UnionPay MoneyExpress Transfers
ABA and UnionPay International (UPI) bring you UnionPay MoneyExpress, a secure, convenient, and fast remittance service that enables ABA UPI cardholders to make fund transfers with other UPI1 cards via ABA Mobile in real-time2.
1 Currently available for UPI cards issued by banks in Cambodia, Mainland China, Hong Kong, and Macau.
2 UnionPay International requires banks to make funds available to recipient cardholders’ account in real-time or within 12 hours of sending the transaction. Actual availability of funds is subject to banking hours, system availability and compliance with regulatory requirements.
Why UnionPay MoneyExpress?
UnionPay MoneyExpress is a cross-border remittance service, which settles the exchange rate in advance and deposits the funds into the receiver’s UnionPay account in RMB. UnionPay MoneyExpress is:
- Highly secure, convenient, and efficient remittance solution;
- Affordable with no currency conversion fee for remittance to RMB accounts;
- Settled on real-time or within 12 hours of sending the transaction; and
- Simple, only the 16-digit UPI card number and recipient’s name are required.
Fees and limits
|Send Mode||Range (USD)||Fee (USD)|
to a Cambodian UPI card
|1.00 – 50.00||1.5|
|50.01 – 100.00||2|
|100.01 – 500.00||3|
|500.01 – 1,000.00||4|
|1,000.01 – 2,000.00||6|
|2,000.01 – 2,500.00||7|
|International transfer to a UPI card|
issued in Mainland China, Hong Kong, and Macau
|1.00 – 500.00||5|
|500.01 – 1,000.00||10|
|1,000.01 – 2,000.00||20|
|2,000.01 – 2,500.00||30|
|Single Limit||10 - 2,500 USD|
|Daily Limit||5,000 USD with up to 10 transactions|
|Monthly Limit||20,000 USD with up to 20 transactions|
Additional important information
- UnionPay MoneyExpress is only available in USD or ABA customers and not available for transfers between ABA UPI cards.
- The currency conversion fee is based on the UPI exchange rate at the time of transfer.
How to transfer funds from ABA UPI card with UnionPay MoneyExpress
1 If you do not have an ABA UPI card, apply one by visiting one of our branches.
2 Fee in USD will be displayed after the transfer amount has been entered.
How to receive funds to ABA UPI card with UnionPay MoneyExpress
To receive money via UnionPay MoneyExpress, ABA customer needs to provide their name and the 16-digit card number to the sender.
ABA customer will be notified via the ABA Mobile app once the funds are credited to their bank account linked to the card.
Like this feature?
Download ABA Mobile app today to start using it for UnionPay MoneyExpress and other great features!
Don’t have ABA UPI card yet?
Contact us instantly without leaving the ABA Mobile app by tapping the Contact Us button on the app’s main screen. Additionally, you can chat with us via Facebook Messenger, on our website or call us 24/7 hotline at 098 203 203.