SWIFT Mobile Transfers

To make your banking experience with us even more convenience and efficient, we introduce you Outward SWIFT Mobile Transfer in USD and other Currency (GBP, EUR, THB, CNY, SGD, AUD, CAD, VND, JPY ) via ABA Mobile.

This feature will save you a lot of time as you can transfer funds abroad right from your smartphone without having to pay a visit to ABA branch! The transfer can be done 24/7 from the comfort of your home or office.

Benefits of processing Outward SWIFT Transfers in ABA Mobile:

Convenient – you do not need to visit any ABA bank branch.
You can create a template for your frequent outward SWIFT transactions to save time.
You can enjoy transfer in 10 currencies (USD, GBP, EUR, THB, CNY, SGD, AUD, CAD, VND, JPY ) via ABA Mobile.
You can download the transaction details in PDF for your further reference.

Fees and Charges

Commission fee: 0.15% of transfer amount or minimum 15 USD (or the special rate provided to you by the bank).
Cable fee: 15 USD.
Additional fee of 30 USD will be applied if the option “OUR” is selected (full transfer amount delivered to the receiver’s bank).

Transaction limits
Terms and Conditions

Minimum per transaction: 100 USD
Maximum per transaction: 100,000 USD
Maximum per day: 100,000 USD

Advanced Bank of Asia Limited Money Transfer Terms and Conditions

Please read these terms and conditions carefully. These terms and conditions are an agreement between you (“the applicant") and Advanced Bank of Asia Limited (“the bank”) on money transfers.

The applicant confirms that the information provided is true and correct, and the bank is not responsible for any delays, errors, or omissions caused by the applicant's misprinting and/or inaccuracy.
The applicant agrees not to disclose to third parties his or her username, PIN code, passwords, or any other credentials required for using the ABA Bank mobile/I-Banking application.
The applicant confirms that he or she processes own transactions and do not carry out any transactions on behalf of third parties.
The applicant authorizes the bank to debit his or her account for the transfer amount, as well as the money transfer fees.
The applicant understands and confirms that the bank will apply its internal currency exchange rate to process money transfers in foreign currencies.
The bank will process a transaction on the following business day, and the new exchange rate for money transfers in foreign currencies can be applied if transaction is pending for compliance review or a transaction is received after the cut-off time (4 p.m. Cambodian time).
The applicant authorizes the bank to postpone, suspend, or cancel the money transfer if the bank or its correspondent bank finds that it may be related to unlawful conduct and/or breach of any national or international laws or regulations.
The applicant guarantees that the money transfer has no connection to any illegal activities, money laundering, or financing of terrorism. The bank has the right to reject or suspend any transfer if required for its AML/KYC purposes.
The applicant indemnifies the bank for any claims, losses, or objections if the correspondent or beneficiary bank blocks or rejects the applicant's transaction due to international sanctions or restrictions.
The applicant agrees to provide additional information and/or documents related to the money transfer upon the bank request.
From time to time, the bank may change its fees and commissions, as well as these terms and conditions, without prior notice.
The bank may disclose the money transfer information to third parties in accordance with the legislation of the Kingdom of Cambodia, including but not limited to court decisions, investigations, and regulations.
The applicant acknowledges that there is a possibility of requesting cancellation or amendment from relevant banks due to their bank policy.
The applicant agrees that the new exchange rate, cancellation/amendment fees, and other fees will be applied to the applicant for any cancellation request or amendment request. The successful cancellation or amendment depends on the relevant bank policy or consent from the beneficiary.
In the event of a money transfer cancellation, the bank will only return the applicant's funds after receiving them from the correspondent bank. Before returning the funds, the correspondent bank or beneficiary bank should impose and deduct its fees on the returned amount.
To amend or cancel your transaction, you must fill it out, sign the amendment/cancellation form, and personally submit the physical application to any of our offices. You can download the form from our website at https://www.ababank.com/en/international-transfers/.
The "OUR" payment option means that the applicant is responsible for all ABA Bank fees and intermediary bank fees. Additionally, the beneficiary's bank may impose certain fees per its procedures. The bank cannot guarantee that the beneficiary will receive the full transfer amount as the beneficiary bank or its intermediary bank may impose additional charges that will be deducted from the transferred amount.
The application acknowledges that not all banks implement the "OUR" payment option.
The "BEN" payment option means that all the bank's fees will be deducted from the transfer amount.
The “SHA” payment option means each party (the applicant and the beneficiary) is responsible for their own money transfer fee, which is imposed by their bank.
To complete the transfer properly, the bank may select a correspondent bank on its own initiative, acting on its best efforts. Such a correspondent bank has the authority to impose a fee, either by deducting it from the beneficiary's funds or by charging it directly to the bank. Should the bank receive the fee from the correspondent bank, it will debit the applicant's account accordingly.
In relation to the money transfer, the bank is not responsible for any taxes, duties, or other expenses that might occur in other countries.
In some countries, the IBAN number is mandatory. Please confirm with the beneficiary before making any transfers. For more details, please refer to: https://www.iban.com/structure
The bank's branches can process transfers to some countries that are not available in the ABA Bank mobile/I-Banking application.

To make your banking experience with us even more convenient and efficient, conduct your cross-border transfers using ABA Mobile! To learn more, click link https://www.ababank.com/aba-mobile-app/transfers/aba-swift-mobile-transfers/

How to use SWIFT Mobile Transfers

Launch ABA Mobile app
Tap Transfers
Tap International Transfer - SWIFT
Select your account
Input your valid phone number
Choose Transfer to Own Account or Other's Account( if choose Own account, receiver name will auto capture and attach supporting documents is not required)
Fill in the Receiver’s information such as name and address, and then select country
Input Receiver’s bank’s SWIFT code, so the app will display receiver’s bank name and address, and other fields based on the receiver’s country requirement
Input Receiver’s account or IBAN number
Choose transfer currency
Input the transfer amount¹
Choose who should pay the transfer fees. There are 3 options to choose from – SHA, OUR, or BEN.
Input Purpose of transfer
Input Intermediary bank SWIFT Code (optional)
Tap “I have read and agree to the Terms & Conditions” and tap DONE
If all the information is correct, click TRANSFER button and confirm the transaction with your personal 4-digit PIN.

There are specific requirements for certain countries as below:

Destination Country	Mandatory for ABA customer to input
USA	Routing Number/Fedwire Number/ABA
United Kingdom	Sort code
New Zealand	BSB Number
Australia	BSB Number
Canada¹	Transit Number and Institution Number
Thailand	Branch Name
Japan	Branch Name/Branch Code
Latvia	Intermediary Bank
Vanuatu	Intermediary Bank
UAE	Purpose Code

_{¹ For the transfer to Canada, the receiver’s address is required in this format “Street Number-Suite/Apartment Number, Street Name, City, Province Code, Postal Code, Country” to avoid being rejected or suspended from receiving’s bank.}

Other Terms and Conditions

You can initiate transfer 24/7. However, the cut-off time for processing is 4 pm on business days (Mon-Fri). Hence, any transaction submitted within the cut-off time will be processed on the same day; the transaction submitted after the cut-off time will be processed on the next business day of the Bank.
Outward SWIFT Transfer is supported in GBP, EUR, THB, CNY, SGD, AUD, CAD, VND, JPY and USD currency.
The latest version of ABA Mobile app should be installed on the customer’s smartphone to avail this feature.
To amend and/or cancel the processed transactions, customer needs to visit the nearest ABA branch with the completed OTT Amendment/Trace/Cancellation Form
For the full list of the service’s Terms & Conditions, please follow this link.

Get the App

Click the icon below to download the application from Apple's App store, Google's Play Store or Huawei's AppGallery. After downloading, simply follow the screen instructions to start mobile banking!