Credit Cards

If​ you​ love the​ freedom​ of​ having​ a​ reserve​ fund​ at​ your command, ABA​ Bank’s​ credit​ cards​ are​ here​ for you.

ABA​ Visa or​ Mastercard​ credit​ cards​ equipped​ with​ advanced​ safety​ features​ allow​ you​ to​ enjoy in-store or online​ shopping, covering​ your​ daily​ expenses,​ unexpected​ purchase​ or​ occasional​ trip​ abroad,​ and​ bringing​ additional​ convenience​ to​ repay​ the​ borrowed​ amount​ later.

Everyone​ lives​ their​ life​ with​ different​ expenses,​ and​ we've got​ a​ card​ for​ any​ need!

Standard Cards

Select​ the​ card​ that​ best​ fits​ your​ lifestyle,​ apply​ for​ free​ and​ enjoy​ the​ wide​ range​ of​ benefits.

Visa Business

Give​ your​ business​ and​ employees​
the​ purchasing​ power​ they​ need.
Annual​ fee:​ 30 USD


Learn more

Mastercard Standard

Easy​ access​ to​ extra​ funds​
whenever​ you​ need.
Annual​ fee:​ 15 USD


Learn more

Premium Cards

ABA Platinum Card brings you a myriad of wonderful privileges that will enrich your lifestyle. To see the full list of latest offers and perks from our international and local partners, please click here.

Visa Platinum

Exclusive​ benefits​ and​ privileges​
for​ your​ premium​ lifestyle.
Annual​ fee:​ 300 USD


Learn more

Visa Platinum Lite

Light​ version​ of​ Platinum​ card
​ yet​ with​ extensive​ benefits.
Annual​ fee:​ 30 USD


Learn more

Mastercard Platinum

Enrich​ your​ life​ with​ exclusive​
access​ and​ privileges.
Annual​ fee:​ 300 USD


Learn more

Mastercard Platinum Lite

Enjoy​ exclusive​ privileges​ at​
an​ affordable​ rate
Annual​ fee:​ 30 USD


Learn more

All​ ABA​ cards​ come​ with​ these​ great​ benefits

Free Issuance


Our​ cards​ are​ issued​ for​ free
so​ you​ can​ get​ an​ easier​ and
better​ access​ to​ your​ funds

Fraud Protection


You​ are​ entitled​ for​ refund​ of​
a​ fraudulent​ transaction​ provided
you​ operate​ your​ account​ responsible​​

Online Security


Our​ cards​ are​ protected​ with
additional​ layer​ of​ security​ with
a​ One-Time​ Password​ to​ confirm
your​ identity

24/7​ Customer​ Support


If​ your​ card​ is​ lost​ /​ stolen, you​
can​ block​ it​ immediately​ via​ the
ABA​ Mobile​ app​ or​ call​ us​ anytime

Visit nearest branch and meet our Relationship Managers who will guide you through the application procedure, or give us a call at +855 23 225 333 for further information.

Credit​ Card​ is​ a​ credit​ (loan)​ facility​ issued​ to​ cardholders​ to​ enable​ them​ to​ pay​ a​ merchant​ for​ goods​ and​ services,​ withdraw​ cash​ from​ ATMs,​ and​ repay​ to​ the​ Bank​ (card​ issuer)​ based​ on​ a​ statement​ that​ will​ be​ delivered​ on​ a​ monthly​ basis​ to​ cardholders​ via​ E-mail.
  • Debit​ Card:​ cardholders​ use​ their​ own​ money​ available​ in​ their​ bank​ account​ with​ no​ interest​ charge,​ no​ repayment​ and​ no​ late​ payment​ charge.
  • Credit​ Card:​ cardholders​ use​ the​ credit​ limit​ which​ is​ provided​ by​ the​ Bank​ and​ must​ settle​ the​ used​ amount​ based​ on​ monthly​ credit​ card​ statement.
  • A​ convenient​ way​ to​ manage​ your​ fund.
  • With​ credit​ limit​ approved​ by​ the​ Bank,​ you​ can​ withdraw,​ purchase​ or​ make​ any​ payment​ transactions​ you​ want,​ and​ repay​ later.​
  • Get​ a​ grace​ period​ interest-free​ on​ purchase​ transactions.
  • Receive​ competitive​ interest​ rate​ while​ using​ other​ ABA​ accounts​ such​ as​ Fixed​ Deposit, Saving​ ……etc​ as​ Credit​ Card​ Collateral.
  • Get​ cash​ advance​ fee​ waived​ for​ transactions​ made​ through​ ABA​ Bank​ (ATM​ withdrawal​ /Cash​ Advance)
  • Other​ benefits​ with​ terms​ and​ conditions​ apply.​ 
Just​ visit​ any​ nearest​ ABA​ branch​ and​ meet​ our​ Relationship​ Manager/Client​ Service​ Advisor​ who​ will​ guide​ you​ through​ the​ application​ procedure,​ or​ give​ us​ a​ call​ at​ 1 800 203 203​ for​ more​ information.
All​ ABA’s​ debit​ accounts.Remark:​ We​ do​ not​ accept​ Fixed​ Deposit​ Account​ opened​ through​ ABA​ Mobile​ App​ and​ Fixed​ deposit​ with​ NO​ Auto​ Rollover​ condition.
  • Yes,​ you​ can!​
  • You​ can​ use​ title​ deed​ of​ your​ properties​ such​ as​ land,​ building…etc​ as​ collateral​ to​ secure​ your​ credit​ card.
No,​ you​ cannot!​ Currently,​ we​ provide​ only​ in​ USD​ currency.
  • You​ shall​ settle​ at​ least​ a​ Minimum​ Payment​ from​ 1st​ to​ 15th​ after​ received​ credit​ card​ statement.
  • Credit​ Card​ statement​ will​ be​ delivered​ to​ your​ email​ in​ the​ beginning​ of​ every​ next​ month. To​ prevent​ yourself​ from​ being​ late​ paying​ or​ fail​ to​ settle​ due​ amount​ after​ receiving​ credit​ card​ statement,​ please​ contact​ us​ at​ 098​ 203​ 222/​ 098​ 203​ 333/098​ 203​ 111/​ 098​ 203​ 555​ or​ email​ to​ [email protected]​ for​ more​ information.
  • ABA​ Bank​ also​ provide​ one​ best​ repayment​ method​ called​ Auto​ settlement​ which​ allow​ bank​ to​ settle​ your​ due​ amount​ automatically​ from​ any​ of​ your​ designed​ accounts,​ except​ your​ Fixed​ Deposit​ account.
  • Minimum​ Payment​ is​ the​ due​ amount​ which​ customer​ must​ settle​ to​ avoid​ late​ payment​ charge.
  • Minimum​ Payment​ =​ 20%​ of​ total​ due,​ minimum​ 50USD.
  • It​ is​ a​ debited​ account​ used​ as​ source​ of​ auto​ repayment​ to​ your​ Credit​ Card​ Account.​
  • Auto​ Settlement​ will​ be​ processed​ on​ every​ 15th​ of​ each​ month.
  • Auto​ Settlement​ are​ provided​ into​ 2​ options:
i. Minimum​ Payment:​ minimum​ paid​ amount​ which​ shown​ in​ credit​ card​ statement.
ii. Total​ Payment:​ total​ due​ amount​ based​ on​ credit​ card​ statement.
  • A​ period​ which​ interest​ on​ borrowed​ amount​ is​ waived​ (interest​ free​ period)​ for​ Sale​ Transactions.
  • The​ period​ provided​ by​ ABA​ Bank​ to​ credit​ cardholder​ to​ make​ repayment​ (15days​ after​ month-end).
Sale​ transactions​ are​ the​ purchasing​ transactions​ such​ as:
  • Purchase​ Air​ ticket.
  • Payment​ made​ in​ restaurants,​ supermarkets.
  • Booking​ Hotels​…etc.
Non-Sale​ Transactions​ are​ such​ as:
  • ATM​ cash​ withdrawal.
  • Funds​ transfer​ to​ other​ accounts. Phone​ top-up​ via​ ABA​ iBanking/Mobile​ App.
  • Bill​ payment​ via​ ABA​ iBanking/Mobile​ App.
  • Late​ payment​ fee.
  • Interest​ charges...etc.
  • Interest​ charges​ will​ be​ applied​ for​ non-sale​ transactions.There​ is​ no​ interest​ charge​ for​ sale​ transactions​ only.
  • Interest​ charges​ will​ be​ applied​ for​ non-sale​ transactions.
You​ can​ withdraw​ cash​ at​ ABA​ Bank​ Terminal​ for​ free.
Yes,​ it​ is!​ Interest​ and​ late​ payment​ fee​ will​ be​ charged​ from​ your​ credit​ card​ account.
Yes,​ you​ can.​ Remark:​ Please​ visit​ any​ ABA​ Bank​ branch​ to​ fill-in​ the​ required​ forms
Yes,​ you​ can.​ Remark:​ Please​ visit​ any​ ABA​ Bank​ branch​ to​ fill-in​ the​ required​ forms.
Yes,​ credit​ card​ has​ annual​ fee​ charge​ based​ on​ the​ type​ of​ your​ credit​ card.
No,​ you​ cannot!​ Credit​ card​ account​ is​ required​ to​ use​ with​ physical​ card​ linkage.
  • Yes,​ you​ can.​ 
  • You​ just​ need​ to​ visit​ any​ ABA​ Bank​ branch​ to​ request​ for​ the​ supplementary​ cards.
  • Only​ credit​ card​ account​ owner​ can​ apply​ for​ new​ supplementary​ cards.
  • You​ must​ visit​ any​ ABA​ Bank​ branch​ to​ request​ for​ renewal​ within​ 30​ days​ from​ the​ expired​ date.
  • If​ the​ card​ has​ expired​ and​ request​ for​ renewal​ hasn’t​ been​ completed​ within​ one​ month​ without​ any​ notification​ from​ Credit​ Cardholder,​ your​ credit​ card​ limit​ will​ be​ removed​ based​ on​ the​ Credit​ Card​ Policy.
If​ you​ do​ not​ receive​ the​ Credit​ Card​ statement​ on​ every​ 1st​ of​ each​ month,​ you​ shall​ contact​ ABA​ immediately​ at​ 098​ 203​ 222/​ 098​ 203​ 333/098​ 203​ 111/​ 098​ 203​ 555​ or​ [email protected]