Savings Account

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ABA Savings account is your most efficient and secure way to start saving.


Initial opening balance for residents*1040,000
Initial opening balance for non-residents*50200,000
Minimum ongoing balance1040,000
Interest rate (p.a.)**0.25%1.00%
Interest paymentSemi-annual (fiscal year) or upon account closure
Inter-regional branch cash deposit / withdrawal (daily limit)***30,00020,000,000
ReplenishmentUnlimited transactions in cash or non-­cash forms are allowed
Monthly account serviceFree
Internet Banking****Free
Mobile BankingFree
Access to the deposits
  • ABA Bank branches
  • Cash-In kiosks*****
  • Internet Banking
  • Mobile Banking
  • UnionPay Card / Mastercard / Visa Card

* Fee of USD 20 / KHR 80,000 is applied for closing the account within 3 months from opening date.
** Interest rate is accrued at 365 (three hundred sixty-five) days a year, considering actual quantity of days a month.
*** In case of exceeding the daily limit, 0.10% or minimum $1 (whichever higher) fee will be applied.
**** USD 25 fee for Access Card and Dynamic authentication device.
***** Now available for USD currency only.

You can

  • Flexibly earn money on your money – interest is accrued on daily basis and paid on semi-annual basis or upon account closure;
  • Conveniently access your account balance through Debit Master or Visa Card, iBanking or visiting one of the ABA Bank’s Branches;
  • Flexibly withdraw funds from your current account at any time provided that the minimum ongoing balance is preserved on the account without any additional cost;
  • Transact inward & outward remittances necessary balance to be used while remaining balance keeps earning money for you;
  • Deposit additional funds into your account without restriction;
  • Feel secured with getting instant notification about your account for free by using ABA Mobile app.


Along with the interest rate on your funds, some additional features are available:

  • Free Email notification for Inward and Outward transactions
  • Free Passbook
  • Free access to your account through Internet Banking* and Mobile app
  • Free monthly account statement (upon customer request)
  • Free standing order service

* Free SMS Dynamic Authentication mode. One-­off fee USD 25 for a CryptoCalculator Device.


To be eligible for ABA Savings Account you need to:

  • Be at least 15 years old for local citizen and 18 years old for foreigner;
  • Bring your passport or national ID for local citizen and passport with entry visa for foreigner (all documents must be valid);
  • Complete our Application form.

Visit one of our branches and meet our Relationship Manager who will guide you through the application procedure,or give us a call at 023 225 333 for further information.

Important information:
Terms and conditions are subject to the Bank’s sole discretion in changing it without prior notice to customers. The information on this webpage is prepared for informational purposes only. For further information, please visit your nearest ABA Bank branch or give us a call at (+855) 23 225 333.

ABA Saving account is the most efficient and secures way to start saving.
The minimum balance of Saving account is $10.
For opening Saving account, clients are required:
  • Maintain initial opening balance US$10 for residents, US$50 for non-residents, and US$100 for company.
  • Customer can conveniently withdraw their balance anytime and with no limits at our 24/7 ATM or at any ABA branch.
The benefits of Saving account are: 
  • Free access to your account through ABA Mobile app and iBanking
  • Free passbook and UnionPay card
  • Free monthly account statement (upon customer request)
  • Free standing order service
ABA offer competitive rate which will be changed from time to time. Please refer to conditions above for the latest update.
Your Saving account interest can be paid semiannually or upon account closure.
ABA will offer extra benefits to customer in some conditions:
The customers with deposit balances of US$3,000 or more are eligible for free ABA Credit Card, with below conditions applied:
  • Free Standard MasterCard Credit Card for deposit balances from US$3,000 to 9,999;
  • Free Visa Credit Platinum Lite for deposit balance of US$10,000 or more.
  • Customer can get up to 90% of blocked deposit balances as credit limit (or minimum credit limit of US$500)
For Saving account, customer can deposit funds and withdraw balance anytime with no limits.
You can visit your home branch. There will be no penalty for closing account after three months from opening date. However, US$20 will be applied from customer if there is early account closing within three months.
Visit any ABA branch close to you and talk to our Relationship Manager or contact our Contact Center to arrange an appointment with our Relationship Manager.

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