Ria Money Transfers

ABA Bank (ABA) and Ria Money Transfer (Ria) deliver the safe and prompt way of transferring funds. With Ria, money is transferred almost immediately on real time; either cash payout or direct to a bank account and there is no fee charge at the receiving end.

Ria has an extensive international network more than 402,000 locations worldwide including USA, China, Indonesia, Nepal, Malaysia, India, Thailand, Australia, Philippines, Vietnam, Singapore and many others.

Why​ Ria?

Ria provides​ facilities​ to​ send​ and​ receive​ money​ internationally​ through​ its​ network​ of​ agents​ worldwide.​ Ria is:

  • easy​ and​ available​ to​ everyone​ –​ you​ can​ send​ out​ funds​ from​ any​ ABA​ branch​ after​ completing​ a​ simple​ form​ (no​ need​ to​ have​ a​ bank​ account​ for​ the​ transfer;​ however,​ we​ recommend​ you​ open​ an​ ABA​ account​ to​ make​ the​ sending​ and​ receiving​ procedure​ easier​ and​ faster);​
  • quick​ and​ convenient​ –​ with​ a​ massive​ agent​ network​ around​ the​ world,​ you​ are​ never​ far​ away​ from​ Ria​ and​ your​ money​ is​ where​ it​ is​ needed.
  • available worldwide - you can send and receive money through Ria's network of 402,000 locations worldwide. Click here for the list of countries.

RIA receive

To receive money via Ria at ABA branches, please follow the instructions below:

  • Go​ to​ the​ nearest​ ABA​ branch​ in​ your​ area.​ Prior​ to​ the​ visit,​ you​ can​ also​ check​ the​ status​ of​ your​ money​ transfer​ online​ at​ Ria Money Transfer .
  • Make​ sure​ you​ have​ a​ valid​ identification​ document​ with​ you:​ passport​ (for​ foreigners)​ or​ national​ ID​ (for​ locals)​ if​ you​ are​ a​ non-ABA​ account​ holder.​
  • Make​ sure​ you​ have​ the​ valid​ unique​ eleven-digit​ reference​ number​ provided​ by​ the​ sender.
  • ​Complete​ the​ Ria​ Receive​ Form​ and​ hand​ it​ over​ to​ our​ teller.
  • Your​ remittance​ amount​ will​ be​ provided​ to​ you​ once​ the​ given​ details​ are​ verified.

Now you can receive Ria money transfers and credit it directly into your ABA account 24/7 using ABA Mobile app, please click here to learn how.

Please​ read​ these​ terms​ and​ conditions​ carefully.​ These​ terms​ and​ conditions​ are​ an​ Agreement​ between​ you​ (“the​ Receiver”),​ and​ Advanced​ Bank​ of​ Asia​ Limited​ (“the​ Bank”)​ on​ RIA​ money​ transfers.

  1. The​ Receiver​ confirms​ that​ the​ information​ provided​ in​ this​ application​ form​ is​ true​ and​ correct​ and​ the​ Bank​ is​ not​ responsible​ for​ any​ delays,​ errors​ and​ omissions​ caused​ by​ misprinting​ and/or​ inaccuracy​ of​ the​ Receiver.
  2. The​ Receiver​ authorizes​ the​ Bank​ to​ postpone,​ suspend​ or​ cancel​ the​ money​ transfer​ the​ Bank​ found​ that​ it​ may​ be​ related​ to​ unlawful​ conduct​ and/or​ breach​ of​ any​ national​ or​ international​ laws​ or​ regulations.
  3. The​ Receiver​ undertakes​ that​ the​ money​ transfer​ is​ not​ related​ to​ any​ illegal​ activities​ and/or​ money​ laundering​ and/or​ terrorism​ finance.​ The​ Bank​ has​ the​ right​ to​ reject​ or​ suspend​ any​ transfer​ if​ required​ for​ its​ AML/KYC​ purposes.​
  4. The​ Receiver​ undertakes​ to​ provide​ additional​ information​ and/or​ documents​ related​ to​ the​ money​ transfer​ if​ requested​ by​ the​ Bank.
  5. The​ Bank​ may​ change​ its​ fees​ as​ well​ as​ these​ Terms​ and​ Conditions​ from​ time​ to​ time​ with​ or​ without​ prior​ notice.
  6. The​ Bank​ may​ disclose​ the​ money​ transfer​ information​ to​ third​ parties​ in​ accordance​ with​ the​ legislation​ of​ the​ Kingdom​ of​ Cambodia​ including,​ but​ not​ limited​ by,​ court​ decisions,​ investigations​ and​ regulations.
  7. The​ Bank​ is​ not​ responsible​ for​ any​ taxes,​ duties​ and​ other​ expenses,​ which​ might​ occur​ in​ other​ countries​ in​ relation​ to​ the​ money​ transfer.
  8. Neither​ RIA​ nor​ the​ Bank​ shall​ have​ any​ liability​ to​ the​ Receiver​ for​ any​ late​ or​ non-delivery​ of​ funds​ due​ to​ errors​ or​ delays​ occurring​ in​ the​ wire​ electronic​ transmission,​ equipment​ or​ system​ failure,​ strikes​ that​ are​ beyond​ the​ control​ of​ RIA​ or​ the​ Bank​ or​ any​ incorrect​ or​ unclear​ information​ given​ by​ the​ Sender.
  9. Money​ transfers​ will​ be​ performed​ for​ personal​ purposes​ only,​ no​ commercial​ transactions​ of​ any​ nature​ are​ allowed.​ Neither​ RIA​ nor​ the​ Bank​ shall​ be​ responsible​ for​ any​ losses​ resulting​ from​ money​ transfers​ for​ investment​ or​ business​ purposes,​ or​ for​ purchase​ of​ goods​ or​ services.
  10. The​ Bank​ and​ RIA​ may​ apply​ certain​ limits,​ such​ as​ per​ transaction,​ per​ month,​ per​ customer,​ etc.​ Such​ limits​ could​ change​ from​ time​ to​ time​ with​ or​ without​ prior​ notice.
  11. The​ Receiver​ must​ provide​ the​ RIA​ PIN​ Number​ and​ valid​ identification​ documents​ (e.g​ ID​ card)​ to​ collect​ the​ funds.​ The​ Bank​ and​ RIA​ will​ not​ be​ responsible​ for​ any​ losses​ resulting​ from​ improper​ use​ or​ disclosure​ of​ the​ RIA​ PIN​ Number​ or​ transaction​ information.

There will be no charge by ABA Bank for Inward Ria Transfers. The table of fees shown below is prepared for informational purposes only. For the exact transfer fees to Cambodia from other countries chargeable to the senders, please contact Ria Customer Service at +18005003994 or +60320503456 or visit your nearest Ria location.

Fees for transfers to Cambodia

Country From Sending AmountFee
MalaysiaMYR 1 - 1,500MYR 14
MYR 1,500 - 5,000MYR 20
MYR 5,000 - 10,000MYR 30
MYR 10,000 - 50,000MYR 45
SingaporeSGD 1 - 1,000SGD 12
SGD 1,000 - 3,000SGD 15
SGD 3,000 - 5,000SGD 20
SGD 5,000 - 10,000SGD 30
BruneiBND 1 - 1,000BND 10
BND 1,000 - 3,000BND 15
BND 3,000 - 5,000BND 20
BND 5,000 - 10,000BND 30
ThailandTHB 1 - 20,000THB 99
THB 20,000 - 50,000THB 199
THB 50,000 - 100,000THB 299
THB 100,000 - 250,000THB 399
JapanJPY 1 - 10,000JPY 460
JPY 10,000 - 50,000JPY 880
JPY 50,000 - 250,000JPY 1,480
JPY 250,000 - 1,000,000JPY 1,980
KoreaUSD 1 - 3,000USD 4
Russia
(Send from Qiwi Bank JSC)
USD 1 - 5,0002% or min USD 3
EUR 1 - 5,0002% or min EUR 3
Russia
(Send from Unistream Commercial Bank)
EUR 1 - 5002% or min EUR 2.5
EUR 501 - 1,0001.85%
EUR 1,001 - 1,5001.50%
EUR 1,501 - 2,0001.25%
EUR 2,001 - 3,0001%
EUR 3,001 - 5,0000.85%
USD 1 - 5002% or min USD 2.5
USD 501 - 1,0001.85%
USD 1,001 - 1,5001.50%
USD 1,501 - 2,0001.25%
USD 2,001 - 3,0001%
USD 3,001 - 5,0000.85%
Germany
(Send through Agent Channel)
EUR 1 - 500EUR 8
EUR 501 - 1,500EUR 15
EUR 1,501 - 2,500EUR 24
EUR 2,501 - 5,000EUR 35
EUR 5,001 - 7,000EUR 40
EUR 7,001 - 10,000EUR 80
Germany
(Send through Digital Channel)
EUR 1 - 100EUR 4.5
EUR 101 - 250EUR 8.5
EUR 251 - 500EUR 14.5
EUR 501 - 1,000EUR 16.5
EUR 1,001 - 1,500EUR 19.5
EUR 1,501 - 3,000EUR 29.5
EUR 3,001 - 4,000EUR 34.5
EUR 4,001 - 5,000EUR 44.5
Australia
(Send from B&M)
USD 1 - 300USD 8
USD 301 - 750USD 10
USD 751 - 1,200USD 15
USD 1,201 - 1,500USD 20
USD 1,501 - 2,000USD 25
USD 2,001 - 3,000USD 30
USD 3,001 - 4,500USD 35
USD 4,501 - 5,000USD 40
USD 5,001 - AboveUSD 50
Australia
(Send from RMT.com)
USD 1 - 5,000AUD 15 for direct bank payment (POLi)
USD 1 - 5,000AUD 18 for payment via Credit/Debit card
France
(Send through Agent Channel & Store) 
EUR 1 - 100EUR 7
EUR 101 - 200EUR 9
EUR 201 - 500EUR 11
EUR 501 - 1,000EUR 14
EUR 1,001 - 2,000EUR 19
EUR 2,001 - 4,000EUR 34
EUR 4,001 - 7,000EUR 54
EUR 7,001 - 99,999EUR 1.25%
France
(Send through Agent Digital)
EUR 1 - 100EUR 3
EUR 101 - 250EUR 5
EUR 251 - 500EUR 7
EUR 501 - 750EUR 8
EUR 751 - 1,000EUR 10
EUR 1,001 - 1,500EUR 15
EUR 1,501 - 2,000EUR 20
EUR 2,001 - 3,000EUR 30
EUR 3,001 - 4,000EUR 40
EUR 4,001 - 5,000EUR 50
Italy
(Send from B&M)
EUR 1 - 100EUR 4
EUR 101 - 999.994%
Italy
(Send through Digital)
EUR 1 - 200EUR 4.5
EUR 201 - 500EUR 7.5
EUR 501 - 800EUR 12
EUR 801 - 1,000EUR 15
EUR 1,001 - 2,000EUR 30
EUR 2,001 - 3,000EUR 45
EUR 3,001 - 4,000EUR 60
EUR 4,001 - 5,000EUR 75
United Kingdom
(Send from B&M)
Max USD 10,000 (~GBP 7,700)4% or min GBP 4
United Kingdom
(Send through Digital)
GBP 100 - 250GBP 4.5
GBP 251- 750GBP 8
GBP 751- 1,000GBP 9
GBP 1,001- 2,000GBP 14
GBP 2,001 - 4,999GBP 16
GBP 4,999 MaxGBP 16

If you are sending money from either Australia, Canada, Spain, United Kingdom or United States, you can check out the approximate fees by following the simple steps below:

  1. Click​ riamoneytransfer.com/price-calculator/
  2. Click the flag icon on the top right corner and select the country of origin
  3. Select Cambodia at "Destination"
  4. Select your payment option at "How will you pay?"
  5. Select  USD at "Payout currency"
  6. Select "How will they receive the money?" option
  7. Enter the amount to send
  8. Click "Continue" to see the estimated fee

Important information

The receiving limit per transaction is 9,999 USD.

RIA send

Fees are subject to change from time to time by Ria. For the exact latest transfer fees according to destinations, please visit one of our branches or call 023 225 333 for more details.

To​ send​ money​ via​ Ria,​ please​ follow​ the​ instruction​ below:

  • ​Go​ to​ the​ nearest​ ABA​ branch​ in​ your​ area​ with​ your​ passport​ (for​ foreigners)​ or​ national​ ID​ (for​ locals)​ if​ you​ are​ a​ non-ABA​ account​ holder.
  • Complete​ the​ Ria​ Money​ Transfer​ form​ and​ hand​ it​ over​ to​ our​ teller​ with​ the​ money​ you​ want​ to​ send​ along​ with​ the​ transfer​ fee1.
  • ​Get​ a​ unique​ eleven-digit​ reference​ number2​ (PIN​ code)​ and​ share​ it​ with​ the​ receiver​ so​ they​ could​ collect​ funds​ from​ any​ Ria​ agent​ in​ their​ country.

You​ can​ check​ the​ status​ of​ your​ money​ transfer​ online​ at​​ Ria Money Transfer.

You​ can​ send​ Ria​ money​ transfers​ directly​ from​ your​ ABA​ account​ 24/7​ using​ the​ ABA​ Mobile​ app,​ please​ click​ here​ to​ learn​ how.

Please read these terms and conditions carefully. These terms and conditions are an Agreement between you (“the Sender”), and Advanced Bank of Asia Limited (“the Bank”) on RIA Money Transfers.

  1. The Sender confirms that the information provided in this application form is true and correct and the Bank is not responsible for any delays, errors and omissions caused by misprinting and/or inaccuracy of the Sender.
  2. The Sender authorized the Bank to debit his/her account for the transfer amount and amount of commissions and fees.
  3. The Sender understands and confirms that the exchange rates are provided by RIA and will be applied to process money transfers in foreign currencies.
  4. The Sender authorizes the Bank to postpone, suspend or cancel the money transfer if the Bank found that it may be related to unlawful conduct and/or breach of any national or international laws or regulations.
  5. The Sender undertakes that the money transfer is not related to any illegal activities and/or money laundering and/or terrorism finance. The Bank has the right to reject or suspend any transfer if required for its AML/KYC purposes.
  6. The Sender undertakes to provide additional information and/or documents related to the money transfer if requested by the Bank.
  7. The Bank may change its fees as well as these Terms and Conditions from time to time with or without prior notice.
  8. The Bank may disclose the money transfer information to third parties in accordance with the legislation of the Kingdom of Cambodia including, but not limited by, court decisions, investigations and regulations. The Sender also understands and agrees that the information about money transfer will be available to RIA, and that such information might be disclosed to third parties in accordance with the legislation and regulations of the countries of RIA operations.
  9. In case of the money transfer cancellation, the Bank will return the Sender’s funds only upon receipt of funds from RIA. The Sender understands and agrees that RIA might charge cancellation and other fees, and that the applied exchange rate may be changed.
  10. The Bank is not responsible for any taxes, duties and other expenses, which might occur in other countries in relation to the money transfer.
  11. Neither RIA nor the Bank shall have any liability to the Sender for any late or non-delivery to a Receiver due to errors or delays occurring in the wire electronic transmission, equipment or system failure, strikes that are beyond the control of RIA or the Bank or any incorrect or unclear information given by the Sender.
  12. Money transfers will be performed for personal purposes only, no commercial transactions of any nature are allowed. Neither RIA nor the Bank shall be responsible for any losses resulting from money transfers for investment or business purposes, or for purchase of goods or services.
  13. The Bank and RIA may apply certain limits, such as per transaction, per month, per customer, etc. Such limits could change from time to time with or without prior notice.
  14. Upon completion of the money transfer, the Sender must provide RIA PIN Number to the Receiver. The Sender must be cautious in sharing RIA PIN Number, and is solely responsible for keeping the RIA PIN Number confidential and unavailable to third parties. The Bank and RIA will not be responsible for any losses resulting from improper use or disclosure of the RIA PIN Number or transaction information.
  15. In case of amendment or cancellation the Sender indemnifies the Bank and RIA from any demands, actions, proceedings, liabilities, claims, damages, losses, costs and expenses related to such amendment or cancellation.

Important information

  • The sending limit per customer within 30 calendar days is 2,999 USD. For countries not listed here, please visit our branch or call 023 225 333 for more details.
  • The recipient can only receive a maximum limit of 2,999 USD within 30 calendar days.
  • Amendment/cancellation fee is 5 USD per transaction. Fill in this form and bring to the nearest ABA branch immediately.

Transfer fees

CountryAmount (USD)Fee (USD)1
Cash pick-up / Bank deposit
Russia, Kazakhstan, Kyrgyzstan, Moldova,
Tajikistan, Uzbekistan, Belarus
1 - 30010
301 - 50020
501 - 1,00030
1,001 - 2,00045
2,001 - 2,99960
Myanmar, Bangladesh1 - 50010
501 - 1,00015
1,001 - 1,50020
1,501 - 2,99925
Korea (South), France, Germany, Canada,
Belgium, UK, Switzerland
1 - 30010
301 - 50020
501 - 1,00025
1,001 - 2,99930
Singapore1 - 5005
501 - 1,00010
1,001 - 2,99930
Malaysia, Sri Lanka, India, Nepal1 - 5006
501 - 1,0008
1,001 - 2,99915
Laos1 - 5005
501 - 1,00010
1,001 - 2,50020
2,501 - 2,99930
Philippines, Vietnam, Indonesia1 - 5006
501 - 2,9998
Ukraine, Australia, Pakistan, USA, UAE, Turkey,
China
1 - 2,99915
Thailand1 - 2,9995

Transfer Form

To​ provide​ you​ a​ more​ convenient​ and​ faster​ transaction,​ we​ have​ created​ interactive​ Ria​ Money​ Transfer​ forms​ for​ remittances.​ Simply​ download​ each​ of​ them,​ fill​ in​ when​ it​ is​ convenient​ for​ you,​ print​ out​ and​ bring​ to​ your​ nearest​ ABA​ branch. To​ download​ the​ forms,​ please​ follow​ the​ links​ below: