Fixed Deposit

Make your money work hard for you and know exactly what you’ll get. Choose a term deposit between 1 to 60 months on your Fixed Deposit Account and earn interest at competitive rates.

Fixed Deposit opened over the counter (p.a.)

• KHR
• USD

_{¹ GLFI refers to the FI dually licensed by local regulators such as the National Bank of Cambodia (or the direct supervisory authority, where applicable) and Ministry of Commerce for the legalization of entity and its operations.
² Commercial Bank, Specialized Banks, and Micro Finance Initiation, Insurance Companies and other forms of Financial Institution (FI) defined by the National Bank of Cambodia’s regulations are subject to approval from ALCO Committee.
³ Conditions for pre-maturity withdrawal:}

• Individual & Corporate:
  • Interest Payment at Maturity: If the account is closed before maturity, Standard Savings Interest (when the FD is opened/rolled over) will be applied.
  • Monthly Interest Payment: If the account is closed before maturity, Standard Savings interest will NOT be applied. If there is some interest paid to the customer, the same amount will be deducted from the principal of the Fixed Deposit.

• Financial institution:
  • Interest Payment at Maturity: If the account is closed before maturity, Standard Savings interest will NOT be applied.
  • Customers are required to return Fixed Deposit Certificate and any given account facilities to the Bank.

_{⁴ The interest is accrued on daily basis and paid based on the actual number of days the account remains active.
⁵ ABA Business is applicable to corporate account only.
⁶ ABA Mobile is applicable to personal account only.
⁷ KHR 20,000 or USD 5 fee is applied for re-issuing a Fixed Deposit Certificate.
⁸ Any account holder or authorized signatory may request balance and account confirmation by default. Authorized agents may also do so if granted permission by the account holder or signatory. If agent has not been appointed, one must be designated in accordance with the agent appointment procedure.
⁹ The charge fee is based on the number of days in the period.
¹⁰ Corporate customers shall be categorized according to their customer type, tax residency status, the availability of supporting tax documentation, and their eligibility of tax exemption.
¹¹ Customer is strongly advised to visit home branch where s/he opened fixed deposit in order to operate the fund, including, but not limited to closing fixed Deposit account.}

Fixed​ Deposit​​ opened​ in the ABA Business online banking platform (p.a.)

• KHR
• USD

Conditions

*All Terms and Conditions are subject to ABA Bank’s sole discretion in changing without prior notice to clients.

_{¹¹ GLFI refers to the FI dually licensed by local regulators such as the National bank of Cambodia (or the direct supervisory authority, where applicable) and Ministry of Commerce for the legalization of entity and its operations.
¹² If the account is closed before maturity, Standard Savings Interest (when the FD is opened/rolled over) will be applied.
¹³ The interest is accrued on daily basis and paid based on the actual number of days the account remains active.
¹⁴ Customer can access to Mobile Fixed Deposit account 24/7 through ABA Business.
¹⁵ Any account holder or authorized signatory may request balance and account confirmation by default. Authorized agents may also do so if granted permission by the account holder or signatory. If agent has not been appointed, one must be designated in accordance with the agent appointment procedure.
¹⁶ The charge fee is based on the number of days in the period.
¹⁷ Corporate customers shall be categorized according to their customer type, tax residency status, the availability of supporting tax documentation, and their eligibility of tax exemption.}

• For Account Opening
• For Account Amendment