Mobile Savings Account

With​ the​ ABA​ Mobile​ app,​ you​ can​ open​ our​ most​ popular​ Savings​ Account​ easily​ and​ without​ visiting​ the​ bank​ branch.

ABA​ Mobile​ Savings​ Account​ comes​ with​ zero​ opening​ and​ ongoing​ balance,​ supports​ unlimited​ deposits​ and​ withdrawals,​ and​ offers​ an​ attractive​ interest​ rate​ of​ up​ to​ 1.5%​ p.a.!​ To​ open​ the​ account,​ launch​ ABA​ Mobile,​ tap​ New​ Account,​ and​ select​ Mobile​ Savings​ Account​ from​ the​ list​ of​ available​ accounts.

There are various convenient ways to replenish your ABA account with cash or via instant cashless transfers from other banks and e-wallets.

Learn more

Interest rate (p.a.) in USD

Daily BalanceInterest Rate2
USD ≤ 1,0000.10%
USD ≤ 10,0000.15%
USD ≤ 25,0000.20%
USD ≤ 50,0000.25%
USD ≤ 100,0000.35%
USD ≤ 500,0000.50%
USD > 500,0000.75%

Interest rate (p.a.) in KHR

Daily BalanceInterest Rate2
KHR ≤ 20,000,0001.00%
KHR ≤ 100,000,0001.25%
KHR > 100,000,0001.50%

Conditions

CurrencyUSDKHR
Initial opening balance for residentsN/A
Initial opening balance for non-residents
Minimum ongoing balance
Number of Mobile SavingsCustomers is allowed to open up to 3 Mobile Savings accounts.
Interest paymentMonthly or upon account closure
Operations conditionsThe operation of Mobile Savings shall be operated through all digital channels of ABA.
Account closure2ABA Bank Branch
Passbook3Passbook will not be provided
Early closureUSD 20/KHR 80,000 is applied for closing the account within 3 months from opening date
Access to deposit
  • ABA Bank Branches
  • ABA Mobile app
Monthly account serviceFree
Dormant fee4USD 10 / KHR 40,000/p.a.
Certify account balanceUSD 10 / KHR 40,000/piece
Audit confirmationUSD 10 / KHR 40,000/time

All Terms and Conditions are subject to ABA Bank’s sole discretion without prior notice to customers.

1​ Interest​ rate​ is​ accrued​ at​ 365​ (three​ hundred​ and​ sixty​ five)​ days​ a​ year,​ considering​ actual​ quantity​ of​ days​ a​ month.
2​ To close a mobile savings account, customer needs to visit any ABA branch in person.
3​ No​ Passbook​ is​ provided.​ Customer​ shall​ access​ the​ entry​ of​ account​ through​ ABA​ Mobile​ App.​ Optionally,​ customer​ can​ request​ passbook​ at​ any​ ABA​ branch​ at​ standard​ fee​ and​ charge​ applied.
4 
System​ will​ automatically​ charge​ USD​ 10​ or​ KHR​ 40,000​ if​ Mobile​ Savings​ account​ is​ not​ operative​ for​ 12​ months​ and​ more.​

Requirements

To open a Mobile Savings Account, please follow these requirements:

  • Customer should be an ABA Mobile app user.
  • Customer needs to have at least one Savings, Current, or Current Plus account before creating a Mobile Savings Account.
  • Mobile Savings Account is available for both individual resident and non-resident customers.

Don’t​ have​ ABA​ Mobile​ yet?​

Click​ the​ icon​ below​ to​ download​ the​ application​ for​ FREE​ from​ Apple's App store, Google's Play Store or Huawei's AppGallery. After​ downloading,​ simply​ follow​ the​ screen​ instructions​ to​ start​ mobile​ banking!