SWIFT Mobile Transfers

To​ make​ your​ banking​ experience​ with​ us​ even​ more​ convenient​ and​ efficient,​ we​ introduce​ you​ Outward​ SWIFT​ Mobile​ Transfers​ in​ USD​ via​ ABA​ Mobile​ app.​

This​ feature​ will​ save​ you​ a​ lot​ of​ time​ as​ you​ can​ transfer​ funds​ abroad​ right​ from​ your​ smartphone​ without​ having​ to​ pay​ a​ visit​ to​ ABA​ branch!​ The​ transfer​ can​ be​ done​ 24/7​ from​ the​ comfort​ of​ your​ home​ or​ office.

Benefits​ of​ processing​ Outward​ SWIFT​ Transfers​ in​ ABA​ Mobile:

  • Convenient – you do not need to visit any ABA bank branch.
  • You​ can​ create​ a​ template​ for​ your​ frequent​ outward​ SWIFT​ transactions​ to​ save​ time.
  • You​ can​ download​ the​ transaction​ details​ in​ PDF​ for​ your​ further​ reference.

Fees​ and​ Charges

  • Commission fee: 0.15% of transfer amount or minimum 15 USD (or the special rate provided to you by the bank).
  • Cable fee: 15 USD.
  • Additional fee of 30 USD will be applied if the option “OUR” is selected (full transfer amount delivered to the receiver’s bank).
  • Minimum per transaction: 100 USD
  • Maximum per transaction: 100,000 USD
  • Maximum per day: 100,000 USD

Please​ read​ these​ terms​ and​ conditions​ carefully.​ These​ terms​ and​ conditions​ are​ an​ Agreement​ between​ you​ (“the​ Applicant”),​ and​ Advanced​ Bank​ of​ Asia​ Limited​ (“the​ Bank”)​ on​ money​ transfers.

  1. The​ Applicant​ confirms​ that​ the​ provided​ information​ is​ true​ and​ correct​ and​ the​ Bank​ is​ not​ responsible​ for​ any​ delays,​ errors​ and​ omissions caused​ by​ misprinting​ and/or​ inaccuracy​ of​ the​ Applicant.
  2. The​ Applicant​ undertakes​ that​ his/her​ user​ name,​ PIN​ code,​ passwords​ and​ all​ other​ credentials​ necessary​ for​ using​ of​ ABA​ Bank​ mobile​ application,​ were​ not​ disclosed​ to​ third​ parties.
  3. The​ Applicant​ confirms​ that​ he/she​ is​ using​ ABA​ Bank​ mobile​ application​ for​ his/her​ own​ transactions​ only,​ and​ does​ not​ conduct​ any​ transactions​ on​ behalf​ of​ third​ parties.
  4. The​ Applicant​ authorizes​ the​ Bank​ to​ debit​ his/her​ account​ for​ the​ transfer​ amount​ and​ amount​ of​ commissions​ and​ fees.
  5. The​ Applicant​ understands​ and​ confirms​ that​ the​ Bank​ will​ apply​ its​ internal​ currency​ exchange​ rate​ to​ process​ money​ transfer​ in​ foreign​ currency.
  6. The​ Applicant​ authorizes​ the​ Bank​ to​ postpone,​ suspend​ or​ cancel​ the​ money​ transfer​ if​ the​ Bank​ or​ correspondent​ bank​ found​ that​ it​ may​ be​ related​ to​ unlawful​ conduct​ and/or​ breach​ of​ any​ national​ or​ international​ laws​ or​ regulations.
  7. The​ Applicant​ undertakes​ that​ the​ money​ transfer​ is​ not​ related​ to​ any​ illegal​ activities​ and/or​ money​ laundering​ and/or​ terrorism​ finance.​ The​ Bank​ has​ the​ right​ to​ reject​ or​ suspend​ any​ transfer​ if​ required​ for​ its​ AML/KYC​ purposes.
  8. The​ Applicant​ undertakes​ to​ provide​ additional​ information​ and/or​ documents​ related​ to​ the​ money​ transfer​ if​ requested​ by​ the​ Bank.
  9. The​ Bank​ may​ change​ its​ fees​ and​ commissions​ as​ well​ as​ these​ Terms​ and​ Conditions​ from​ time​ to​ time​ without​ prior​ notice.
  10. The​ Bank​ may​ disclose​ the​ money​ transfer​ information​ to​ third​ parties​ in​ accordance​ with​ the​ legislation​ of​ the​ Kingdom​ of​ Cambodia​ including,​ but​ not​ limited​ by,​ court​ decisions,​ investigations​ and​ regulations.
  11. In​ case​ of​ the​ money​ transfer​ cancellation,​ the​ Bank​ will​ return​ the​ Applicant's​ funds​ only​ upon​ receipt​ of​ funds​ from​ correspondent​ bank.​ The​ Applicant​ understands​ and​ agrees​ that​ correspondent​ banks​ might​ charge​ cancellation​ and​ other​ fees,​ and​ that​ the​ applied​ exchange​ rate​ may​ be​ changed.
  12. The​ Bank​ is​ not​ responsible​ for​ any​ taxes,​  duties​ and​ other​ expenses,​  which​ might​ occur​ in​ other​ countries​ in​ relation​ to​ the​ money​ transfer.
  13. To​ complete​ the​ transfer​ properly,​ the​ Bank​ may​ select​ a​ correspondent​ bank​ by​ its​ own​ decision​ acting​ on​ the​ best​ efforts​ basis.​  Such​ correspondent​ bank​ may​ charge​ a​ fee,​ which​ will​ be​ deducted​ from​ the​ funds​ paid​ to​ the​ beneficiary​ or​ will​ be​ charged​ to​ the​ Bank.​ If​ the​ correspondent​ bank's​ fee​ is​ charged​ to​ the​ Bank,​ the​ Bank​ will​ debit​ the​ Applicant's​ account​ for​ amount​ of​ such​ fee.
  14. Transfers​ received​ after​ 4​ PM​ Cambodia​ time​ will​ be​ processed​ on​ the​ next​ working​ day.
  15. Transfers​ to​ some​ countries​ not​ available​ in​ ABA​ Bank​ mobile​ application​ could​ be​ processed​ in​ the​ Bank’s​ branches.​
  16. To​ amend​ or​ cancel​ your​ transaction​ you​ should​ fill​ in​ and​ sign​ the​ amendment/cancellation​ form​ and​ personally​ bring​ it​ to​ any​ of​ our​ offices.​ Any​ request​ to​ amend​ or​ cancel​ the​ payment​ received​ by​ us​ via​ email​ or​ phone​ will​ be​ disregarded.​ The​ form​ can​ be​ downloaded​ on​ our​ website​ using​ the​ following​ link.
  17. Payment​ option​ “OUR”​ means​ that​ the​ transfer​ amount​ will​ be​ delivered​ without​ deductions​ to​ beneficiary’s​ bank,​ NOT​ to​ the​ beneficiary.​ The​ beneficiary’s​ bank​ might​ also​ charge​ certain​ fees.​ The​ Bank​ does​ not​ guarantee​ the​ delivery​ of​ full​ transfer​ amount​ to​ the​ beneficiary.
  18. Payment​ option​ “BEN”​ means​ that​ the​ Bank’s​ fees​ and​ the​ fees​ of​ correspondent​ banks,​ if​ any,​ will​ be​ deducted​ from​ the​ transfer​ amount.​ The​ Applicant​ understands​ and​ confirms​ that​ is​ this​ option​ is​ selected,​ the​ transfer​ amount​ will​ be​ reduced​ for​ amount​ of​ fees.
  19. In​ some​ countries​ IBAN​ number​ is​ mandatory.​ Please​ check​ with​ the​ beneficiary​ before​ you​ make​ any​ transfer.​ Please​ refer​ to​ this​ website​ for​ more​ details.

How​ to​ use SWIFT Mobile Transfers

  1. Launch​ ABA​ Mobile​ app​
  2. Tap Transfers​
  3. Tap International Transfer - SWIFT
  4. Select​ your​ account​
  5. Input​ your​ valid​ phone​ number
  6. Choose Transfer to Own Account or Other's Account( if choose Own account, receiver name will auto capture and attach supporting documents is not required)
  7. Fill​ in​ the​ Receiver’s​ information​ such​ as​ name​ and​ address,​ and​ then​ select​ country
  8. Input​ Receiver’s​ bank’s​ SWIFT​ code,​ so​ the​ app​ will​ display​ receiver’s​ bank​ name​ and​ address,​ and​ other​ fields​ based​ on​ the​ receiver’s​ country​ requirement
  9. Input​ Receiver’s​ account​ or​ IBAN​ number
  10. Input​ the​ transfer​ amount1
  11. Choose​ who​ should​ pay​ the​ transfer​ fees.​ There​ are​ 3​ options​ to​ choose​ from​ –​ SHA,​ OUR,​ or​ BEN.​
  12. Input​ Purpose​ of​ transfer
  13. Input​ Intermediary​ bank​ SWIFT​ Code​ (optional)
  14. Tap “I​ have​ read​ and​ agree​ to​ the​ Terms​ &​ Conditions”​ and​ tap​ DONE
  15. If​ all​ the​ information​ is​ correct,​ click​ TRANSFER​ button​ and​ confirm​ the​ transaction​ with​ your​ personal​ 4-digit​ PIN.

There​ are​ specific​ requirements​ for​ certain​ countries​ as​ below:​

Destination Country Mandatory for ABA customer to input
USA Routing Number/Fedwire Number/ABA
United Kingdom Sort code
New Zealand BSB Number
Australia BSB Number
Canada1 Transit Number and Institution Number
Thailand Branch Name
Japan Branch Name/Branch Code
Latvia Intermediary Bank
Vanuatu Intermediary Bank
UAE Purpose Code

1 For the transfer to Canada, the receiver’s address is required in this format “Street Number-Suite/Apartment Number, Street Name, City, Province Code, Postal Code, Country” to avoid being rejected or suspended from receiving’s bank.

Other​ Terms​ and​ Conditions

  • You​ can​ initiate​ transfer​ 24/7.​ However,​ the​ cut-off​ time​ for​ processing​ is​ 4​ pm​ on​ business​ days​ (Mon-Fri).​ Hence,​ any​ transaction​ submitted​ within​ the​ cut-off​ time​ will​ be​ processed​ on​ the​ same​ day;​ the​ transaction​ submitted​ after​ the​ cut-off​ time​ will​ be​ processed​ on​ the​ next​ business​ day​ of​ the​ Bank.
  • Outward​ SWIFT​ Transfer​ is​ only​ supported​ in​ USD​ currency.
  • The​ latest​ version​ of​ ABA​ Mobile​ app​ should​ be​ installed​ on​ the​ customer’s​ smartphone​ to​ avail​ this​ feature.
  • To​ amend​ and/or​ cancel​ the​ processed​ transactions,​ customer​ needs​ to​ visit​ the​ nearest​ ABA​ branch​ with​ the​ completed​ OTT​ Amendment/Trace/Cancellation​ Form
  • For​ the​ full​ list​ of​ the​ service’s​ Terms​ &​ Conditions,​ please​ follow​ this​ link​.

Get the App

Click the icon below to download the application from Apple's App store, Google's Play Store or Huawei's AppGallery. After downloading, simply follow the screen instructions to start mobile banking!