in leading complex technology projects, enhancing system reliability, and aligning the IT infrastructure with the Bank’s rapid business growth.

In January 2026, he was appointed Chief IT Infrastructure Officer of ABA Bank.

Vice President, Chief Information Security Officer

Tom holds an MSc in Information Security from Royal Holloway, University of London, and a First-Class Honours BSc in Business Computing from the University of Surrey.

His career spans over two decades in senior security and risk roles, including positions at Sun Microsystems, Reuters, KPMG, ABN AMRO, the Bank of England, and Deutsche Bank, covering penetration testing, risk assessment, and security architecture across major financial and enterprise environments.

From 2011, he spent eight years at NCC Group as Managing Security Consultant, leading international security engagements across Europe, Asia, the Middle East, and North America. In 2019, he joined FWD Insurance in Hong Kong as Group Head of Application Security, establishing the enterprise-wide application security function across ten markets.

Tom joined ABA Bank in June 2025 as Chief Information Security Officer.

Vice President, Chief Accounting & Reporting Officer

Holds a Bachelor's degree in Accounting from Build Bright University and is pursuing his ACCA qualification at CamED Business School.

Phirith began his financial career in July 2008 as an Audit Assistant at KPMG Cambodia, where he was promoted to Senior Auditor in 2011 and Audit Assistant Manager in 2013.

In August 2015, he joined ABA Bank as the Deputy Head of the Finance Division and was promoted to the Head of the Finance Division in 2019.

In May 2026, he was appointed Vice President, Chief Accounting & Reporting Officer at ABA Bank to drive the bank's accounting and reporting strategies. 

Vice President, Chief Financial Planning & Analysis Officer

Holds a Bachelor's Degree in Finance and Banking from the Royal University of Law and Economics (2012), a Bachelor of Education in English from the Royal University of Phnom Penh (2012), and a Master of Business Administration from GBSB Global Business School, Barcelona, Spain (2026).

Before ABA, from September 2014 to September 2016, he spent 2 years at KPMG Cambodia as an Audit Assistant, building a strong foundation in corporate accounting, financial compliance, and risk analysis.

In November 2016, he moved to ABA Bank as Assistant Manager in the Finance Department, initiating a progressive decade-long tenure through various leadership roles, including Head of Reporting and Reconciliation Unit, Deputy Head of Finance Division, and Head of Financial Planning and Development Division, where he drove internal control improvements, reporting optimization, and business intelligence capabilities within the division.

In May 2026, he was appointed Vice President, Chief Financial Planning and Analysis Officer at ABA Bank.

Vice President, Chief Treasury Officer

Graduated with a BA and a Master of Business Administration from Paññāsāstra University of Cambodia in 2012, Samean has progressively developed himself through Treasury-related training and workshops.

With nearly two decades of experience in the banking sector, Samean has built a comprehensive career specializing in liquidity management and foreign exchange operations. He spent 9 years at a local bank and a microfinance institution (2007 to 2016), advancing through roles such as cashier, Assistant Vice President & Assistant Manager of Branch Cashier, International Business Specialist, Assets and Liability Management Specialist, and Head of Treasury Department.

Joined ABA in 2017 as the Head of Treasury Department to assist in controlling overall liquidity by ensuring smooth operations with an optimal level of liquidity position, as well as initiating Foreign Exchange business.

In May 2026, Samean was appointed Vice President, Chief Treasury Officer at ABA Bank.

Vice​ President,​ Chief​ Compliance​ Officer

Vichettra​ holds​ a​ Bachelor’s​ Degree​ in​ Accounting,​ a​ Diploma​ in​ Cambodian​ Tax​ and​ Business​ Law,​ a​ Certification​ in​ Regulatory​ Compliance,​ and​ an​ International​ Compliance​ Association​ (ICA,​ UK)​ Advanced​ Certification​ in​ Anti-Money​ Laundering.

He​ began​ his​ distinguished​ professional​ career​ in​ Big​ Four​ financial​ advisory,​ serving​ in​ audit,​ advisory,​ and​ deals​ practices​ at​ Ernst​ &​ Young​ (Cambodia)​ Ltd.​ and​ later​ at​ PricewaterhouseCoopers​ (Cambodia)​ Ltd.

Vichettra​ joined​ ABA​ Bank​ in​ April​ 2019​ as​ a​ Senior​ Regulatory​ Compliance​ Officer,​ playing​ a​ foundational​ role​ in​ building​ and​ scaling​ the​ Bank’s​ regulatory​ compliance​ architecture.​

Demonstrating​ exceptional​ leadership,​ he​ was​ promoted​ to​ Head​ of​ Regulatory​ Control​ and​ Reporting​ in​ 2021.​ In​ 2023,​ he​ was​ officially​ appointed​ by​ the​ Board​ of​ Directors​ as​ Head​ of​ Compliance​ Division,​ a​ position​ formally​ acknowledged​ and​ validated​ by​ both​ the​ National​ Bank​ of​ Cambodia​ (NBC)​ and​ the​ Cambodia​ Financial​ Intelligence​ Unit​ (CAFIU).

As​ Chief​ Compliance​ Officer,​ Vichettra​ provides​ executive​ oversight​ for​ ABA​ Bank’s​ comprehensive​ Regulatory​ Compliance​ and​ AML/CFT​ programs.​ He​ is​ responsible​ for​ architecting​ the​ bank's​ compliance​ governance​ framework,​ mitigating​ systemic​ financial​ crime​ risks,​ ensuring​ absolute​ alignment​ with​ evolving​ international​ and​ domestic​ regulatory​ frameworks,​ and​ serving​ as​ the​ primary​ liaison​ maintaining​ strategic,​ high-level​ relationships​ with​ regulatory​ authorities.