Mobile Savings Account
With ABA Mobile app you can open Savings Accounts easily and without visiting our bank branch! Mobile Savings Account (MSA) comes with competitive interest rate and other great features for you to manage your financial goals.
We've updated ABA Mobile Terms and Conditions on March 26, 2020. Click here to read the updated version.
Interest rate (p.a.)
|Daily Balance||Interest Rate1|
|Less than or equal USD 1,000||0.15%|
|More than USD 1,000||0.25%|
|Less than or equal KHR 4 million||0.75%|
|More than KHR 4 million||1.25%|
|Initial opening balance for residents||N/A|
|Initial opening balance for non-residents|
|Minimum ongoing balance|
|Number of Mobile Savings||Customers is allowed to open up to 3 Mobile Savings accounts.|
|Interest payment||Semi-annual (fiscal year) or upon account closure|
|Operations conditions||The operation of Mobile Savings shall be operated through all digital channels of ABA.|
|Account closure2||ABA Bank Branch|
|Passbook3||Passbook will not be provided|
|Early closure||USD 20/KHR 80,000 is applied for closing the account within 3 months from opening date|
|Access to deposit|
|Service fee||Monthly account service||Free|
|Dormant fee4||10 USD/40,000 KHR p.a.|
|Certify account balance||10 USD/40,000 KHR/piece|
|Audit confirmation||10 USD/40,000 KHR/time|
All Terms and Conditions are subject to ABA Bank’s sole discretion without prior notice to customers.
1 Interest rate is accrued at 365 (three hundred and sixty five) days a year, considering actual quantity of days a month.
2 Customer is strongly advised to visit home branch of MSA, which is same to home branch of funding account to operate the MSA, including but not limited to, MSA closure.
3 No Passbook is provided. Customer shall access the entry of account through ABA Mobile App. Optionally, customer can request passbook at any ABA branch at standard fee and charge applied.
4 System will automatically charge USD 10 or KHR 40,000 if Mobile Savings account is not operative for 12 months and more.
To open a Mobile Savings Account, please follow these requirements:
- Customer should be an ABA Mobile app user.
- Customer needs to have at least one Savings, Current, or Current Plus account opened over the counter before creating a Mobile Savings Account.
- Mobile Savings Account is available for both individual resident and non-resident customers.