Mobile Fixed Deposit

Open​ your​ Fixed​ Deposit​ account​ with​ ABA​ via​ the​ ABA​ Mobile​ app​ in​ just​ a​ few​ taps!1​

With a flexible tenure of 1 to 60 months, you can choose interest payout options between monthly payments and a single lump sum payment when your Fixed Deposit matures.

For a limited period of time, enjoy our higher promotional interest rates for Fixed Deposits in KHR and USD!

1 Customer needs to have at least one Savings, Current, or Current Plus account before opening a Mobile Fixed Deposit account.

Fixed​ Deposit​​ opened​ in​ ABA​ Mobile​ (p.a.)

Term Interest at Maturity Monthly Interest
1 Month 2.00%  N/A
2 Months 2.88%  N/A
3 Months 3.75% 3.25%
4 Months 4.00%  N/A
5 Months 4.25%  N/A
6 Months 4.50% 4.00%
7 Months 4.67%  N/A
8 Months 4.83%  N/A
9 Months 5.00%  N/A
10 Months 5.17%  N/A
11 Months 5.33%  N/A
12 Months 5.75% 5.00%
24 Months 5.75% 5.00%
36 Months 5.75% 5.00%
48 Months 5.75% 5.00%
60 Months 5.75% 5.00%
Term Interest at Maturity Monthly Interest
1 Month 1.50%
2 Months 1.88%
3 Months 2.25%
4 Months 2.42%  N/A
5 Months 2.83%  N/A
6 Months 3.00% 2.75%
7 Months 3.17%  N/A
8 Months 3.33%  N/A
9 Months 3.50%  N/A
10 Months 3.67%  N/A
11 Months 3.83%  N/A
12 Months 4.25% 4.00%
18 Months 4.25%  N/A
24 Months 4.25% 4.00%
30 Months 4.25%  N/A
36 Months 4.25% 4.00%


Currency USD KHR
Minimum initial deposit100 400,000
Flexible interest payment
  • Monthly interest payment; or
  • On the maturity date of Fixed deposit; or
  • Upon closure of the account on maturity
Rollover condition at maturity
  • Principal only
  • Principal and interest
  • Close on maturity3
Monthly account serviceFree
Certify account balance10 USD/40,000 KHR per piece
Audit confirmation10 USD/40,000 KHR per piece
Withdrawals4Not allowed for partial withdrawal
View of Mobile Fixed Deposit accountABA Mobile app only; Fixed Deposit certificate is available to download in PDF
Account closureABA Mobile

All Terms and Conditions are subject to ABA Bank’s sole discretion without prior notice to customers.

2 Interest rates and all terms and conditions are subject to change at the Bank's sole discretion without prior notice to clients.
3 Upon close on maturity, both principal and interest will be credited to the funding account.
4 Savings interest rate will be applied for prematurity withdrawal.

Don’t​ have​ ABA​ Mobile​ yet?​

Click​ the​ icon​ below​ to​ download​ the​ application​ for​ FREE​ from​ Apple's App store, Google's Play Store or Huawei's AppGallery. After​ downloading,​ simply​ follow​ the​ screen​ instructions​ to​ start​ mobile​ banking!


To open a mobile Fixed Deposit account, please follow these requirements:

  • Customer should be an ABA Mobile app user.
  • Customer needs to have at least one Savings, Current, or Current Plus account before opening a Mobile Fixed Deposit account.
  • Mobile Fixed Deposit account is available for both individual resident and non-resident customers.
  • Funding account for opening Mobile Fixed Deposit cannot be a Mobile Savings account.
  • Open your Fixed Deposit account anytime, anywhere using ABA Mobile App.
  • Earn high return on your investment for fixed term without impact of interest rate fluctuation in the market.
  • Enjoy flexibility to manage both principal and interest received by setting a standing order instruction to (i) principal renewal only or (ii) both principal and interest renewal.