Instant​ Loan​ against Fixed Deposit

ABA​ Bank​ offers​ Instant​ Loan​ against​ Fixed​ Deposit​ in​ ABA​ Mobile​ app​ for​ those​ who​ needs​ emergency​ cash​ without​ breaking​ their​ Fixed​ Deposit​ and​ losing​ the​ accrued​ interest.​

The​ loan​ is​ provided​ on​ easy​ terms​ and​ conditions​ with​ no​ processing​ fee,​ no​ document​ submission​ and​ instant​ loan​ approval!​

_{All Terms and Conditions are subject to ABA Bank’s sole discretion without prior notice to customers.}

_{¹ Loan currency is based on Fixed Deposit currency.
² There should not be any prior amount block in FD account.
³ Maximum amount follows item “Loan amount”.
⁴ Customer can settle the loan before maturity date in ABA Mobile App.
⁵ Customer is required to maintain [loan amount + interest] in disbursed account for loan settlement at maturity.
⁶ In case customer doesn’t maintain sufficient balance [loan amount + interest] in loan settlement account, system will force close the principal and interest of all types of FD in loan settlement account to fully close the loan.}

All​ ABA​ Mobile​ app​ users​ above​ 18​ years​ old​ with​ at​ least​ one​ active​ Fixed​ Deposit​ account (except joint Fixed Deposit).

• Launch​ ABA​ Mobile​ app​ and​ tap​ “Loans”​ button​ on​ the​ main​ screen
• Select​ Fixed​ Deposit¹​ which​ will​ be​ used​ as​ a​ collateral​ for​ the​ Instant​ Loan.​
• Enter​ the​ loan​ amount²​ that​ can​ go​ as​ high​ as​ 90%​ of​ the​ Fixed​ Deposit​ amount​ and​ tap​ “GET​ LOAN”​ button.
• ​​Confirm​ the​ loan​ request​ with​ ABA​ Mobile​ 4-digit​ PIN,​ after​ which​ the​ loan​ will​ be​ instantly​ issued.​ Here,​ you​ can​ also​ download​ the​ loan​ agreement​ for​ your​ convenience.

_{¹​ If​ you​ have​ one​ Fixed​ Deposit​ account​ only,​ it​ will​ be​ automatically​ selected.​ If​ you​ have​ more​ than​ one​ Fixed​ Deposit,​ you​ should​ select​ one​ of​ them​ to​ continue​ the​ loan​ issuance​ process.​ If​ you​ don’t​ have​ a​ Fixed​ Deposit,​ you​ can​ create​ one​ easily​ right​ in​ the​ app.}

_{²​ The​ amount​ of​ loan​ you​ can​ borrow​ is​ up​ to​ 90%​ of​ the​ amount​ of​ your​ Fixed​ Deposit​ or​ maximum​ USD​ 5,000​ /​ KHR​ 20​ million.​}