Mobile Savings Account
With the ABA Mobile app, you can open our most popular Savings Account easily and without visiting the bank branch.
ABA Mobile Savings Account comes with zero opening and ongoing balance, supports unlimited deposits and withdrawals, and offers an attractive interest rate of up to 1.5% p.a.! To open the account, launch ABA Mobile, tap New Account, and select Mobile Savings Account from the list of available accounts.
There are various convenient ways to replenish your ABA account with cash or via instant cashless transfers from other banks and e-wallets.
Interest rate (p.a.) in USD
| Daily Balance | Interest Rate |
| USD ≤ 1,000 | 0.00% |
| USD ≤ 10,000 | 0.10% |
| USD ≤ 25,000 | 0.15% |
| USD ≤ 50,000 | 0.20% |
| USD ≤ 100,000 | 0.30% |
| USD ≤ 500,000 | 0.45% |
| USD > 500,000 | 0.70% |
Interest rate (p.a.) in KHR
| Daily Balance | Interest Rate |
| KHR ≤ 20,000,000 | 1.00% |
| KHR ≤ 100,000,000 | 1.25% |
| KHR > 100,000,000 | 1.50% |
Conditions
| Currency | USD | KHR | |
| Initial opening balance for residents | N/A | ||
| Initial opening balance for non-residents | |||
| Minimum ongoing balance | |||
| Number of Mobile Savings | 3 KHR Accounts including Special Account Number 3 USD Accounts including Special Account Number | ||
| Interest payment | Monthly or upon account closure | ||
| Operations conditions | The operation of Mobile Savings shall be operated through all digital channels of ABA. | ||
| Account closure | ABA Mobile | ||
| Passbook2 | Passbook will not be provided | ||
| Early closure | USD 20/KHR 80,000 is applied for closing the account within 3 months from opening date | ||
| Access to deposit |
| ||
| Monthly account service | Free | ||
| Dormant fee3 | USD 10 / KHR 40,000/p.a. | ||
| Certify account balance | USD 10 / KHR 40,000/piece | ||
| Audit confirmation | USD 10 / KHR 40,000/time | ||
All Terms and Conditions are subject to ABA Bank’s sole discretion without prior notice to customers.
1 Interest rate is accrued at 365 (three hundred and sixty five) days a year, considering actual quantity of days a month.
2 No Passbook is provided. Customer shall access the entry of account through ABA Mobile App. Optionally, customer can request passbook at any ABA branch at standard fee and charge applied.
3 System will automatically charge USD 10 or KHR 40,000 if Mobile Savings account is not operative for 12 months and more.
Requirements
To open a Mobile Savings Account, please follow these requirements:
- Customer should be an ABA Mobile app user.
- Customer needs to have at least one Savings, Current, or Current Plus account before creating a Mobile Savings Account.
- Mobile Savings Account is available for both individual resident and non-resident customers.
Don’t have ABA Mobile yet?
Click the icon below to download the application for FREE from Apple's App store, Google's Play Store or Huawei's AppGallery. After downloading, simply follow the screen instructions to start mobile banking!
General Terms and Conditions, General Terms and Conditions for Online Services, and ABA Mobile Terms and Conditions apply. You need Adobe Reader to view these PDF files.
