Mobile Savings Account
With the ABA Mobile app you can open Savings Accounts easily and without visiting our bank branch!
Earn and enjoy much higher interest per annum with Savings account in Khmer riels! To open your ABA account in KHR, just launch ABA Mobile, tap the New Account button, select Mobile Savings Account from the list, and choose KHR for your new account currency.
With designated Cash-in Machines (CiMs) and Cash Recycling Machines (CRMs), you can top up your new KHR Savings account easily. Read more here
Interest rate (p.a.) in USD
| Daily Balance | Interest Rate2 |
| USD ≤ 1,000 | 0.10% |
| USD ≤ 10,000 | 0.15% |
| USD ≤ 25,000 | 0.20% |
| USD ≤ 50,000 | 0.25% |
| USD ≤ 100,000 | 0.35% |
| USD ≤ 500,000 | 0.50% |
| USD > 500,000 | 0.75% |
Interest rate (p.a.) in KHR
| Daily Balance | Interest Rate2 |
| KHR ≤ 20,000,000 | 1.00% |
| KHR ≤ 100,000,000 | 1.25% |
| KHR > 100,000,000 | 1.50% |
Conditions
| Currency | USD | KHR | |
| Initial opening balance for residents | N/A | ||
| Initial opening balance for non-residents | |||
| Minimum ongoing balance | |||
| Number of Mobile Savings | Customers is allowed to open up to 3 Mobile Savings accounts. | ||
| Interest payment | Semi-annual (fiscal year) or upon account closure | ||
| Operations conditions | The operation of Mobile Savings shall be operated through all digital channels of ABA. | ||
| Account closure2 | ABA Bank Branch | ||
| Passbook3 | Passbook will not be provided | ||
| Early closure | USD 20/KHR 80,000 is applied for closing the account within 3 months from opening date | ||
| Access to deposit |
| ||
| Monthly account service | Free | ||
| Dormant fee4 | USD 10 / KHR 40,000/p.a. | ||
| Certify account balance | USD 10 / KHR 40,000/piece | ||
| Audit confirmation | USD 10 / KHR 40,000/time | ||
All Terms and Conditions are subject to ABA Bank’s sole discretion without prior notice to customers.
1 Interest rate is accrued at 365 (three hundred and sixty five) days a year, considering actual quantity of days a month.
2 To close a mobile savings account, customer needs to visit any ABA branch in person.
3 No Passbook is provided. Customer shall access the entry of account through ABA Mobile App. Optionally, customer can request passbook at any ABA branch at standard fee and charge applied.
4 System will automatically charge USD 10 or KHR 40,000 if Mobile Savings account is not operative for 12 months and more.
Requirements
To open a Mobile Savings Account, please follow these requirements:
- Customer should be an ABA Mobile app user.
- Customer needs to have at least one Savings, Current, or Current Plus account before creating a Mobile Savings Account.
- Mobile Savings Account is available for both individual resident and non-resident customers.
Don’t have ABA Mobile yet?
Click the icon below to download the application for FREE from Apple's App store, Google's Play Store or Huawei's AppGallery. After downloading, simply follow the screen instructions to start mobile banking!
General Terms and Conditions, General Terms and Conditions for Online Services, and ABA Mobile Terms and Conditions apply. You need Adobe Reader to view these PDF files.
