Current PLUS Account

Current PLUS Account provides you with the great possibility to start earning interest using your current account. Being a simple, cost effective solution to manage your money in Cambodia as well as overseas, the Current plus account offers an outstanding level of simplicity, coupled with pleasant efficiency.

Interest rate (p.a.)

Daily Balance
Interest Rate1
Less than or equal USD 1,0000.05%
More than USD 1,0000.15%
Less than or equal KHR 4 million0.25%
More than KHR 4 million0.50%

Conditions

CurrencyUSDKHR
Minimum opening amount5002,000,000
Minimum on-going balance15002,000,000
Withdrawals conditions2Unlimited partial withdrawals of funds from the curretn account without loss of accrued interest are allowed upon a condition that minimum ongoing balance is preserved on the deposit account
Interest PaymentQuarterly (the quarter of fiscal year ) or upon account closure
Replenishment3Unlimited fund top-up in cash or non-cash forms are allowed, at any time and in any amount
Early closure4USD 20/ KHR 80,000 is applied for closing the account within 3 months from opening date
Acceptant Notes5Any types of fit KHR note will be accepted at with some applicable charges
Monthly account serviceFree
Internet Banking6Free
Mobile Banking7Free
Cheque book810/book with 50 pieces40,000/book with 50 pieces
Dormant fee9USD 10 / KHR 40,000/p.a.
Certify balanceUSD 10 / KHR 40,000/piece
Audit confirmationUSD 10 / KHR 40,000/time
Nostro or Banker chequeUSD 10 / KHR 40,000/check

All Terms and Conditions are subject to ABA Bank’s sole discretion without prior notice to customers.

1 If the minimum ongoing balance not preserved on the deposit account, the current account will be closed.
2 0.10% or minimum of USD 1 (whichever higher) for the amount exceeds the defined daily limit of USD 30,000 for cash transaction either deposit or withdrawal through inter-region of branch operations.
3 Fee charge for OTC Cash Deposit and Withdrawal at the Inter-Regional Branches link here.
4 Customers are required to return all unused cheques, cards and any given account facility to the Bank.
5 Fee of different types of notes and quantity. Charge is applied on total sum of small notes link here.
6 Free for access level of Read Only, Own ABA Account, or ABA Account. USD 25 for Access Card and Dynamic authentication device. Starting from 15 September 2020, new request for Internet Banking will no longer available.
7 It's available for personal account only.
8 Cash withdrawals are drawn on the basis of cheuqe issued.
9 System will automatically charge USD 10 if account is not operative for 12 months or more.

Additional Benefits

Along with the interest rate on your funds, you also get:

1 Free SMS Dynamic Authentication mode. One-­off fee USD 25 for a CryptoCalculator Device.

You can open account at any ABA Bank branch. Here are the requirements:

For locals

  • Be at least 15 years old;
  • Bring​ the​ original​ and​ valid​ National​ ID​ or​ Passport;
  • Complete our Application form.

For foreigners

  • Be at least 18 years old;
  • Bring​ the​ original​ and​ valid​ Passport​ (with​ valid​ visa)​ and​ any​ document​ that​ proves​ your​ residential​ status1;
  • Complete our Application form.

1 Proof of residence includes the followings:

  • Multiple-entry​ visa​ without​ leaving​ the​ country​ for​ at​ least​ 182​ days​ in​ a​ year;
  • Proof​ of​ residence​ (house​ rental​ contract.​ certificate​ of​ residential​ address,​ hotel​ lease/bill)​ including​ a​ minimum​ of​ 6​ months​ tenor​ in​ the​ contract;​ or​
  • Proof​ of​ employment​ (employment​ contract,​ certificate​ of​ employment)​ indicating​ a​ minimum​ of​ 6​ months​ employment​ or​ business​ license/certificate​ (if​ self-employed).

Note:

  • ​Customer​ must​ meet​ all​ the​ outlined​ requirements​ before​ opening​ an​ account.

For​ further​ information,​ please​ visit​ your​ nearest​ ABA​ Bank​ branch​ or​ give​ us​ a​ call​ at​ (+855)​ 23​ 225​ 333.

Current PLUS account provides you with the great possibility to start earning interest using your current account. Being a simple, cost effective solution to manage your money in Cambodia as well as overseas, the Current plus account offers an outstanding level of simplicity, couple pleasant efficient.
Current plus account is required to maintain first initial opening balance US$500 for both individual and FI (financial institutions) customers. 
Customer is required to maintain minimum ongoing balance US$100 excluding FI (financial institutions) customers.
ABA offer competitive rate which will be changed from time to time. Please refer to conditions above for the latest update.
Interest rate will be paid quarterly (every 3 months) or upon account closure.
ABA offers extra benefits to customer in some conditions:The customers with deposit balances of US$3,000 or more are eligible for free ABA Credit Card, with below conditions applied: 
  • Free Standard MasterCard Credit for deposit balances from US$ 3,000 to 9,999;
  • Free Visa Credit Platinum Lite for deposit balance from US$10,000 or more.
  • Customer can get up to 90% of blocked deposit balances as credit limit (or minimum credit limit of US$500).
For current plus account, customer can deposit fund and withdraw balance at anytime and unlimited at ABA branches.
The issuing Chequebook fee is US$10 per Chequebook (50 sheets).
You can access your account by coming to any ABA branches, via internet banking, ATM machine 24/7 service or dialing our hotline (+855) 23 225 333 for 24/7 service.
You can visit your home branch. There will be no any penalty for closing Current PLUS account after three months from the opening date. However, US$20 will be applied from customer if there is early account closure (within three months).
Please visit your nearest ABA branch and talk to our Relationship Manager or contact our Contact Center to arrange an appointment with our Relationship Manager.