Mobile Savings Account

ABA Mobile app allows you to open your Savings account easily and conveniently without visiting our bank branch! Mobile Savings account (E-SA) comes with competitive interest rate and other great features for you to manage your financial goals.


Initial opening balance11040,000
Minimum ongoing balance1040,000
Interest rate (p.a.)20.25%1.00%
Number of accounts3 active accounts at any one time, exclusive of Savings Account opened via OTC. The combination of 3 active accounts can be a maximum of either 2 KHR E-SA with 1 USD E-SA or 1 KHR E-SA with 2 USD E-SA.
Interest paymentSemi-annual (fiscal year) or upon account closure
Inter-regional branch cash deposit / withdrawal (daily limit)330,00020,000,000
ReplenishmentUnlimited transactions in cash or non-­cash forms are allowed
Service Fee
Monthly account serviceFree
Dormant fee4USD10/KHR40,000 p.a.
Certify account balanceUSD10/KHR40,000/piece
Audit confirmationUSD10/KHR40,000/time
Withdrawal conditionsNo withdrawal and transfer transaction is allowed over the counter except account closure
PassbookPassbook will not be provided
Account closureOver the counter (certificate will not be provided)
Access to the deposits
  • ABA Bank Branches
  • Internet Banking
  • Mobile Banking

1 Fee of USD 20 / KHR 80,000 is applied for closing the account within 3 months from opening date.
2 Interest rate is accrued at 365 (three hundred sixty-five) days a year, considering the actual quantity of days a month.
3 In case of exceeding the daily limit, 0.10% or minimum $1 (whichever higher) fee will be applied.
4 System will automatically charge USD 10 or KHR 40,000 if Mobile Savings account is not operative for 12 months and more.


To open a mobile Mobile Savings Account, please follow these requirements: 

  • Customer should be an ABA Mobile app user.
  • Customer needs to have at least one Savings, Current, or Current Plus account before opening a Mobile Savings Account.
  • Mobile Savings Account is available for both individual resident and non-resident customers.
  • Funding account for opening Mobile Savings Account cannot be a Mobile Savings account.

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