Mobile Fixed Deposit

Open​ your​ Fixed​ Deposit​ account​ with​ ABA​ via​ the​ ABA​ Mobile​ app​ in​ just​ a​ few​ taps!1​ The​ interest​ rate​ is​ accrued​ at​ 365​ days​ a​ year,​ considering​ actual​ quantity​ of​ days​ in​ a​ month.

Until​ 31​ August​ 2022,​ you​ will​ enjoy​ the​ highest​ interest​ rate​ of​ up​ to​ 7.77%​ p.a.​ for​ Fixed​ Deposit​ in​ KHR​ and​ 5.55%​ p.a.​ for​ Fixed​ Deposit​ in​ USD.

1 Customer needs to have at least one Savings, Current, or Current Plus account before opening a Mobile Fixed Deposit account.

Fixed​ Deposit​​ opened​ in​ ABA​ Mobile​ (p.a.)

1 Month3.00%1.75%
2 Months3.88%2.13%
3 Months4.75%2.50%
4 Months5.25%3.17%
5 Months5.75%3.58%
6 Months6.25%4.00%
7 Months6.42%4.17%
8 Months6.58%4.33%
9 Months6.75%4.50%
10 Months6.92%4.67%
11 Months7.08%4.83%
12 Months7.25%5.00%
18 Months-5.05%
24 Months7.40%5.10%
30 Months-5.15%
36 Months7.77%5.55%


Currency USD KHR
Minimum initial deposit100 400,000
Flexible interest payment
  • On the maturity date of Fixed deposit; or
  • Upon account closure
Rollover condition at maturity
  • Principal only
  • Principal and interest
  • Close on maturity3
Monthly account serviceFree
Certify account balance10 USD/40,000 KHR per piece
Audit confirmation10 USD/40,000 KHR per piece
Withdrawals4Not allowed for partial withdrawal
View of Mobile Fixed Deposit accountABA Mobile app only; Fixed Deposit certificate is available to download in PDF
Account closureOver the counter

All Terms and Conditions are subject to ABA Bank’s sole discretion without prior notice to customers.

2 Interest rates and all terms and conditions are subject to change at the Bank's sole discretion without prior notice to clients.
3 Upon close on maturity, both principal and interest will be credited to the funding account.
4 Savings interest rate will be applied for prematurity withdrawal.

Don’t​ have​ ABA​ Mobile​ yet?​

Click​ the​ icon​ below​ to​ download​ the​ application​ for​ FREE​ from​ Apple's App store, Google's Play Store or Huawei's AppGallery. After​ downloading,​ simply​ follow​ the​ screen​ instructions​ to​ start​ mobile​ banking!


To open a mobile Fixed Deposit account, please follow these requirements:

  • Customer should be an ABA Mobile app user.
  • Customer needs to have at least one Savings, Current, or Current Plus account before opening a Mobile Fixed Deposit account.
  • Mobile Fixed Deposit account is available for both individual resident and non-resident customers.
  • Funding account for opening Mobile Fixed Deposit cannot be a Mobile Savings account.
  • Open your Fixed Deposit account anytime, anywhere using ABA Mobile App.
  • Earn high return on your investment for fixed term without impact of interest rate fluctuation in the market.
  • Enjoy flexibility to manage both principal and interest received by setting a standing order instruction to (i) principal renewal only or (ii) both principal and interest renewal.