Interest-free​ Mode​ (For​ Muslim​ Community)

ABA​ Bank's​ Interest‑free​ Mode​ is​ a​ program​ designed​ in​ collaboration​ with​ the​ Cambodian​ Amanah​ Takaful​ Association​ (CATA)​ to​ support​ the​ Muslim​ community​ in​ managing​ finances​ in​ accordance​ with​ Islamic​ principles​ –​ all​ securely​ and​ conveniently​ within​ ABA​ Mobile.

The​ program​ allows​ users​ to​ convert​ their​ savings​ accounts​ into​ interest‑free​ accounts,​ with​ any​ interest​ redirected​ to​ charitable​ and​ community​ development​ purposes.

What​ is​ Interest‑free​ Mode?

Interest‑free​ Mode​ is​ an​ optional​ banking​ feature​ that​ enables​ ABA​ Mobile​ users​ to​ opt​ out​ of​ receiving​ interest​ on​ their​ savings​ accounts.

Instead​ of​ benefiting​ the​ account​ holder,​ the​ interest​ earned​ (after​ applicable​ tax​ deductions)​ is​ redirected​ to​ the​ Cambodian​ Amanah​ Takaful​ Association​ (CATA)​ to​ support​ charitable​ initiatives​ and​ community​ development.

The​ feature​ can​ be​ enabled​ at​ any​ time​ for​ any​ ABA​ savings​ account​ right​ in​ ABA​ Mobile​ –​ no​ branch​ visit​ required.

Key​ Features​ of​ Interest-free​ Mode

Interest-free​ banking
Manage​ your​ savings​ without​ earning​ interest,​ aligned​ with​ Islamic​ financial​ principles.

Charitable​ contribution
Any​ interest​ earned​ after​ activation,​ net​ of​ applicable​ taxes,​ is​ redirected​ to​ CATA​ for​ charitable​ and​ community​ development​ purposes.

Instant​ activation
Enable​ Interest-free​ Mode​ directly​ in​ ABA​ Mobile​ with​ just​ a​ few​ taps.

Full​ transparency​ &​ control
Clear​ terms​ and​ conditions,​ manageable​ directly​ from​ your​ app.

How​ to​ enable​ Interest‑free​ Mode

To​ enable​ Interest-free​ Mode,​ users​ shall

  • Go​ to​ Accounts​ in​ ABA​ Mobile
  • Tap​ the​ three​ dots​ icon​ of​ the​ required​ account
  • Toggle​ on​ Interest-free​ Mode
  • ​Review​ the​ Terms​ &​ Conditions​ and​ tap​ Enable​ Now.

New​ to​ ABA?

You​ can​ easily​ download​ the​ ABA​ Mobile​ application​ and​ enjoy​ banking​ for​ free.​ Use​ the​ links​ below​ to​ download​ the​ app​ from​ your​ smartphone's​ app​ store:

    

If​ you​ are​ not​ our​ customer​ yet,​ open​ an​ ABA​ Instant​ Account​ right​ in​ ABA​ Mobile​ (a​ valid​ Cambodian​ ID​ required)​ or​ head​ down​ to​ your​ nearest​ ABA​ branch​ and​ set​ up​ your​ account.​ If​ you​ have​ any​ questions,​ please​ call​ us​ at​ 1​ 800​ 203​ 203​ (toll-free​ inside​ Cambodia).