Visa Direct Transfers

ABA​ Bank​ together​ with​ Visa​ are​ bringing​ you​ the​ next​ generation​ of​ digital,​ cross​ border​ money​ transfers​ in​ the​ ABA​ Mobile​ app.​

Now,​ you​ can​ enjoy​ the​ real-time1​ and​ safe​ money​ transfer​ experience​ using​ Visa’s​ payment​ platform,​ Visa​ Direct,​ to​ send​ money​ from​ your​ smartphone​ to​ your​ recipient’s​ bank​ account​ through​ their​ card​ number​ domestically​ and​ internationally2​ at​ competitive​ fees.

1​ Visa​ requires​ banks​ to​ make​ funds​ available​ to​ recipient​ cardholders​ within​ a​ maximum​ of​ 30​ minutes​ of​ approving​ the​ transaction.​ Actual​ availability​ of​ funds​ is​ subject​ to​ banking​ hours,​ system​ availability​ and​ compliance​ with​ regulatory​ requirements.
2 Cross-border transfer availability is constantly expanding. Currently, over 60 additional countries across Asia, Europe, the Americas, and more can be reached with transfers.

Why​ Visa​ Direct?

Visa​ Direct​ provides​ facilities​ to​ send​ and​ receive​ money​ efficiently​ and​ securely​ to​ family​ members,​ friends​ and​ partners​ in​ a​ matter​ of​ minutes​ using​ the​ existing​ Visa​ cards.​ Visa​ Direct​ is:

  • Simple​ –​ funds​ deliver​ directly​ to​ accounts​ using​ a​ 16-digit​ Visa​ card​ number;
  • Fast​ –​ funds​ can​ be​ available​ within​ 30​ minutes​ after​ approval;
  • Secure​ –​ backed​ by​ Visa’s​ leading​ payment​ security;​ and
  • Easy​ to​ use​ –​ forget​ about​ account​ numbers,​ bank​ IDs,​ SWIFT​ codes​ or​ routing​ numbers.

Fees​ and​ limits

Send modeRange (USD)Fee (USD)
Domestic transfer to Cambodian Visa card10.00 - 500.50
50.01 - 1000.60
100.01 - 5001.00
500.01 - 1,0001.50
1,000.01 - 2,0002.50
2,000.01 - 2,5003.50
International transfer to Visa card issued in Albania, Algeria, Argentina, Armenia, Austria, Azerbaijan, Bangladesh, Bulgaria, Croatia, Cyprus, Czech Republic, Denmark, Egypt, Finland, Georgia, Germany, Gibraltar, Greece, Hungary, India, Indonesia, Israel, Italy, Kazakhstan, Kyrgyzstan, Laos, Latvia, Lithuania, Luxembourg, Malaysia, Malta, Mauritius, Mexico, Mongolia, Morocco, Nepal, Netherlands, New Zealand, Nicaragua, Norway, Oman, Peru, Philippines, Poland, Portugal, Qatar, Romania, Saudi Arabia, Serbia, Singapore, Slovakia, Slovenia, South Africa, Spain, Sri Lanka, Switzerland, Thailand, Turkey, UAE, Uzbekistan, Vietnam.10.00 - 5005.00
500.01 - 1,00010
1,000.01 - 2,00020
2,000.01 - 2,50030

Additional​ information

  • To​ receive​ via​ Visa​ Direct,​ ABA​ customer​ needs​ to​ provide​ their​ name​ and​ the​ 16-digit​ card​ number​ to​ the​ sender.​ ABA​ customers​ will​ be​ notified​ via​ the​ ABA​ Mobile​ app​ once​ the​ funds​ are​ credited​ to​ their​ bank​ account.
  • Visa​ Direct​ is​ only​ available​ in​ USD​ for​ ABA​ customers​ and​ not​ available​ for​ transfers​ between​ ABA​ Visa​ cards.
  • Currency​ conversion​ is​ based​ on​ Visa​ exchange​ rate​ as​ of​ the​ time​ of​ transfer.
  • Single​ transaction​ limit​ is​ 10​ –​ 2,500​ USD.
  • Maximum​ daily​ transfer​ limit​ is​ 5,000​ USD​ with​ up​ to​ 10​ transactions.​
  • Maximum​ monthly​ transfer​ limit​ is​ 20,000​ USD​ with​ up​ to​ 20​ transactions.

How​ to​ transfer​ from​ ABA​ Visa​ card​ to​ another​ Visa​ card with Visa Direct

  1. Launch​ ABA​ Mobile​ app
  2. Tap​ Transfers​ and​ select​ Transfer​ to​ VISA Card
  3. Select​ your​ Visa​ card​ to​ transfer​ money​ from
  4. Enter​ receiver’s​ Visa​ 16-digit​ card​ number​ and​ name
  5. Input​ the​ amount1 you​ wish​ to​ transfer
  6. Tap​ Transfer
  7. Check​ and​ verify​ the​ recipient's​ name,​ Visa​ card​ number​ and​ amount
  8. Confirm​ with​ your​ 4-digit​ ABA​ Mobile​ PIN.

1​ Fee​ in​ USD​ will​ be​ displayed​ after​ the​ transfer​ amount​ has​ been​ entered.

Like this feature?

Download ABA Mobile app today to start using it for Visa Direct and other useful features!


Don’t​ have​ ABA​ Visa​ card​ yet?

You​ need​ a​ Visa​ card​ to​ enjoy​ this​ feature​ so​ if​ you​ do​ not​ have​ a​ plastic​ ABA​ Visa​ card​ yet,​ click​ here​ to​ apply.​ Or,​ issue​ yourself​ an​ ABA​ Visa​ virtual​ card​ instantly​ via​ the​ ABA​ Mobile​ app.​ To​ learn​ how,​ click​ here.​

Contact​ us​ instantly​ without​ leaving​ the​ ABA​ Mobile​ app​ by​ tapping​ the​ Contact​ Us​ button​ on​ the​ app’s​ main​ screen.​ Additionally,​ you​ can​ chat​ with​ us​ via​ Facebook​ Messenger,​ on​ our​ website​ or​ call​ us​ 24/7​ hotline​ at​ 098 203 203.

Visa​ Direct​ is​ a​ payments​ network​ of​ Visa​ Inc.​ for​ peer-to-peer​ (P2P)​ transactions​ that​ allows​ ABA​ Visa​ cardholders​ to​ make​ payments​ or​ transfer​ funds​ almost​ instantly​ from​ the​ ABA​ Mobile​ app​ to​ other​ Visa​ cards​ issued​ by​ other​ banks​ in​ Cambodia,​ Indonesia,​ Laos,​ Malaysia,​ Myanmar,​ Philippines,​ Singapore,​ Thailand,​ and​ Vietnam.​
You​ can​ send​ funds​ instantly​ to​ Visa​ cards​ issued​ by​ any​ bank​ in​ Cambodia.​
You​ should​ input​ the​ 16-digit​ number​ and​ receiver’s​ name,​ both​ of​ which​ can​ be​ found​ on​ the​ receiver’s​ Visa​ card.​ 
The​ maximum​ amount​ for​ the​ single​ transaction​ shall​ not​ exceed​ USD​ 2,500,​ while​ daily​ and​ monthly transactions​ shall​ not​ exceed​ USD​ 20,000​ or​ 10​ transactions​ a​ day​ and​ 20​ transactions​ a​ month.​
In​ case​ of​ a​ wrong​ transfer,​ inform​ ABA​ Contact​ Center​ on​ it​ immediately​ at​ 098 203 203 Always​ double-check​ the​ name​ and​ recipient​ information​ before​ confirming​ on​ the​ transfer​ in​ the​ app.
It​ is​ a​ real-time​ payments​ network​ allowing​ ABA​ customers​ to​ transfer​ money​ within​ 30​ minutes​ or​ less. Actual​ availability​ of​ money​ transfer​ is​ subject​ to​ banking​ hours,​ system​ availability,​ and​ compliance​ with​ regulatory​ requirements.
No.​ There​ is​ no​ service​ fee​ for​ the​ beneficiary​ to​ receive​ money.
No,​ you​ cannot​ cancel​ the​ transaction​ once​ it​ has​ been​ submitted.​ Hence,​ please​ ensure​ the​ details​ are​ correct​ before​ you​ proceed​ with​ the​ transfer.
After​ you​ perform​ the​ transaction,​ you​ can​ proceed​ to​ Notifications​ section​ of​ the​ app​ and​ see​ the​ amount​ of​ funds​ that​ was​ blocked​ on​ your​ account​ for​ the​ transfer.
Yes,​ you​ can.​ Every​ new​ transaction​ is​ subject​ to​ the​ new​ fee​ charge.​ Please​ check​ the​ transfer​ limits​ and​ fees​ table​ above​ for​ more​ information.
The​ currency​ conversion​ is​ based​ on​ the​ exchange​ rate​ of​ Visa​ as​ of​ the​ time​ of​ transfer.
You​ can​ simply​ re-launch​ the​ ABA​ Mobile​ app​ and​ verify​ your​ transaction​ history​ to​ check​ if​ thetransaction​ has​ been​ executed​ (active​ Internet​ connection​ required).​ In​ case​ of​ having​ any​ issues,​ please​ contact​ our​ 24/7​ Contact​ Center​ at​ 098 203 203​ for​ support.​
As our cross-border transfer network continues to grow, currently you can send and receive money with Visa cards to over 60 additional countries beyond Southeast Asia, spanning Europe, the Americas, and beyond.
Of​ course!​ Simply​ move​ the​ “Create​ Template”​ toggle​ when​ you​ make​ your​ first​ Visa​ Direct​ transfer​ in​ ABA​ Mobile,​ and​ the​ template​ for​ this​ transfer​ will​ be​ automatically​ added​ to​ the​ list​ of​ your​ templates​ under​ Quick​ Transfer​ menu​ of​ the​ app.