Mobile Fixed Deposit

Open​ your​ Fixed​ Deposit​ account​ with​ ABA​ via​ the​ ABA​ Mobile​ app​ in​ just​ a​ few​ taps!1​

With a flexible tenure of 3 to 36 months, you can choose interest payout options between monthly payments and a single lump sum payment when your Fixed Deposit matures.

For a limited period of time, enjoy our higher promotional interest rates for Fixed Deposits in KHR and USD!

1 Customer needs to have at least one Savings, Current, or Current Plus account before opening a Mobile Fixed Deposit account.

Fixed​ Deposit​​ opened​ in​ ABA​ Mobile​ (p.a.)

Term Interest at Maturity Monthly Interest
1 Month 1.75%
1.25%
    –
2 Months 2.13%
1.63%
    –
3 Months 2.50%
2.00%
2.25%
4 Months 3.17%
2.42%
    –
5 Months 3.58%
2.83%
    –
6 Months 4.00%
3.25%
3.75%
7 Months 4.17%
3.42%
    –
8 Months 4.33%
3.58%
    –
9 Months 4.50%
3.75%
    –
10 Months 4.67%
3.92%
    –
11 Months 4.83%
4.08%
    –
12 Months 5.50%
4.25%
5.25%
18 Months 5.60%
4.30%
    –
24 Months 5.75%
4.35%
5.50%
30 Months 5.85%
4.40%
    –
36 Months 6.00%
4.45%
5.75%
Term Interest at Maturity Monthly Interest
1 Month 3.00%
2.25%
    –
2 Months 3.88%
3.13%
    –
3 Months 4.75%
4.00%
4.25%
4 Months 5.25%
4.50%
    –
5 Months 5.75%
5.00%
    –
6 Months 6.25%
5.50%
5.75%
7 Months 6.42%
5.67%
    –
8 Months 6.58%
5.83%
    –
9 Months 6.75%
6.00%
    –
10 Months 6.92%
6.17%
    –
11 Months 7.08%
6.33%
    –
12 Months 7.25%
6.50%
6.75%
24 Months 7.40%
    –
6.90%
36 Months 7.77%
    –
7.25%

Conditions

Currency USD KHR
Minimum initial deposit100 400,000
Flexible interest payment
  • Monthly interest payment; or
  • On the maturity date of Fixed deposit; or
  • Upon closure of the account on maturity
Rollover condition at maturity
  • Principal only
  • Principal and interest
  • Close on maturity3
Monthly account serviceFree
Certify account balance10 USD/40,000 KHR per piece
Audit confirmation10 USD/40,000 KHR per piece
Withdrawals4Not allowed for partial withdrawal
View of Mobile Fixed Deposit accountABA Mobile app only; Fixed Deposit certificate is available to download in PDF
Account closureOver the counter

All Terms and Conditions are subject to ABA Bank’s sole discretion without prior notice to customers.

2 Interest rates and all terms and conditions are subject to change at the Bank's sole discretion without prior notice to clients.
3 Upon close on maturity, both principal and interest will be credited to the funding account.
4 Savings interest rate will be applied for prematurity withdrawal.

Don’t​ have​ ABA​ Mobile​ yet?​

Click​ the​ icon​ below​ to​ download​ the​ application​ for​ FREE​ from​ Apple's App store, Google's Play Store or Huawei's AppGallery. After​ downloading,​ simply​ follow​ the​ screen​ instructions​ to​ start​ mobile​ banking!

    

To open a mobile Fixed Deposit account, please follow these requirements:

  • Customer should be an ABA Mobile app user.
  • Customer needs to have at least one Savings, Current, or Current Plus account before opening a Mobile Fixed Deposit account.
  • Mobile Fixed Deposit account is available for both individual resident and non-resident customers.
  • Funding account for opening Mobile Fixed Deposit cannot be a Mobile Savings account.
  • Open your Fixed Deposit account anytime, anywhere using ABA Mobile App.
  • Earn high return on your investment for fixed term without impact of interest rate fluctuation in the market.
  • Enjoy flexibility to manage both principal and interest received by setting a standing order instruction to (i) principal renewal only or (ii) both principal and interest renewal.