Visa Direct Transfers

ABA Bank together with Visa are bringing you the next generation of digital, cross border money transfers in the ABA Mobile app.

Now, you can enjoy the real-time¹ and safe money transfer experience using Visa’s payment platform, Visa Direct, to send money from your smartphone to your recipient’s bank account through their card number domestically and internationally² at competitive fees.

_{¹ Visa requires banks to make funds available to recipient cardholders within a maximum of 30 minutes of approving the transaction. Actual availability of funds is subject to banking hours, system availability and compliance with regulatory requirements.} _{² Cross-border transfer availability is constantly expanding. Currently, over 77 additional countries across Asia, Europe, the Americas, and more can be reached with transfers.}

Why Visa Direct?

Visa Direct provides facilities to send and receive money efficiently and securely to family members, friends and partners in a matter of minutes using the existing Visa cards. Visa Direct is:

Simple – funds deliver directly to accounts using a 16-digit Visa card number;
Fast – funds can be available within 30 minutes after approval;
Secure – backed by Visa’s leading payment security; and
Easy to use – forget about account numbers, bank IDs, SWIFT codes or routing numbers.

Fees and limits

Send mode	Range (USD)	Fee (USD)
Domestic transfer to Cambodian Visa card	10.00 - 50	0.50
	50.01 - 100	0.60
	100.01 - 500	1.00
	500.01 - 1,000	1.50
	1,000.01 - 2,000	2.50
	2,000.01 - 2,500	3.50
International transfer to Visa card issued in Albania, Algeria, Argentina, Armenia, Australia, Austria, Azerbaijan, Bangladesh, Belgium, Brazil, Bulgaria, Canada, China, Colombia, Croatia, Cyprus, Czech Republic, Denmark, Egypt, Estonia, Finland, France, Georgia, Germany, Gibraltar, Greece, Hong Kong, Hungary, India, Indonesia, Ireland, Israel, Italy, Japan, Kazakhstan, Kyrgyzstan, Laos, Latvia, Lithuania, Luxembourg, Malaysia, Malta, Mauritius, Mexico, Mongolia, Morocco, Nepal, Netherlands, New Zealand, Nicaragua, Norway, Oman, Pakistan, Peru, Philippines, Poland, Portugal, Qatar, Romania, Saudi Arabia, Serbia, Singapore, Slovakia, Slovenia, South Africa, South Korea, Spain, Sri Lanka, Sweden, Switzerland, Taiwan, Thailand, Turkey, UAE, United Kingdom, Uzbekistan, Vietnam.	10.00 - 500	5.00
	500.01 - 1,000	10
	1,000.01 - 2,000	20
	2,000.01 - 2,500	30

Additional information

To receive via Visa Direct, ABA customer needs to provide their name and the 16-digit card number to the sender. ABA customers will be notified via the ABA Mobile app once the funds are credited to their bank account.
Visa Direct is only available in USD for ABA customers and not available for transfers between ABA Visa cards.
Currency conversion is based on Visa exchange rate as of the time of transfer.
Single transaction limit is 10 – 2,500 USD.
Maximum daily transfer limit is 5,000 USD with up to 10 transactions.
Maximum monthly transfer limit is 20,000 USD with up to 20 transactions.

How to transfer from ABA Visa card to another Visa card with Visa Direct

Launch ABA Mobile app
Tap Transfers, scroll to Transfer to Cards, tap Visa Direct
Select your Visa card to transfer money from
Enter receiver’s Visa 16-digit card number and name
Input the amount¹ you wish to transfer
Tap Transfer
Check and verify the recipient's name, Visa card number and amount
Confirm with your 4-digit ABA Mobile PIN.

¹Fee in USD will be displayed after the transfer amount has been entered.

Like this feature?

Download ABA Mobile app today to start using it for Visa Direct and other useful features!

Don’t have ABA Visa card yet?

You need a Visa card to enjoy this feature so if you do not have a plastic ABA Visa card yet, click here to apply. Or, issue yourself an ABA Visa virtual card instantly via the ABA Mobile app. To learn how, click here.

Need help?
FAQ

Contact us instantly without leaving the ABA Mobile app by tapping the Contact Us button on the app’s main screen. Additionally, you can chat with us via Facebook Messenger, on our website or call us 24/7 hotline at 098 203 203.

1. What is “Visa Direct Money Transfers”?

Visa Direct is a payments network of Visa Inc. for peer-to-peer (P2P) transactions that allows ABA Visa cardholders to make payments or transfer funds almost instantly from the ABA Mobile app to other Visa cards issued by other banks in Cambodia, Indonesia, Laos, Malaysia, Myanmar, Philippines, Singapore, Thailand, and Vietnam.

2. To what Visa cards issued in Cambodia can I send Visa Direct transfers?

You can send funds instantly to Visa cards issued by any bank in Cambodia.

3. What information shall I request from the receiver to send them funds via Visa Direct?

You should input the 16-digit number and receiver’s name, both of which can be found on the receiver’s Visa card.

4. What is the maximum amount for domestic/cross-border money transfer via Visa Direct?

The maximum amount for the single transaction shall not exceed USD 2,500, while daily and monthly transactions shall not exceed USD 20,000 or 10 transactions a day and 20 transactions a month.

5. What should I do if I transfer funds to a wrong Visa card number?

In case of a wrong transfer, inform ABA Contact Center on it immediately at 098 203 203 Always double-check the name and recipient information before confirming on the transfer in the app.

6. How long does it take for domestic/cross-border transfer via Visa Direct?

It is a real-time payments network allowing ABA customers to transfer money within 30 minutes or less. Actual availability of money transfer is subject to banking hours, system availability, and compliance with regulatory requirements.

7. Will the beneficiary of my Visa Direct transfer be charged for this service?

No. There is no service fee for the beneficiary to receive money.

8. Can I cancel the transaction that was completed?

No, you cannot cancel the transaction once it has been submitted. Hence, please ensure the details are correct before you proceed with the transfer.

9. Will I get any confirmation of the transaction in ABA Mobile after I transferred money via Visa Direct?

After you perform the transaction, you can proceed to Notifications section of the app and see the amount of funds that was blocked on your account for the transfer.

10. Can I make several transfers with Visa Direct in my ABA Mobile app?

Yes, you can. Every new transaction is subject to the new fee charge. Please check the transfer limits and fees table above for more information.

11. What is the currency exchange rate for Visa Direct transfers to overseas?

The currency conversion is based on the exchange rate of Visa as of the time of transfer.

12. What should I do if my phone gets disconnected or switched off while performing the Visa Direct transfer on ABA Mobile?

You can simply re-launch the ABA Mobile app and verify your transaction history to check if thetransaction has been executed (active Internet connection required). In case of having any issues, please contact our 24/7 Contact Center at 098 203 203 for support.

13. If I want to transfer money to overseas with Visa Direct, how many countries are available for this service?

As our cross-border transfer network continues to grow, currently you can send and receive money with Visa cards to over 60 additional countries beyond Southeast Asia, spanning Europe, the Americas, and beyond.

14. Can I create a template for regular transactions?

Of course! Simply move the “Create Template” toggle when you make your first Visa Direct transfer in ABA Mobile, and the template for this transfer will be automatically added to the list of your templates under Quick Transfer menu of the app.

General Terms and Conditions, General Terms and Conditions for Online Services, and ABA Mobile Terms and Conditions apply. You need Adobe Reader to view these PDF files.

Visa Direct Transfers

Why​ Visa​ Direct?

Fees​ and​ limits

Additional​ information

How​ to​ transfer​ from​ ABA​ Visa​ card​ to​ another​ Visa​ card with Visa Direct