Credit Cards

If​ you​ love the​ freedom​ of​ having​ a​ reserve​ fund​ at​ your command, ABA​ Bank’s​ credit​ cards​ are​ here​ for you.

ABA​ Visa​ and​ Mastercard​ credit​ cards​ enable​ you​ to​ get​ access​ to​ the​ Bank’s​ funds,​ covering​ your​ daily​ expenses,​ unexpected​ purchase​ or​ occasional​ trip​ abroad,​  and​ bringing​ convenience​ to​ repay​ the​ borrowed​ amount​ later.​ In​ addition,​ you​ can​ smooth​ your​ cash​ flow​ and​ enojy​ the​ interest-free​ grace​ period​ of​ up​ to​ 45​ days.

Take​ advantage​ of​ the​ flexibility​ and​ convenience​ of​ ABA​ credit​ cards!

Standard Cards

Select​ the​ card​ that​ best​ fits​ your​ lifestyle,​ apply​ for​ free​ and​ enjoy​ the​ wide​ range​ of​ benefits.

Visa Classic

Simple​ and​ secure​ way​ to​ enjoy
​ your purchases​ worldwide.
Annual​ fee:​ 15 USD

Learn more

Mastercard Standard

Easy​ access​ to​ extra​ funds​
whenever​ you​ need.
Annual​ fee:​ 15 USD

Learn more

Premium Cards

Get​ access​ to​ the​ highest​ credit​ limit​ and​ live​ an​ exceptional​ life.​

Visa Platinum

Exclusive​ benefits​ and​ privileges​
for​ your​ premium​ lifestyle.
Annual​ fee:​ 300 USD

Learn more

Visa Platinum Lite

Light​ version​ of​ Platinum​ card
​ yet​ with​ extensive​ benefits.
Annual​ fee:​ 30 USD

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Mastercard Platinum

Enrich​ your​ life​ with​ exclusive​
access​ and​ privileges.
Annual​ fee:​ 300 USD

Learn more

Visa Business

Give​ your​ business​ and​ employees​
the​ purchasing​ power​ they​ need.
Annual​ fee:​ 30 USD

Learn more

All​ ABA​ cards​ come​ with​ these​ great​ benefits

Free Issuance

Our​ cards​ are​ issued​ for​ free
so​ you​ can​ get​ an​ easier​ and
better​ access​ to​ your​ funds

Fraud Protection

You​ are​ entitled​ for​ refund​ of​
a​ fraudulent​ transaction​ provided
you​ operate​ your​ account​ responsible​​

Online Security

Our​ cards​ are​ protected​ with
additional​ layer​ of​ security​ with
a​ One-Time​ Password​ to​ confirm
your​ identity

24/7​ Customer​ Support

If​ your​ card​ is​ lost​ /​ stolen, you​
can​ block​ it​ immediately​ via​ the
ABA​ Mobile​ app​ or​ call​ us​ anytime

Visit nearest branch and meet our Relationship Managers who will guide you through the application procedure, or give us a call at +855 23 225 333 for further information.

Credit​ Card​ is​ a​ credit​ (loan)​ facility​ issued​ to​ cardholders​ to​ enable​ them​ to​ pay​ a​ merchant​ for​ goods​ and​ services,​ withdraw​ cash​ from​ ATMs,​ and​ repay​ to​ the​ Bank​ (card​ issuer)​ based​ on​ a​ statement​ that​ will​ be​ delivered​ on​ a​ monthly​ basis​ to​ cardholders​ via​ E-mail.
  • Debit​ Card:​ cardholders​ use​ their​ own​ money​ available​ in​ their​ bank​ account​ with​ no​ interest​ charge,​ no​ repayment​ and​ no​ late​ payment​ charge.
  • Credit​ Card:​ cardholders​ use​ the​ credit​ limit​ which​ is​ provided​ by​ the​ Bank​ and​ must​ settle​ the​ used​ amount​ based​ on​ monthly​ credit​ card​ statement.
  • A​ convenient​ way​ to​ manage​ your​ fund.
  • With​ credit​ limit​ approved​ by​ the​ Bank,​ you​ can​ withdraw,​ purchase​ or​ make​ any​ payment​ transactions​ you​ want,​ and​ repay​ later.​
  • Get​ a​ grace​ period​ interest-free​ on​ purchase​ transactions.
  • Receive​ competitive​ interest​ rate​ while​ using​ other​ ABA​ accounts​ such​ as​ Fixed​ Deposit,​​ Saving​ ……etc​ as​ Credit​ Card​ Collateral.
  • Get​ cash​ advance​ fee​ waived​ for​ transactions​ made​ through​ ABA​ Bank​ (ATM​ withdrawal​ /Cash​ Advance)
  • Other​ benefits​ with​ terms​ and​ conditions​ apply.​ 
Just​ visit​ any​ nearest​ ABA​ branch​ and​ meet​ our​ Relationship​ Manager/Client​ Service​ Advisor​ who​ will​ guide​ you​ through​ the​ application​ procedure,​ or​ give​ us​ a​ call​ at​ 023​ 225​ 333​ for​ more​ information.
All​ ABA’s​ debit​ accounts.Remark:​ We​ do​ not​ accept​ Fixed​ Deposit​ Account​ opened​ through​ ABA​ Mobile​ App​ and​ Fixed​ deposit​ with​ NO​ Auto​ Rollover​ condition.
  • Yes,​ you​ can!​
  • You​ can​ use​ title​ deed​ of​ your​ properties​ such​ as​ land,​ building…etc​ as​ collateral​ to​ secure​ your​ credit​ card.
No,​ you​ cannot!​ Currently,​ we​ provide​ only​ in​ USD​ currency.
  • You​ shall​ settle​ at​ least​ a​ Minimum​ Payment​ from​ 1st​ to​ 15th​ after​ received​ credit​ card​ statement.
  • Credit​ Card​ statement​ will​ be​ delivered​ to​ your​ email​ in​ the​ beginning​ of​ every​ next​ month. To​ prevent​ yourself​ from​ being​ late​ paying​ or​ fail​ to​ settle​ due​ amount​ after​ receiving​ credit​ card​ statement,​ please​ contact​ us​ at​ 098​ 203​ 222/​ 098​ 203​ 333/098​ 203​ 111/​ 098​ 203​ 555​ or​ email​ to​ [email protected]​ for​ more​ information.
  • ABA​ Bank​ also​ provide​ one​ best​ repayment​ method​ called​ Auto​ settlement​ which​ allow​ bank​ to​ settle​ your​ due​ amount​ automatically​ from​ any​ of​ your​ designed​ accounts,​ except​ your​ Fixed​ Deposit​ account.
  • Minimum​ Payment​ is​ the​ due​ amount​ which​ customer​ must​ settle​ to​ avoid​ late​ payment​ charge.
  • Minimum​ Payment​ =​ 20%​ of​ total​ due,​ minimum​ 50USD.
  • It​ is​ a​ debited​ account​ used​ as​ source​ of​ auto​ repayment​ to​ your​ Credit​ Card​ Account.​
  • Auto​ Settlement​ will​ be​ processed​ on​ every​ 15th​ of​ each​ month.
  • Auto​ Settlement​ are​ provided​ into​ 2​ options:
i. Minimum​ Payment:​ minimum​ paid​ amount​ which​ shown​ in​ credit​ card​ statement.
ii. Total​ Payment:​ total​ due​ amount​ based​ on​ credit​ card​ statement.
  • A​ period​ which​ interest​ on​ borrowed​ amount​ is​ waived​ (interest​ free​ period)​ for​ Sale​ Transactions.
  • The​ period​ provided​ by​ ABA​ Bank​ to​ credit​ cardholder​ to​ make​ repayment​ (15days​ after​ month-end).
Sale​ transactions​ are​ the​ purchasing​ transactions​ such​ as:
  • Purchase​ Air​ ticket.
  • Payment​ made​ in​ restaurants,​ supermarkets.
  • Booking​ Hotels​…etc.
Non-Sale​ Transactions​ are​ such​ as:
  • ATM​ cash​ withdrawal.
  • Funds​ transfer​ to​ other​ accounts. Phone​ top-up​ via​ ABA​ iBanking/Mobile​ App.
  • Bill​ payment​ via​ ABA​ iBanking/Mobile​ App.
  • Late​ payment​ fee.
  • Interest​ charges...etc.
  • Interest​ charges​ will​ be​ applied​ for​ non-sale​ transactions.There​ is​ no​ interest​ charge​ for​ sale​ transactions​ only.
  • Interest​ charges​ will​ be​ applied​ for​ non-sale​ transactions.
You​ can​ withdraw​ cash​ at​ ABA​ Bank​ Terminal​ for​ free.
Yes,​ it​ is!​ Interest​ and​ late​ payment​ fee​ will​ be​ charged​ from​ your​ credit​ card​ account.
Yes,​ you​ can.​ Remark:​ Please​ visit​ any​ ABA​ Bank​ branch​ to​ fill-in​ the​ required​ forms
Yes,​ you​ can.​ Remark:​ Please​ visit​ any​ ABA​ Bank​ branch​ to​ fill-in​ the​ required​ forms.
Yes,​ credit​ card​ has​ annual​ fee​ charge​ based​ on​ the​ type​ of​ your​ credit​ card.
No,​ you​ cannot!​ Credit​ card​ account​ is​ required​ to​ use​ with​ physical​ card​ linkage.
  • Yes,​ you​ can.​ 
  • You​ just​ need​ to​ visit​ any​ ABA​ Bank​ branch​ to​ request​ for​ the​ supplementary​ cards.
  • Only​ credit​ card​ account​ owner​ can​ apply​ for​ new​ supplementary​ cards.
  • You​ must​ visit​ any​ ABA​ Bank​ branch​ to​ request​ for​ renewal​ within​ 30​ days​ from​ the​ expired​ date.
  • If​ the​ card​ has​ expired​ and​ request​ for​ renewal​ hasn’t​ been​ completed​ within​ one​ month​ without​ any​ notification​ from​ Credit​ Cardholder,​ your​ credit​ card​ limit​ will​ be​ removed​ based​ on​ the​ Credit​ Card​ Policy.
If​ you​ do​ not​ receive​ the​ Credit​ Card​ statement​ on​ every​ 1st​ of​ each​ month,​ you​ shall​ contact​ ABA​ immediately​ at​ 098​ 203​ 222/​ 098​ 203​ 333/098​ 203​ 111/​ 098​ 203​ 555​ or​ [email protected]

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