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Domestic Transfers Via NCS

Take​ advantage​ of​ convenient​ fund​ transfers​ to​ local​ banks​ in​ ABA​ Mobile!​ With​ our​ Domestic​ Bank​ Transfers​ service,​ you​ do​ not​ need​ to​ travel​ with​ cash​ to​ bank​ branches​ or​ issue​ checks.​ All​ you​ need​ to​ pay​ someone​ who​ doesn’t​ have​ an​ ABA​ account​ is​ to​ use​ the​ ABA​ Mobile​ app​ in​ your​ smartphone.​

The domestic bank transfer service is available in KHR with fee as low as 0.05% of the transferred amount and in USD with fee as low as 0.05% of the transferred amount (min USD 5 or its equivalent in KHR). There are more than 30 local banks nationwide that accept fund transfers from ABA account via ABA Mobile.

Transferring​ funds​ to​ your​ friends​ or​ business​ partners​ has​ never​ been​ this​ easy!

Transfer​ from​ ABA​ to​ local​ banks​ in​ ABA​ Mobile

  1. Tap​ Transfers​ select​ Transfer to local banks & wallets and select NCS-send to local banks
  2. Choose​ your​ ABA​ account​ to​ transfer​ money​ from1
  3. Input​ the​ recipient’s​ details​ such​ as​ name,​ bank​ name,​ and​ account​ number
  4. Enter​ the​ transfer​ amount​ and​ purpose​ and​ tap​ Transfer​ button
  5. Confirm​ the​ transaction2​ with​ your​ 4-digit​ ABA​ Mobile​ app​ PIN.

1 The​ transfer​ currency​ will​ be​ as​ per​ the​ currency​ of​ your​ source​ account.
2 In​ case​ the​ transaction​ has​ been​ cancelled,​ you​ will​ be​ notified​ within​ one​ (1)​ working​ day.

Fees and limits

CurrencyUSDKHR
Fee0.05% (min. 5 USD or its equivalent in KHR)0.05%
Transaction Limit/Day10 to 100,000 USD (or its equivalent in KHR)

Note

  • Amendments and cancellations are not allowed for Mobile Domestic Transfers.

Participating banks

ACLEDA Bank PlcICBC Limited Phnom Penh Branch
AsiaPacific Development Bank PlcJTrust Royal Bank Plc
Bangkok Bank Plc. Br. CambodiaKBPrasac Bank Cambodia Plc
Bank for investment and development of Cambodia PlcKrung Thai Bank Public Co, Ltd
Bank Of China ( Hong Kong) Limited, Phnom Penh BranchMay Bank Phnom Penh Branch Plc
Booyoung Khmer BankMB BANK (CAMBODIA) PLC.
Branch of Kasikorn Bank Public Company Limited Phnom PenhMega International Commercial Bank
Bred Bank Cambodia PlcNational Bank Of Cambodia
Cambodia Asia Bank LtdOriental Bank PLC
Cambodia Post Bank PlcPhilip Bank Plc
Cambodian Commercial Bank LtdPhnom Phenh Commercial bank
Cambodian Public Bank PlcPRINCE BANK PLC HQ001
Canadia Bank PlcRHB Bank (Cambodia) Plc
Cathay United Bank Cambodia Co, LtdSacom Bank Cambodia PLc
CHIEF (CAMBODIA) COMMERCIAL BANK PLCSathapana Bank PLC
Chip Mong Commercial Bank PlcSBI LY HOUR BANK PLC
CIMB Bank Cambodia PlcSHB Plc Phnom Penh Branch, Cambodia
DGB BANK PLCSHINHAN BANK (CAMBODIA) PLC
First Commercial Bank Phnom Penh BranchTaiwan Cooperative Bank, Phnom Penh Branch
Foreign Trade Bank of CambodiaUnion Commercial Bank Plc
HATTHA BANK PLCVattanac Bank
HENG HE (Cambodia) Commercial Bank PlcVietnam Bank Agriculture Development
Hong Leong Bank (Cambodia) plcWING BANK CAMBODIA PLC

Download​ the​ ABA​ Mobile​ app​ today​ to​ start​ using​ it​ for​ Domestic​ Bank​ Transfers​ and​ other​ useful​ features!

    

Please​ read​ these​ terms​ and​ conditions​ carefully.​ These​ terms​ and​ conditions​ are​ an​ Agreement​ between​ you​ (“the​ Applicant”),​ and​ Advanced​ Bank​ of​ Asia​ Limited​ (“the​ Bank”)​ on​ money​ transfers.

1.​ The​ Applicant​ confirms​ that​ the​ provided​ information​ is​ true​ and​ correct​ and​ the​ Bank​ is​ not​ responsible​ for​ any​ delays,​ errors​ and​ omissions​ caused​ by​ misprinting​ and/or​ inaccuracy​ of​ the​ Applicant.

2.​ The​ Applicant​ undertakes​ that​ his/her​ user​ name,​ PIN​ code,​ passwords​ and​ all​ other​ credentials​ necessary​ for​ using​ of​ ABA​ Bank​ mobile​ application,​ were​ not​ disclosed​ to​ third​ parties.

3.​ The​ Applicant​ confirms​ that​ he/she​ is​ using​ ABA​ Bank​ mobile​ application​ for​ his/her​ own​ transactions​ only,​ and​ does​ not​ conduct​ any​ transactions​ on​ behalf​ of​ third​ parties.

4.​ The​ Applicant​ authorizes​ the​ Bank​ to​ debit​ his/her​ account​ for​ the​ transfer​ amount​ and​ amount​ of​ commissions​ and​ fees.

5.​ In​ case​ the​ money​ transfer​ is​ rejected​ by​ beneficiary’s​ bank,​ the​ Bank​ will​ return​ the​ Applicant's​ funds​ only​ upon​ receipt​ of​ funds​ from​ beneficiary’s​ bank.​ The​ Applicant​ understands​ and​ agrees​ that​ beneficiary​ bank’s​ fees​ will​ be​ deducted​ from​ the​ returned​ amount.

6.​ The​ Applicant​ understands​ and​ agrees​ that​ some​ fees​ are​ not​ refundable.

7.​ The​ Applicant​ authorizes​ the​ Bank​ to​ postpone,​ suspend​ or​ cancel​ the​ money​ transfer​ if​ the​ Bank​ found​ that​ it​ may​ be​ related​ to​ unlawful​ conduct​ and/or​ breach​ of​ any​ national​ or​ international​ laws​ or​ regulations.

8.​ The​ Applicant​ undertakes​ that​ the​ money​ transfer​ is​ not​ related​ to​ any​ illegal​ activities​ and/or​ money​ laundering​ and/or​ terrorism​ finance.​

9.​ The​ Applicant​ undertakes​ to​ provide​ additional​ information​ and/or​ documents​ related​ to​ the​ money​ transfer​ if​ requested​ by​ the​ Bank.

10.​ The​ Bank​ may​ change​ its​ fees​ and​ commissions​ as​ well​ as​ these​ Terms​ and​ Conditions​ from​ time​ to​ time​ without​ prior​ notice.

11.​ The​ Bank​ may​ disclose​ the​ money​ transfer​ information​ to​ third​ parties​ in​ accordance​ with​ the​ legislation​ of​ the​ Kingdom​ of​ Cambodia​ including,​ but​ not​ limited​ by,​ court​ decisions,​ investigations​ and​ regulations.

12.​ The​ Bank​ reserves​ right​ to​ reject​ or​ suspend​ any​ transfer​ if​ required​ for​ its​ AML/KYC​ purposes.

13.​ Transfers​ received​ after​ 2PM​ Cambodia​ time​ will​ be​ processed​ on​ the​ next​ working​ day.

14.​ The​ Bank​ is​ not​ responsible​ for​ any​ taxes,​ duties​ and​ other​ expenses,​ which​ might​ occur​ in​ relation​ to​ the​ money​ transfer.

Contact​ us​ instantly​ without​ leaving​ ABA​ Mobile​ app​ by​ tapping​ the​ Contact​ Us​ button​ on​ the​ app’s​ main​ screen.​ Additionally,​ you​ can​ chat​ with​ us​ via​ Facebook​ Messenger,​ on​ our​ website​ or​ call​ us​ 24/7​ hotline​ at​ 098 203 203.

Which​ local​ bank​ I​ can​ send​ money​ to?​
Please​ refer​ to​ below list:
ACLEDA Bank PlcICBC Limited Phnom Penh Branch
AsiaPacific Development Bank PlcJTrust Royal Bank Plc
Bangkok Bank Plc. Br. CambodiaKBPrasac Bank Cambodia Plc
Bank for investment and development of Cambodia PlcKrung Thai Bank Public Co, Ltd
Bank Of China (Hong Kong) Limited, Phnom Penh BranchMay Bank Phnom Penh Branch Plc
Booyoung Khmer BankMB BANK (CAMBODIA) PLC.
Branch of Kasikorn Bank Public Company Limited Phnom PenhMega International Commercial Bank
Bred Bank Cambodia PlcNational Bank of Cambodia
Cambodia Asia Bank LtdOriental Bank PLC
Cambodia Post Bank PlcPhilip Bank Plc
Cambodian Commercial Bank LtdPhnom Phenh Commercial bank
Cambodian Public Bank PlcPRINCE BANK PLC HQ001
Canadia Bank PlcRHB Bank (Cambodia) Plc
Cathay United Bank Cambodia Co, LtdSacom Bank Cambodia PLc
CHIEF (CAMBODIA) COMMERCIAL BANK PLCSathapana Bank PLC
Chip Mong Commercial Bank PlcSBI LY HOUR BANK PLC
CIMB Bank Cambodia PlcSHB Plc Phnom Penh Branch, Cambodia
DGB BANK PLCSHINHAN BANK (CAMBODIA) PLC
First Commercial Bank Phnom Penh BranchTaiwan Cooperative Bank, Phnom Penh Branch
Foreign Trade Bank of CambodiaUnion Commercial Bank Plc
HATTHA BANK PLCVattanac Bank
HENG HE (Cambodia) Commercial Bank PlcVietnam Bank Agriculture Development
Hong Leong Bank (Cambodia) plcWING BANK CAMBODIA PLC
How​ much​ is​ the​ transfer​ fee?
Transfer​ fee​ is​ 0.05%​ of​ the​ amount​ you​ are​ transferring​ or​ minimum​ 5 USD​,​ whichever​ is​ greater.​ The​ fee​ will​ be​ automatically​ calculated​ when​ you​ enter​ the​ transfer​ amount​ in​ ABA​ Mobile​ app​ and​ will​ be​ deducted​ from​ your​ source​ account​ in​ addition​ to​ the​ transferred​ amount.
Can​ I​ transfer​ money​ in​ KHR​ from​ my​ USD​ account​ and​ vice​ versa?​
Cross​ currency​ transfer​ is​ not​ available​ for​ this​ feature.​
How​ much​ can​ I​ send​ using​ mobile​ Domestic​ Bank​ Transfer​ service?​
You​ can​ send​ up​ to​ 100,000​ USD​ per​ day​ with​ 10​ USD​ as​ the​ minimum​ amount.
Are​ there​ any​ daily​ limit​ to​ the​ number​ of​ transactions?
There​ is​ no​ limit​ to​ the​ number​ of​ transactions​ as​ long​ as​ the​ amount​ sent​ does​ not​ exceed​ 100,000​ USD​.
Is​ there​ a​ monthly​ limit​ for​ Mobile​ Domestic​ Transfers?​
There is no monthly limit for Mobile Domestic Transfer
How​ long​ does​ it​ take​ to​ deliver​ the​ funds​ to​ the​ recipient?​
Transactions​ made​ before​ 2PM​ will​ be​ processed​ within​ the​ same​ working​ day.​ Transfers​ made​ after​ 2PM​ will​ be​ processed​ on​ the​ next​ working​ day.
How​ can​ I​ know​ if​ my​ money​ has​ been​ sent?
You​ will​ receive​ a​ notification​ in​ your​ ABA​ Mobile​ that​ money​ has​ been​ debited​ from​ your​ account.​ Please​ be​ informed​ that​ the​ Bank​ reserves​ the​ right​ to​ cancel​ or​ suspend​ any​ transaction​ subject​ to​ its​ policies.
How​ can​ I​ make​ sure​ my​ transaction​ is​ not​ cancelled​ or​ suspended?
Make​ sure​ you​ follow​ the​ instructions​ carefully​ and​ fill​ in​ all​ required​ information​ accurately.​ In​ case​ the​ transaction​ has​ been​ cancelled​ or​ suspended,​ you​ will​ be​ notified​ within​ one​ working​ day.​ 
I​ changed​ my​ mind​ and​ want​ to​ cancel​ the​ transaction​ immediately,​ how​ can​ I​ do​ it?
Once​ a​ transaction​ is​ completed​ in​ ABA​ Mobile,​ it​ cannot​ be​ cancelled​ or​ amended.​ If​ a​ cancellation​ is​ necessary,​ please​ call​ 1 800 203 203 immediately.​ However,​ ABA​ Bank​ cannot​ guarantee​ that​ the​ transaction​ can​ be​ reverted​ once​ it​ has​ been​ routed​ to​ the​ Clearing​ House​ of​ the​ National​ Bank​ of​ Cambodia.​ 
How​ do​ I​ cancel​ the​ transaction​ if​ the​ money​ is​ now​ in​ the​ recipient’s​ account?
Please​ contact​ the​ beneficiary​ bank​ and​ request​ for​ a​ payment​ return​ (please​ note​ that​ different​ beneficiary​ bank​ may​ have​ different​ requirements​ and​ procedures​ for​ transaction​ cancellation).
Can​ I​ create​ a​ template​ for​ regular​ transactions?​
Yes, you can. Simply move the “Add to Favorites” toggle when you make your first transfer in ABA Mobile, and the template for this transfer will be automatically added to the list of your templates under the Favorites menu of the app.​

General Terms and Conditions, General Terms and Conditions for Online Services, and ABA Mobile Terms and Conditions apply. You need Adobe Reader to view these PDF files.