Current PLUS Account

Current PLUS Account provides you with the great possibility to start earning interest using your current account. Being a simple, cost effective solution to manage your money in Cambodia as well as overseas, the Current plus account offers an outstanding level of simplicity, coupled with pleasant efficiency.

Interest rate(p.a.)1 in USD

Daily Balance Company Government Inst.
USD ≤ 1,000 0.00% 0.00%
USD ≤ 10,000 0.10% 0.10%
USD ≤ 25,000 0.15% 0.15%
USD ≤ 50,000 0.20% 0.20%
USD ≤ 100,000 0.30% 0.30%
USD ≤ 500,000 0.45% 0.45%
USD > 500,000 0.70% 0.70%

Interest rate(p.a.) ​in KHR

Daily Balance Company Government Inst.
KHR ≤ 20,000,000 1.00% 1.00%
KHR ≤ 100,000,000 1.25% 1.25%
KHR > 100,000,000 1.50% 1.50%


Initial opening balance
  Individual/Company500 2 million
  Government500 2 million
Minimum ongoing balance
  Individual/Company500 2 million
  Government500 2 million
WithdrawalsUnlimited partial withdrawals of funds from the current account without loss of accrued interest are allowed upon the condition of minimum ongoing balance is preserved on the deposit account
Acceptant notes3Any types of fit KHR note will be accepted at with some applicable charges
Interest paymentMonthly (Company) and Quarterly (Government) or upon account closure
Early closure4Fee of USD 20 / KHR 80,000 is applied for closing the account within 3 months from opening date
Replenishment5Unlimited transactions in cash or non-­cash forms are allowed
Service feesMonthly account serviceFree
Check bookUSD20/KHR80,000/book
ABA BusinessRefer to ABA Business T&C here
Dormant fee7USD 10 / KHR 40,000/p.a.
Certify account balanceUSD 10 / KHR 40,000/piece
Audit confirmationUSD 10 / KHR 40,000/time
Nostro or Banker checkUSD 10 / KHR 40,000/check

Free issuance and annual maintenance fees of Credit Card for primary holder with below conditions:

  • Mastercard Credit Standard/Visa Credit Classic: customers shall maintain deposit balance of USD 3,000 - 5,000 as security. The customer can choose credit limit from USD 500 - 4,500 or up to 90% of security deposit.
  • Visa Platinum Lite: customer shall maintain deposit balance from USD 5,001 or more as security. The customer can choose credit limit from USD 1,000 - 12,500 or 90% of security limit (whichever limit is lower).

All Terms and Conditions are subject to ABA Bank’s sole discretion without prior notice.

1 Interest rate is accrued on 365 (three hundred sixty-five) days a year, considering actual quantity of days a month. Further, if total balance at End of Day (EOD) is less than and/or equivalent to the defined threshold, a lower interest rate will be applied for accruals. In contrast, if total balance at EODis more than the defined threshold, a higher interest rate will be applied.
3 Fee is applied to different types of notes and quantity as link here.
4 Customers are required to return all unused check, cards and any given account facility to the Bank.
5 Fee charge for OTC Cash Deposit and Withdrawal at the Inter-Regional Branches link here.
6 Cash withdrawals are drawn on the basis of check issued.
System will automatically charge USD 10 if account is not operative for 12 months or more, except Government Inst.

Additional Benefits

Along with the interest rate on your funds, you also get:


To open a corporate account, you need to provide the following documents:

  • Original and latest Memorandum and Articles of Association (M&A) signed by all directors of the Company.
  • Certificate of Commercial Registration / Incorporation issued by Ministry of Commerce or a printed version of Certificate of Registration with QR code.
  • Original Board of Directors Resolution to appoint signatory(ies) and account mandate.
  • Original and valid National ID or Passport of all Shareholders and Directors.
  • Original and valid National ID or Passport of all Authorized Signatory(ies).
  • Business Tax Patent (if applicable).
  • Business License issued by relevant ministry and/or authority (if applicable).
  • Letter of Approval from relevant ministry or authority (if applicable).
  • Sample of Board of Director Resolution (please use company’s letterhead and incorporate the content in the sample Board of Director Resolution where applicable).

And, fill in the following forms:

Additional requirements:

  • Company seal to be appended on Board of Director Resolution and other relevant documents (where applicable).
  • Customer is required to disclose Tax Registration number (TRN) or Tax Identification number (TIN) where applicable.
  • Authorized Signatory(ies) is/are required to be present at the Bank or in front of a Bank staff.

- Account for Financial Institutions: Requirements may differ, please contact our branch for more information.
- In addition to the required documents for account opening above, customers shall also comply with the Bank's onboarding policies and processes before the account opening.

The​ requirements​ for​ amending​ corporate​ Fixed​ Deposit​ account​ are;

The​ documents​ requirement

  • Original​ Memorandum​ and​ Article​ of​ Association​ (if​ any​ update)​
  • Original​ Board​ of​ Directors​ Resolution​ for​ account​ amendment​ (if​ add,​ remove​ signatory(ies)​ or​ change​ account​ mandate)
  • Original​ Board​ of​ Directors​ Resolution​ for​ ABA Business​ Amendment​ (if​ there​ is​ change​ of​ authorizer​ in​ ABA Business)​
  • Certificate​ of​ Commercial​ Registration​ /​ Incorporation​ issued​ by​ Ministry​ of​ Commerce​ or​ a​ printed​ version​ of​ Certificate​ of​ Registration​ with​ QR​ code​ (if​ any​ update)
  • Original​ and​ valid​ National​ ID​ or​ Passport​ of​ new​ Shareholder(s)​ and​ Director(s)
  • Original​ and​ valid​ National​ ID​ or​ Passport​ of​ new​ Authorized​ Signatory (ies).

Other​ requirements​ you​ may​ need​ to​ take​ note

  • Company’s​ seal​ is​ to​ be​ appended​ on​ Board​ of​ Director​ Resolution​ or​ any​ relevant​ documents.
  • All​ signatory(ies)​ is/are​ required​ to​ present​ at​ Bank’s​ counter​ or​ in​ front​ of​ Bank​ staff.
  • Corporate​ Card​ that​ belongs​ to​ the​ removed​ signatory(ies)​ must​ be​ returned​ to​ the​ bank.
  • Corporate​ Card​ linked​ to​ Corporate​ Account​ is​ to​ be​ returned​ to​ bank​ if​ account​ mandate​ change​ to​ other​ rather​ than​ “Anyone​ to​ Sign”.


  • Financial​ Institution:​ The​ requirements​ may​ differ,​ please​ contacts​ our​ branch​ for​ more​ information.
  • Customer​ will​ need​ to​ pass​ the​ bank’s​ onboarding’s​ process​ before​ account​ amendment.