Riel Flexi Deposit
Do you need a deposit account that allows you to enjoy attractive interest rate, which does not change when you urgently withdraw funds from the account?
ABA’s Flexi Deposit account in Khmer Riels (KHR) is designed to give you greater control over your investment with unlimited deposits / withdrawals, attractive rate, and quarterly payment of interest.
With ABA Riel Flexi Deposit account, you can deposit and withdraw funds any time you like and still enjoy the same interest rate!
There are various convenient ways to replenish your ABA account with cash or via instant cashless transfers from other banks and e-wallets.
Conditions
| Minimum opening balance1 | 1 million KHR |
| Minimum ongoing balance | 1 million KHR |
| Interest rate (p.a.)2 | 1.75% |
| Interest payment | Monthly or upon account closure |
| Account replenishment | ABA Branch, Cash-in machine, and ABA Mobile |
| Monthly account service | Free |
| Mobile banking service | Free |
| Passbook | Not provided. Can be purchased at 20,000 KHR per book. |
| Access to deposits |
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All Terms and Conditions are subject to ABA Bank’s sole discretion without prior notice to customers.
1 80,000 KHR fee applies for closing the account within three months from the opening date.
2 Interest rate is accrued at 365 (three hundred sixty-five) days a year, considering actual quantity of days a month.
Important note
Acceptance of notes is subject to meet ABA guidelines. Fee applies based on the denomination and daily amount received over the counter. Contact the bank staff for details.
If an over-the-counter deposit/withdrawal between different regional branches exceeds the daily limit of KHR 20,000,000, the fee of 0.10% of the total amount applies.
You can open the account instantly in the ABA Mobile app or at any ABA Bank branch. Here are the requirements for the account opening at our branch:
For locals
- Be at least 15 years old;
- Bring the original and valid National ID or Passport;
- Complete our Application form.
For foreigners
- Be at least 18 years old;
- Bring the original and valid Passport (with valid visa) and any document that proves your residential status4;
- Complete our Application form.
4 Proof of residence includes the followings:
- Multiple-entry visa without leaving the country for at least 182 days in a year;
- Proof of residence (house rental contract. certificate of residential address, hotel lease/bill) including a minimum of 6 months tenor in the contract; or
- Proof of employment (employment contract, certificate of employment) indicating a minimum of 6 months employment or business license/certificate (if self-employed).
Note:
- Customer must meet all the outlined requirements before opening an account.
For further information, please visit your nearest ABA Bank branch or give us a call at 1 800 203 203.
General Terms and Conditions and General Terms and Conditions for Online Services apply. You need Adobe Reader to view these PDF files.
