Mastercard​ Send​ Transfers

ABA​ partners​ with​ Mastercard​ to​ bring​ you​ Mastercard​ Send,​ a​ personal​ payments​ service​ that​ enables​ funds​ to​ be​ sent​ quickly​ and​ securely​ to​ other​ Mastercard​ cards​ issued​ by​ banks​ in​ Cambodia​ and​ over 50 other countries across Asia, Europe, the Americas, and beyond.

ABA​ Mobile​ users​ can​ make​ card-to-card​ transfers​ domestically​ and​ internationally​ typically​ within​ minutes1​ directly​ to/from​ their​ bank​ account​ and​ at​ competitive​ fees.

1​ Mastercard​ requires​ banks​ to​ make​ funds​ available​ to​ recipient​ cardholders​ within​ a​ maximum​ of​ 30​ minutes​ of​ approving​ the​ transaction.​ Actual​ availability​ of​ funds​ is​ subject​ to​ banking​ hours,​ system​ availability​ and​ compliance​ with​ regulatory​ requirements.​

Why​ Mastercard​ Send?

Mastercard​ Send​ provides​ great​ convenience,​ choice,​ and​ security​ to​ instant​ money​ transactions​ –​ anytime​ and​ anywhere,​ using​ the​ existing​ Mastercard​ cards.​ Mastercard​ Send​ is:

  • Seamless​ –​ funds​ deliver​ directly​ to​ the​ bank​ account​ linked​ to​ a​ Mastercard;
  • Easy​ to​ use​ –​ all​ needed​ is​ the​ 16-digit​ Mastercard​ card​ number​ and​ recipient’s​ full​ name;
  • Fast​ –​ funds​ can​ be​ available​ within​ 30​ minutes​ after​ approval​ of​ the​ transaction;​ and
  • Secure​ –​ leveraged​ on​ the​ industry-leading​ Mastercard​ payment​ network.

Fees​ and​ limits

Send ModeRange (USD)Fee (USD)
Domestic​ transfer​ to​
Mastercard​ issued​ in​ Cambodia
10.00 – 50.000.5
50.01 – 100.000.6
100.01 – 500.001
500.01 – 1,000.001.5
1,000.01 – 2,000.002.5
2,000.01 – 2,500.003.5
International Transfer to
Mastercard issued in Albania, Argentina, Armenia, Austria, Azerbaijan, Bangladesh, Bulgaria, Croatia, Cyprus, Czech Republic, Denmark, Egypt, Finland, Georgia, Germany, Gibraltar, Greece, Hungary, India, Israel, Italy, Kazakhstan, Kyrgyzstan, Latvia, Lithuania, Luxembourg, Malta, Mexico, Morocco, Netherlands, New Zealand, Nicaragua, Norway, Peru, Poland, Portugal, Qatar, Romania, Saudi Arabia, Serbia, Singapore, Slovakia, Slovenia, South Africa, Spain, Sri Lanka, Switzerland, Turkey, UAE, Uzbekistan.
10.00 – 500.005
500.01 – 1,000.0010
1,000.01 – 2,000.0020
2,000.01 – 2,500.0030


Single Limit 2,500 USD
Daily Limit 5,000 USD with up to 10 transactions
Monthly Limit10,000 USD with up to 20 transactions

Additional​ information

  • Mastercard​ Send​ is​ only​ available​ in​ USD​ for​ ABA​ customers​ and​ not​ available​ for​ transfers​ between​ ABA​ Mastercard.
  • The​ currency​ conversion​ fee​ is​ based​ on​ the​ Mastercard​ exchange​ rate​ at​ the​ time​ of​ transfer.

How​ to​ transfer​ from​ ABA​ Mastercard​ to​ another​ Mastercard​ with​ Mastercard​ Send

  1. Launch​ the​ ABA​ Mobile​ app;
  2. Tap​ Transfers​ on​ the​ main​ screen​ and​ select​ Transfer​ to​ cards;
  3. Choose​ Mastercard​ Send1​ and​ select​ the​ Mastercard​ you​ want​ to​ send​ from;
  4. Enter​ the​ receiver's​ card​ 16-digit​ card​ number,​ name,​ amount2,​ and​ purpose;
  5. Agree​ to​ the​ Terms​ &​ Conditions​ and​ tap​ Transfer;
  6. Check​ the​ details​ and​ confirm​ with​ your​ ABA​ Mobile​ 4-digit​ PIN.

1​ If​ you​ do​ not​ have​ an​ ABA​ Mastercard,​ issue​ a​ virtual​ Mastercard​ in​ ABA​ Mobile​ instantly.
2​ Fee​ in​ USD​ will​ be​ displayed​ after​ the​ transfer​ amount​ has​ been​ entered.

How​ to​ receive​ money​ to​ ABA​ Mastercard​ using​ Mastercard​ Send

To​ receive​ money​ via​ Mastercard​ Send,​ ABA​ customer​ needs​ to​ provide​ their​ name​ and​ the​ 16-digit​ card​ number​ to​ the​ sender.​

ABA​ customer​ will​ be​ notified​ via​ the​ ABA​ Mobile​ app​ once​ the​ funds​ are​ credited​ to​ their​ bank​ account​ linked​ to​ the​ card.

Like​ this​ feature?

Download​ ABA​ Mobile​ app​ today​ to​ start​ using​ it​ for​ Mastercard​ Send​ and​ other​ great​ features!


Don’t​ have​ ABA​ Mastercard​ yet?

You​ need​ a​ Mastercard​ to​ enjoy​ this​ feature​ so​ if​ you​ do​ not​ have​ a​ plastic​ ABA​ Mastercard​ yet,​ go​ here​ to​ apply.​ Or,​ issue​ yourself​ a​ virtual​ ABA​ Mastercard​ instantly​ in​ ABA​ Mobile.

Contact​ us​ instantly​ without​ leaving​ the​ ABA​ Mobile​ app​ by​ tapping​ the​ Contact​ Us​ icon​ on​ the​ app’s​ main​ screen.​ Additionally,​ you​ can​ chat​ with​ us​ via​ Facebook​ Messenger,​ on​ our​ website​ or​ call​ us​ 24/7​ hotline​ at​ 098​ 203​ 203.

Mastercard​ Send​ is​ a​ payment​ network​ of​ Mastercard​ for​ card-to-card​ transactions​ that​ allows​ ABA​ Mastercard​ debit​ cardholders​ to​ make​ domestic​ and​ international​ money​ transfers​ via​ the​ ABA​ mobile​ app​ to​ other​ Mastercard​ cards​ issued​ in​ Cambodia​ and​ Singapore.
This​ service​ is​ available​ for​ Mastercard​ cards​ issued​ in​ Cambodia​ (excluding​ ABA​ Mastercard)​ and​ over 50 other countries across Asia, Europe, the Americas, and beyond.
You​ cannot​ use​ Mastercard​ Send​ for​ such​ transfers.​ Instead,​ send​ money​ directly​ from​ your​ bank​ account​ using​ ABA​ Mobile.​ 
You​ should​ input​ the​ 16-digit​ number​ and​ receiver’s​ name​ both​ of​ which​ can​ be​ found​ on​ the​ receiver’s​ Mastercard.
The​ maximum​ amount​ for​ the​ single​ transaction​ is​ USD​ 2,500,​ while​ the​ daily​ limit​ is​ USD​ 5,000​ and​ monthly​ limit​ is​ USD​ 10,000.​ You​ can​ use​ Mastercard​ Send​ up​ to​ 10​ times​ a​ day​ and​ 20​ times​ a​ month.​
In​ case​ of​ a​ wrong​ transfer,​ inform​ ABA​ Contact​ Center​ immediately​ at​ 098​ 203​ 203.​ To​ avoid​ such​ cases,​ always​ double-check​ the​ name​ and​ recipient​ information​ before​ confirming​ the​ transfer​ in​ the​ app.
It​ is​ a​ real-time​ payment​ network​ allowing​ ABA​ customers​ to​ transfer​ money​ within​ 30​ minutes​ or​ less.​ Actual​ availability​ of​ the​ money​ transfer​ is​ subject​ to​ banking​ hours,​ system​ availability,​ and​ beneficiary​ bank’s​ regulatory​ requirements.No.​ There​ is​ no​ service​ fee​ for​ the​ beneficiary​ to​ receive​ money.
No.​ There​ is​ no​ service​ fee​ for​ the​ beneficiary​ to​ receive​ money.
No,​ you​ cannot​ cancel​ the​ transaction​ once​ it​ has​ been​ submitted.​ Hence,​ please​ ensure​ the​ details​ are​ correct​ before​ you​ proceed​ with​ the​ transfer.
After​ you​ perform​ the​ transaction,​ you​ can​ proceed​ to​ Notifications​ section​ of​ the​ app​ and​ see​ the​ amount​ of​ funds​ that​ was​ blocked​ on​ your​ account​ for​ the​ transfer.
Yes,​ you​ can.​ Every​ new​ transaction​ is​ subject​ to​ the​ new​ fee​ charge.​ Please​ check​ the​ transfer​ limits​ and​ fees​ table​ above​ for​ more​ information.
The​ currency​ conversion​ is​ based​ on​ the​ exchange​ rate​ of​ Mastercard​ at​ the​ time​ of​ transfer.
You​ can​ simply​ relaunch​ the​ ABA​ Mobile​ app​ and​ verify​ your​ transaction​ history​ to​ check​ if​ the​ transaction​ has​ been​ executed​ (active​ Internet​ connection​ required).​ In​ case​ of​ having​ any​ issue,​ please​ contact​ our​ 24/7​ Contact​ Center​ at​ 098​ 203​ 203​ for​ support.​ 
Of​ course,​ you​ can.​ Simply​ move​ the​ “Create​ Template”​ toggle​ when​ you​ make​ your​ first​ Mastercard​ Send​ transfer​ in​ ABA​ Mobile​ and​ the​ template​ for​ this​ transfer​ will​ be​ automatically​ added​ to​ the​ list​ of​ your​ templates​ under​ the​ Quick​ Transfer​ menu​ of​ the​ app.