Eligibility & Condition
- Be at least 15 years old for Cambodian citizen and 18 years old for foreigner
- Must have Cambodian residential address
ABA Savings account is your most efficient and secure way to start saving.
Interest rate (p.a.)
|Daily Balance||Interest Rate1|
|≤ KHR 4 million||0.75%|
|> KHR 4 million||1.25%|
|Initial opening balance for residents||N/A|
|Initial opening balance for non-residents||N/A|
|Minimum ongoing balance||N/A|
|Withdrawals||Unlimited withdrawals, in cash or non-cash forms, are allowed at any time and in any amount upon the condition of minimum ongoing balance preserved on the account2|
|Acceptant notes||Any types of fit KHR note will be accepted at with some applicable charges3|
|Interest payment||Semi-annual (fiscal year) or upon account closure|
|Early closure4||Fee of USD 20/KHR 80,000 is applied for closing the account within 3 months from opening date|
|Replenishment||Unlimited transactions in cash or non-cash forms are allowed|
|Service fee||Monthly account service||Free|
|Dormant fee9||10 USD/40,000 KHR/p.a.|
|Certify account balance||10 USD/40,000 KHR/piece|
|Audit confirmation||10 USD/40,000 KHR/time|
|Nostro or Banker cheque||10 USD/40,000 KHR/check|
All Terms and Conditions are subject to ABA Bank’s sole discretion without prior notice to customers.
1 Interest rate is accrued at 365 (three hundred sixty five) days a year, considering actual quantity of days a month.
2 0.10% or minimum of USD 1 (whichever higher) for the amount exceeds the defined daily limit of USD 30,000 for cash transaction either deposit or withdrawal through interregion of branch operations.
3 Fee of different types of notes and quantity. Charge is applied on total sum of small notes link here.
4 Customers are required to return passbooks, cards, and any given account facilities to the Bank.
5 Fee of USD 5 is applied for issuance & re-issuance.
6 Free for access level of Read Only, Own ABA Account, or ABA Account. USD 25 for Access Card and Dynamic authentication device.
7 It’s available for personal account only.
8 USD 5.00 / KHR 20,000 is applied for card replacement either lost or damaged; excluding expired card/ broken chip or magnetic strip.
9 System will automatically charge USD 10 if account is not operative for 12 months or more.
Along with the interest rate on your funds, you also get:
1 Free SMS Dynamic Authentication mode. One-off fee USD 25 for a CryptoCalculator Device.
- Flexibly earn money on your money – interest is accrued on daily basis and paid on semi-annual basis or upon account closure;
- Conveniently access your account balance through Debit Master or Visa Card, iBanking or visiting one of the ABA Bank’s Branches;
- Flexibly withdraw funds from your current account at any time provided that the minimum ongoing balance is preserved on the account without any additional cost;
- Transact inward & outward remittances necessary balance to be used while remaining balance keeps earning money for you;
- Deposit additional funds into your account without restriction;
- Feel secured with getting instant notification about your account for free by using ABA Mobile app.
You can open Savings account at any ABA Bank branch. To open the deposit, you need to:
1 Proof of residence includes the followings:
- One-time visa or multiple visas with consecutive 182-day stay or more from one visa to another; or
- House rental contract (hotel bill) indicating at least 6-month tenor, or
- Proof of employment (employment contract, certificate of employment, or business license for self-employed) indicating at least 6-month employment.
For further information, please visit your nearest ABA Bank branch or give us a call at (+855) 23 225 333.
- Maintain initial opening balance US$10 for residents, US$50 for non-residents, and US$100 for company.
- Customer can conveniently withdraw their balance anytime and with no limits at our 24/7 ATM or at any ABA branch.
- Free access to your account through ABA Mobile app and iBanking
- Free monthly account statement (upon customer request)
- Free standing order service
- Free Standard MasterCard Credit Card for deposit balances from US$3,000 to 9,999;
- Free Visa Credit Platinum Lite for deposit balance of US$10,000 or more.
- Customer can get up to 90% of blocked deposit balances as credit limit (or minimum credit limit of US$500)