Mobile Savings Account

With ABA Mobile app you can open Savings Accounts easily and without visiting our bank branch! Mobile Savings Account (MSA) comes with competitive interest rate and other great features for you to manage your financial goals.

Interest rate (p.a.)

Daily Balance
Interest Rate1
Less than USD 1,0000.15%
More than USD 1,0000.25%
Less than KHR 4 million0.75%
More than KHR 4 million1.25%


Initial opening balance for residents21040,000
Initial opening balance for non-residents250200,000
Minimum ongoing balance1040,000
Number of accounts3 active accounts at any one time, exclusive of Savings Account opened via OTC. The combination of 3 active accounts can be a maximum of either 2 KHR E-SA with 1 USD E-SA or 1 KHR E-SA with 2 USD E-SA.
Interest paymentSemi-annual (fiscal year) or upon account closure
Inter-regional branch cash deposit / withdrawal (daily limit)330,00020,000,000
ReplenishmentUnlimited transactions in cash or non-­cash forms are allowed
Service Fee
Monthly account serviceFree
Dormant fee410 USD/40,000 KHR p.a.
Certify account balance10 USD/40,000 KHR/piece
Audit confirmation10 USD/40,000 KHR/time
Withdrawal conditionsNo withdrawal and transfer transaction is allowed over the counter except account closure
PassbookPassbook will not be provided
Account closureOver the counter (certificate will not be provided)
Access to the deposits
  • ABA Bank Branches
  • Internet Banking
  • Mobile Banking

1 Interest rate is accrued at 365 (three hundred sixty-five) days a year, considering the actual quantity of days a month.
Fee of USD 20 / KHR 80,000 is applied for closing the account within 3 months from opening date.
3 In case of exceeding the daily limit, 0.10% or minimum $1 (whichever higher) fee will be applied.
4 System will automatically charge USD 10 or KHR 40,000 if Mobile Savings account is not operative for 12 months and more.


To open a mobile Mobile Savings Account, please follow these requirements:

  • Customer should be an ABA Mobile app user.
  • Customer needs to have at least one Savings, Current, or Current Plus account opened over the counter before creating a Mobile Savings Account.
  • Mobile Savings Account is available for both individual resident and non-resident customers.

General Terms and Conditions apply. You need Adobe Reader to view this PDF files.