Mobile Savings Account

With ABA Mobile app you can open Savings Accounts easily and without visiting our bank branch! Mobile Savings Account (MSA) comes with competitive interest rate and other great features for you to manage your financial goals.

We've updated ABA Mobile Terms and Conditions on March 26, 2020. Click here to read the updated version.

Interest rate (p.a.)

Daily Balance
Interest Rate1
Less than or equal USD 1,0000.15%
More than USD 1,0000.25%
Less than or equal KHR 4 million0.75%
More than KHR 4 million1.25%

Conditions

CurrencyUSDKHR
Initial opening balance for residentsN/A
Initial opening balance for non-residents
Minimum ongoing balance
Number of Mobile SavingsCustomers is allowed to open up to 3 Mobile Savings accounts.
Interest paymentSemi-annual (fiscal year) or upon account closure
Operations conditionsThe operation of Mobile Savings shall be operated through all digital channels of ABA.
Account closure2ABA Bank Branch
Passbook3Passbook will not be provided
Early closureUSD 20/KHR 80,000 is applied for closing the account within 3 months from opening date
Access to deposit
  • ABA Bank Branches
  • Internet Banking
  • Mobile Banking
Service feeMonthly account serviceFree
Dormant fee410 USD/40,000 KHR p.a.
Certify account balance10 USD/40,000 KHR/piece
Audit confirmation10 USD/40,000 KHR/time

All Terms and Conditions are subject to ABA Bank’s sole discretion without prior notice to customers.

1​ Interest​ rate​ is​ accrued​ at​ 365​ (three​ hundred​ and​ sixty​ five)​ days​ a​ year,​ considering​ actual​ quantity​ of​ days​ a​ month.
2​ Customer​ is​ strongly​ advised​ to​ visit​ home​ branch​ of​ MSA,​ which​ is​ same​ to​ home​ branch​ of​ funding​ account​ to​ operate​ the​ MSA,​ including​ but​ not​ limited​ to,​ MSA​ closure.
3​ No​ Passbook​ is​ provided.​ Customer​ shall​ access​ the​ entry​ of​ account​ through​ ABA​ Mobile​ App.​ Optionally,​ customer​ can​ request​ passbook​ at​ any​ ABA​ branch​ at​ standard​ fee​ and​ charge​ applied.
4​ System​ will​ automatically​ charge​ USD​ 10​ or​ KHR​ 40,000​ if​ Mobile​ Savings​ account​ is​ not​ operative​ for​ 12​ months​ and​ more.​

Requirements

To open a Mobile Savings Account, please follow these requirements:

  • Customer should be an ABA Mobile app user.
  • Customer needs to have at least one Savings, Current, or Current Plus account opened over the counter before creating a Mobile Savings Account.
  • Mobile Savings Account is available for both individual resident and non-resident customers.

General Terms and Conditions apply. You need Adobe Reader to view this PDF files.