Current Account
ABA Current Account is a simple and convenient way to enjoy easy payment for purchase of goods and services.
There are various convenient ways to replenish your ABA account with cash or via instant cashless transfers from other banks and e-wallets.
Conditions
| Currency | USD | KHR |
| Initial opening balance | 100 | 400,000 |
| Minimum on-going balance | 100 | 400,000 |
| Minimum holding period | Unlimited | |
| Check book | USD 20/book with 50 pieces | KHR 80,000/book with 50 pieces |
| Cash withdrawal/deposit amount | Unlimited | |
| Abandonment Fee1 | Apply to CIFs inactive for a consecutive period of 4 years and longer | |
| Check dishonor fee through clearing house (per check) | 50 | 200,000 |
| Check dishonor fee through ABA branch (per check) | 10 | 40,000 |
| Monthly account service | Free | |
| Mobile Banking2 | Free | |
| Access to the deposits |
| |
All Terms and Conditions are subject to ABA Bank’s sole discretion without prior notice to customers.
1 Abandonment Fee
Note: Inactive CIF(s) means a CIF did not have any transaction on any of his/her account(s) during this period.
| Abandonment | Fee(per customer) |
| Year 1 | USD 0.00 / KHR 0.00 |
| Year 2 | USD 0.00 / KHR 0.00 |
| Year 3 | USD 0.00 / KHR 0.00 |
| Year 4 | USD 50.00 / KHR 200,000 |
| Year 5 and up | USD 100.00 / KHR 400,000 |
2 It's available for personal account only.
You can
- Do unlimited transactions on your available balance at any time for free of charge;
- Access your account through Debit Card, ABA Business or visiting one of the ABA Bank’s Branches;
- Withdraw funds from your current account at any time provided that the minimum ongoing balance is preserved on the account.
Benefits
Along with the interest rate on your funds, you also get:
- Free access to your account through ABA Business.
You can open account at any ABA Bank branch. Here are the requirements:
For locals
- Be at least 15 years old;
- Bring the original and valid National ID or Passport;
- Complete our Application form.
For foreigners
- Be at least 18 years old;
- Bring the original and valid Passport (with valid visa) and any document that proves your residential status3;
- Complete our Application form.
3 Proof of residence includes the followings:
- Multiple-entry visa without leaving the country for at least 182 days in a year;
- Proof of residence (house rental contract. certificate of residential address, hotel lease/bill) including a minimum of 6 months tenor in the contract; or
- Proof of employment (employment contract, certificate of employment) indicating a minimum of 6 months employment or business license/certificate (if self-employed).
Note:
- Customer must meet all the outlined requirements before opening an account.
For further information, please visit your nearest ABA Bank branch or give us a call at 1 800 203 203.
- Maintain initial opening balance USD 100 or equivalent in KHR for Individual and company and USD 50,000 or equivalent in KHR for financial Industry;
- Minimum ongoing balance USD 20 or equivalent in KHR;
- Minimum holding period is unlimited.
- For individual:
Original National ID for resident
Original passport and valid visa for non-resident - For corporate/organization:
Business registration letter from Ministry of Commerce;
License, Business Memorandum and company Seal;
Copy of board of director's passport or ID with specimen of their original signature and stamp
- Fee monthly account statement (on request)
- Free E-service
- Free access to your account through ABA Business
- Free standing order
- Do unlimited transaction on your available balance at any time for free of charge.
- Access your account balance through Debit Card, Internet banking or visiting one of the ABA‘s branches.
- Withdraw funds from your account at any time provided that the minimum ongoing balance is preserved on the account.
- Feel securely by getting instant information about your account information for free by using SMS and E-Service.
General Terms and Conditions, General Terms and Conditions for Online Services, and ABA Mobile Terms and Conditions apply. You need Adobe Reader to view these PDF files.
