Current "PLUS" account
Eligibility & Condition
- Be at least 15 years old for Cambodian citizen and 18 years old for foreigner
- Must have Cambodian residential address
Current “PLUS” account provides you with the great possibility to start earning interest using your current account. Being a simple, cost effective solution to manage your money in Cambodia as well as overseas, the Current plus account offers an outstanding level of simplicity, coupled with pleasant efficiency.
Interest rate (p.a.)2
|Daily Balance||Interest Rate|
|Less than USD 1,000||0.15%|
|More than USD 1,000||0.25%|
|Less than KHR 4 million||0.75%|
|More than KHR 4 million||1.25%|
|Minimum opening amount1||500||2,000,000|
|Minimum on-going balance2||500||2,000,000|
|Withdrawals conditions3||Unlimited partial withdrawals without loss of accrued interest are allowed upon a condition that minimum ongoing balance is preserved on the deposit account|
|Inter-regional branch cash deposit/withdrawal(daily limit)4||30,000||20,000,000|
|Interest Payment||Quarterly (the quarter of fiscal year ) or upon account closure|
|Replenishment||Unlimited fund top-up in cash or non-cash forms are allowed, at any time and in any amount|
|Cheque dishonor fee through clearing house (per cheque)||50||200,000|
|Cheque dishonor fee through ABA branch (per cheque)||10||40,000|
|Monthly account service||Free|
|Cheque book (50 sheets)||10||40,000|
|Cheque Return Fee||50||200,000|
|Access to account|
1 Fee of USD 20 / KHR 80,000 is applied for closing the account within 3 months from opening date.
2 If the minimum ongoing balance not preserved on the deposit account, the current account will be closed.
3 Cash withdrawal allowed basing on Cheque leaf issued from the Bank.
4 In case of exceeding the daily limit, 0.10% or minimum $1 (whichever higher) fee will be applied.
5 Interest rate accrued daily at 365 days a year, considering actual quantity of days a month.
6 USD 25 fee for Access Card and Dynamic authentication device.
Along with the interest rate on your funds, some additional features are available:
- Free Email notification for Inward and Outward transactions
- Free access to your account through Internet Banking1
- Free monthly account statement (upon customer request)
- Free standing order service.
1 Free SMS Dynamic Authentication mode. One-off fee USD 25 for a CryptoCalculator Device.
The requirements for opening Current PLUS account are:
- Be at least 15 years old for local citizen and 18 years old for foreigner;
- Bring your passport or national ID for local citizen and passport with entry visa for foreigner (all documents must be valid);
- Complete our Application form.
- Free Standard MasterCard Credit for deposit balances from US$ 3,000 to 9,999;
- Free Visa Credit Platinum Lite for deposit balance from US$10,000 or more.
- Customer can get up to 90% of blocked deposit balances as credit limit (or minimum credit limit of US$500).