Credit Cards

If​ you​ love the​ freedom​ of​ having​ a​ reserve​ fund​ at​ your command, ABA​ Bank’s​ credit​ cards​ are​ here​ for you.

ABA Bank has been certified to meet the Payment Card Industry Data Security Standard (PCI DSS) requirements. With ABA Bank, you can be confident that your card payments are protected by the industry's leading security measures.

ABA​ Visa or​ Mastercard​ credit​ cards​ equipped​ with​ advanced​ safety​ features​ allow​ you​ to​ enjoy in-store or online​ shopping, covering​ your​ daily​ expenses,​ unexpected​ purchase​ or​ occasional​ trip​ abroad,​ and​ bringing​ additional​ convenience​ to​ repay​ the​ borrowed​ amount​ later.

Everyone​ lives​ their​ life​ with​ different​ expenses,​ and​ we've got​ a​ card​ for​ any​ need!

Standard Cards

Select​ the​ card​ that​ best​ fits​ your​ lifestyle,​ apply​ for​ free​ and​ enjoy​ the​ wide​ range​ of​ benefits.

Visa Classic

Simple​ and​ secure​ way​ to​ enjoy
​ your purchases​ worldwide.
Annual​ fee:​ 15 USD


Learn more

Mastercard Standard

Easy​ access​ to​ extra​ funds​
whenever​ you​ need.
Annual​ fee:​ 15 USD


Learn more

Premium Cards

ABA Platinum Card brings you a myriad of wonderful privileges that will enrich your lifestyle. To see the full list of latest offers and perks from our international and local partners, please click here.

Visa Platinum

Exclusive​ benefits​ and​ privileges​
for​ your​ premium​ lifestyle.
Annual​ fee:​ 300 USD


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Visa Platinum Lite

Light​ version​ of​ Platinum​ card
​ yet​ with​ extensive​ benefits.
Annual​ fee:​ 30 USD


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Mastercard Platinum

Enrich​ your​ life​ with​ exclusive​
access​ and​ privileges.
Annual​ fee:​ 300 USD


Learn more

Mastercard Platinum Lite

Enjoy​ exclusive​ privileges​ at​
an​ affordable​ rate
Annual​ fee:​ 30 USD


Learn more

Visa Business

Give​ your​ business​ and​ employees​
the​ purchasing​ power​ they​ need.
Annual​ fee:​ 30 USD


Learn more

All​ ABA​ cards​ come​ with​ these​ great​ benefits

Free Issuance


Our​ cards​ are​ issued​ for​ free
so​ you​ can​ get​ an​ easier​ and
better​ access​ to​ your​ funds

Fraud Protection


You​ are​ entitled​ for​ refund​ of​
a​ fraudulent​ transaction​ provided
you​ operate​ your​ account​ responsible​​

Online Security


Our​ cards​ are​ protected​ with
additional​ layer​ of​ security​ with
a​ One-Time​ Password​ to​ confirm
your​ identity

24/7​ Customer​ Support


If​ your​ card​ is​ lost​ /​ stolen, you​
can​ block​ it​ immediately​ via​ the
ABA​ Mobile​ app​ or​ call​ us​ anytime

Visit nearest branch and meet our Relationship Managers who will guide you through the application procedure, or give us a call at Toll-free 1 800 203 203 or +855 98 203 333 for further information.

For Card Terms and Conditions please check here.

Credit​ Card​ is​ a​ credit​ (loan)​ facility​ issued​ to​ cardholders​ to​ enable​ them​ to​ pay​ a​ merchant​ for​ goods​ and​ services,​ withdraw​ cash​ from​ ATMs,​ and​ repay​ to​ the​ Bank​ (card​ issuer)​ based​ on​ a​ statement​ that​ will​ be​ delivered​ on​ a​ monthly​ basis​ to​ cardholders​ via​ E-mail.
  • Debit​ Card:​ cardholders​ use​ their​ own​ money​ available​ in​ their​ bank​ account​ with​ no​ interest​ charge,​ no​ repayment​ and​ no​ late​ payment​ charge.
  • Credit​ Card:​ cardholders​ use​ the​ credit​ limit​ which​ is​ provided​ by​ the​ Bank​ and​ must​ settle​ the​ used​ amount​ based​ on​ monthly​ credit​ card​ statement.
  • A​ convenient​ way​ to​ manage​ your​ fund.
  • With​ credit​ limit​ approved​ by​ the​ Bank,​ you​ can​ withdraw,​ purchase​ or​ make​ any​ payment​ transactions​ you​ want,​ and​ repay​ later.​
  • Get​ a​ grace​ period​ interest-free​ on​ purchase​ transactions.
  • Receive​ competitive​ interest​ rate​ while​ using​ other​ ABA​ accounts​ such​ as​ Fixed​ Deposit, Saving​ ……etc​ as​ Credit​ Card​ Collateral.
  • Get​ cash​ advance​ fee​ waived​ for​ transactions​ made​ through​ ABA​ Bank​ (ATM​ withdrawal​ /Cash​ Advance)
  • Other​ benefits​ with​ terms​ and​ conditions​ apply.​ 
Just​ visit​ any​ nearest​ ABA​ branch​ and​ meet​ our​ Relationship​ Manager/Client​ Service​ Advisor​ who​ will​ guide​ you​ through​ the​ application​ procedure,​ or​ give​ us​ a​ call​ at​ 1 800 203 203​ for​ more​ information.
All​ ABA’s​ debit​ accounts.Remark:​ We​ do​ not​ accept​ Fixed​ Deposit​ Account​ opened​ through​ ABA​ Mobile​ App​ and​ Fixed​ deposit​ with​ NO​ Auto​ Rollover​ condition.
  • Yes,​ you​ can!​
  • You​ can​ use​ title​ deed​ of​ your​ properties​ such​ as​ land,​ building…etc​ as​ collateral​ to​ secure​ your​ credit​ card.
No,​ you​ cannot!​ Currently,​ we​ provide​ only​ in​ USD​ currency.
  • You​ shall​ settle​ at​ least​ a​ Minimum​ Payment​ from​ 1st​ to​ 15th​ after​ received​ credit​ card​ statement.
  • Credit​ Card​ statement​ will​ be​ delivered​ to​ your​ email​ in​ the​ beginning​ of​ every​ next​ month. To​ prevent​ yourself​ from​ being​ late​ paying​ or​ fail​ to​ settle​ due​ amount​ after​ receiving​ credit​ card​ statement,​ please​ contact​ us​ at​ 098​ 203​ 222/​ 098​ 203​ 333/098​ 203​ 111/​ 098​ 203​ 555​ or​ email​ to​ [email protected]​ for​ more​ information.
  • ABA​ Bank​ also​ provide​ one​ best​ repayment​ method​ called​ Auto​ settlement​ which​ allow​ bank​ to​ settle​ your​ due​ amount​ automatically​ from​ any​ of​ your​ designed​ accounts,​ except​ your​ Fixed​ Deposit​ account.
  • Minimum​ Payment​ is​ the​ due​ amount​ which​ customer​ must​ settle​ to​ avoid​ late​ payment​ charge.
  • Minimum​ Payment​ =​ 20%​ of​ total​ due,​ minimum​ 50USD.
  • It​ is​ a​ debited​ account​ used​ as​ source​ of​ auto​ repayment​ to​ your​ Credit​ Card​ Account.​
  • Auto​ Settlement​ will​ be​ processed​ on​ every​ 15th​ of​ each​ month.
  • Auto​ Settlement​ are​ provided​ into​ 2​ options:
i. Minimum​ Payment:​ minimum​ paid​ amount​ which​ shown​ in​ credit​ card​ statement.
ii. Total​ Payment:​ total​ due​ amount​ based​ on​ credit​ card​ statement.
  • A​ period​ which​ interest​ on​ borrowed​ amount​ is​ waived​ (interest​ free​ period)​ for​ Sale​ Transactions.
  • The​ period​ provided​ by​ ABA​ Bank​ to​ credit​ cardholder​ to​ make​ repayment​ (15days​ after​ month-end).
Sale​ transactions​ are​ the​ purchasing​ transactions​ such​ as:
  • Purchase​ Air​ ticket.
  • Payment​ made​ in​ restaurants,​ supermarkets.
  • Booking​ Hotels​…etc.
Non-Sale​ Transactions​ are​ such​ as:
  • ATM​ cash​ withdrawal.
  • Funds​ transfer​ to​ other​ accounts. Phone​ top-up​ via​ ABA​ iBanking/Mobile​ App.
  • Bill​ payment​ via​ ABA​ iBanking/Mobile​ App.
  • Late​ payment​ fee.
  • Interest​ charges...etc.
  • Interest​ charges​ will​ be​ applied​ for​ non-sale​ transactions.There​ is​ no​ interest​ charge​ for​ sale​ transactions​ only.
  • Interest​ charges​ will​ be​ applied​ for​ non-sale​ transactions.
You​ can​ withdraw​ cash​ at​ ABA​ Bank​ Terminal​ for​ free.
Yes,​ it​ is!​ Interest​ and​ late​ payment​ fee​ will​ be​ charged​ from​ your​ credit​ card​ account.
Yes,​ you​ can.​ Remark:​ Please​ visit​ any​ ABA​ Bank​ branch​ to​ fill-in​ the​ required​ forms
Yes,​ you​ can.​ Remark:​ Please​ visit​ any​ ABA​ Bank​ branch​ to​ fill-in​ the​ required​ forms.
Yes,​ credit​ card​ has​ annual​ fee​ charge​ based​ on​ the​ type​ of​ your​ credit​ card.
No,​ you​ cannot!​ Credit​ card​ account​ is​ required​ to​ use​ with​ physical​ card​ linkage.
  • Yes,​ you​ can.​ 
  • You​ just​ need​ to​ visit​ any​ ABA​ Bank​ branch​ to​ request​ for​ the​ supplementary​ cards.
  • Only​ credit​ card​ account​ owner​ can​ apply​ for​ new​ supplementary​ cards.
  • You​ must​ visit​ any​ ABA​ Bank​ branch​ to​ request​ for​ renewal​ within​ 30​ days​ from​ the​ expired​ date.
  • If​ the​ card​ has​ expired​ and​ request​ for​ renewal​ hasn’t​ been​ completed​ within​ one​ month​ without​ any​ notification​ from​ Credit​ Cardholder,​ your​ credit​ card​ limit​ will​ be​ removed​ based​ on​ the​ Credit​ Card​ Policy.
If​ you​ do​ not​ receive​ the​ Credit​ Card​ statement​ on​ every​ 1st​ of​ each​ month,​ you​ shall​ contact​ ABA​ immediately​ at​ 098​ 203​ 222/​ 098​ 203​ 333/098​ 203​ 111/​ 098​ 203​ 555​ or​ [email protected].