Current PLUS Account
Current PLUS Account provides you with the great possibility to start earning interest using your current account. Being a simple, cost effective solution to manage your money in Cambodia as well as overseas, the Current plus account offers an outstanding level of simplicity, coupled with pleasant efficiency.
Interest rate (p.a.) in USD
| Daily Balance | Interest Rate |
| USD ≤ 1,000 | 0.00% |
| USD ≤ 10,000 | 0.10% |
| USD ≤ 25,000 | 0.15% |
| USD ≤ 50,000 | 0.20% |
| USD ≤ 100,000 | 0.30% |
| USD ≤ 500,000 | 0.45% |
| USD > 500,000 | 0.70% |
Interest rate (p.a.) in KHR
| Daily Balance | Interest Rate |
| KHR ≤ 20,000,000 | 1.00% |
| KHR ≤ 100,000,000 | 1.25% |
| KHR > 100,000,000 | 1.50% |
Conditions
| Currency | USD | KHR |
| Minimum opening amount | 500 | 2,000,000 |
| Minimum on-going balance2 | 500 | 2,000,000 |
| Withdrawals conditions | Unlimited partial withdrawals of funds from the current account without loss of accrued interest are allowed upon a condition that minimum ongoing balance is preserved on the deposit account | |
| Interest Payment | Monthly or upon account closure | |
| Replenishment3 | Unlimited fund top-up in cash or non-cash forms are allowed, at any time and in any amount | |
| Early closure | Free | |
| Acceptant Notes | Any types of fit KHR note will be accepted. | |
| Monthly account service | Free | |
| Mobile Banking4 | Free | |
| Check book5 | USD 20/book with 50 pieces | KHR 80,000/book with 50 pieces |
| Dormant fee | Free | |
| Certify balance | USD 10 / KHR 40,000/piece | |
| Audit confirmation | USD 10 / KHR 40,000/time | |
| Nostro or Banker check | USD 10 / KHR 40,000/check | |
All Terms and Conditions are subject to ABA Bank’s sole discretion without prior notice to customers.
1 Interest rate is accrued on 365 (three hundred sixty-five) days a year, considering actual quantity of days a month. Further, if total balance at End of Day (EOD) is less than and/or equivalent to the defined threshold, a lower interest rate will be applied for accruals. In contrast, if total balance at EODis more than the defined threshold, a higher interest rate will be applied.
2 If the minimum ongoing balance not preserved on the deposit account, the current account will be closed.
3 Fee charge for OTC Cash Deposit and Withdrawal at the Inter-Regional Branches link here.
4 It's available for personal account only.
5 Cash withdrawals are drawn on the basis of check issued.
Additional Benefits
Along with the interest rate on your funds, you also get:
- Free access to your account through ABA Business.
You can open account at any ABA Bank branch. Here are the requirements:
For locals
- Be at least 15 years old;
- Bring the original and valid National ID or Passport;
- Complete our Application form.
For foreigners
- Be at least 18 years old;
- Bring the original and valid Passport (with valid visa) and any document that proves your residential status1;
- Complete our Application form.
1 Proof of residence includes the followings:
- Multiple-entry visa without leaving the country for at least 182 days in a year;
- Proof of residence (house rental contract. certificate of residential address, hotel lease/bill) including a minimum of 6 months tenor in the contract; or
- Proof of employment (employment contract, certificate of employment) indicating a minimum of 6 months employment or business license/certificate (if self-employed).
Note:
- Customer must meet all the outlined requirements before opening an account.
For further information, please visit your nearest ABA Bank branch or give us a call at 1 800 203 203.
- Free Standard MasterCard Credit for deposit balances from US$ 3,000 to 9,999;
- Free Visa Credit Platinum Lite for deposit balance from US$10,000 or more.
- Customer can get up to 90% of blocked deposit balances as credit limit (or minimum credit limit of US$500).
General Terms and Conditions, General Terms and Conditions for Online Services, and ABA Mobile Terms and Conditions apply. You need Adobe Reader to view these PDF files.
