Earn​ 5,000​ KHR​ and​ stand​ a​ chance​ to​ win​ 4,000,000​ KHR​ with​ every​ successful​ referral​ to​ ABA!​

07/Apr/2026

Share​ the​ convenience​ of​ ABA​ Mobile​ and​ get​ rewarded.​ Invite​ your​ friends​ or​ family​ to​ open​ an​ ABA​ Instant​ Account​ and​ earn​ 5,000​ KHR​ (or​ USD​ 1.25)​ for​ every​ successful​ referral.

Even​ better​ –​ each​ successful​ referral​ gives​ you​ a​ chance​ to​ win​ 4,000,000​ KHR​ in​ the​ monthly​ lucky​ draw. Getting​ started​ is​ simple.​ Open​ ABA​ Mobile,​ tap​ the​ “Invite​ Friend”​ icon,​ and​ share​ your​ referral​ link​ via​ any​ messaging​ app,​ or​ display​ your​ QR​ code​ for​ others​ to​ scan.​ Sharing​ the​ benefits​ of​ banking​ with​ ABA​ has​ never​ been​ easier​ –​ or​ more​ rewarding.​ Start​ referring​ today​ and​ increase​ your​ chances​ to​ win!​

Promotion​ Period:​ 7​ April​ –​ 31​ December​ 2026​ (both​ days​ included).

Promotion​ Mechanics

  • ABA​ Mobile​ users​ can​ get​ 5,000​ KHR​ (or​ 1.25​ USD)​ for​ every​ qualified​ referral​ when​ your​ referred​ person​ opens​ ABA​ Instant​ Account1​ using​ your​ ABA​ Mobile’s​ Invite​ Friend​ link/QR​ link​ and​ tops​ up​ their​ account​ balance2.
  • Each​ successful​ referral​ will​ enter​ ABA​ Mobile​ users​ to​ win​ a​ 4​ million​ KHR​ cash​ prize​ in​ a​ monthly​ lucky​ draw.​

1​ Please​ ensure​ your​ referred​ person​ completes​ the​ account​ opening​ process​ from​ the​ moment​ they​ click​ the​ Invite​ Friend​ link​ /​ scan​ Invite​ Friend​ QR​ for​ you​ to​ be​ eligible​ for​ the​ cash​ reward.​ Dropping​ out​ at​ any​ stage​ or​ closing​ the​ ABA​ Mobile​ app​ will​ require​ the​ referred​ person​ to​ click​ your​ referral​ link​ /​ scan​ your​ Invite​ Friend​ QR​ again​ to​ start​ the​ account​ opening​ process.

​ 2​ The​ new​ Instant​ Account​ can​ be​ topped​ up​ via​ a​ transfer​ from​ another​ ABA​ account​ or​ another​ bank,​ Cash-in​ Machine​ or​ Cash​ Recycling​ Machine,​ and​ transfer​ from​ a​ Wing,​ TrueMoney,​ or​ Bakong​ wallet.

Terms​ and​ conditions

  • This​ promotion​ is​ exclusively​ applicable​ to​ all​ ABA​ Mobile​ users.
  • ABA​ Mobile​ user​ who​ sends​ the​ Invite​ Friend​ link​ /​ QR​ will​ be​ known​ as​ the​ ‘Referrer’.​ The​ new​ ABA​ Instant​ Account​ holder​ who​ opens​ and​ tops​ up​ their​ bank​ account​ from​ the​ Referrer’s​ link​ during​ the​ promotion​ period​ will​ be​ known​ as​ the​ ‘Referee’.
  • ​The​ 5,000​ KHR​ (or​ USD​ 1.25)​ cash​ reward​ will​ be​ credited​ to​ the​ Referrer’s​ account​ on​ the​ day​ following​ the​ Referee’s​ successful​ opening​ and​ top-up​ of​ their​ Instant​ Account​ using​ the​ Referrer’s​ Invite​ Friend​ link​ or​ QR​ code​ during​ the​ promotion​ period.
  • The​ 5,000​ KHR​ (or​ USD​ 1.25)​ cash​ reward​ can​ be​ earned​ multiple​ times​ by​ the​ Referrer​ during​ the​ promotion​ period​ when​ different​ Referees​ successfully​ open​ and​ top​ up​ their​ Instant​ Accounts.
  • Each​ time​ a​ Referee​ opens​ and​ tops​ up​ their​ Instant​ Account​ via​ the​ Invite​ Friend​ link​ or​ QR​ code,​ it​ is​ considered​ a​ successful​ referral.​ For​ every​ successful​ referral,​ ABA​ Mobile​ users​ will​ receive​ one​ lucky​ draw​ entry​ for​ a​ chance​ to​ win​ the​ monthly​ cash​ prize​ of​ 4​ million​ KHR.​
  • Entries​ for​ the​ 4​ million​ KHR​ cash​ prize​ lucky​ draw​ will​ accumulate​ monthly​ and​ not​ be​ carried​ forward​ to​ the​ next​ month.
  • The​ lucky​ draw​ will​ be​ conducted​ electronically​ within​ a​ week​ after​ the​ end​ of​ each​ promotional​ month.​
  • The​ promotion​ will​ have​ 9​ winners​ of​ the​ 4​ million​ KHR​ cash​ prize.​
  • There​ will​ be​ no​ direct​ contact​ from​ ABA​ Bank​ for​ the​ 5,000​ KHR​ (or​ 1.25​ USD)​ rewards.
  • ABA​ Bank​ will​ attempt​ to​ contact​ the​ 4​ million​ KHR​ prize​ winner​ via​ the​ phone​ number​ 098​ 203​ 203​ for​ two​ calendar​ days​ to​ confirm​ prize​ acceptance.​ The​ winner​ must​ answer​ the​ call​ and​ verbally​ confirm​ their​ acceptance​ of​ the​ prize​ during​ this​ time.​ Failure​ to​ respond​ or​ confirm​ within​ the​ two​ days​ will​ result​ in​ disqualification,​ and​ the​ prize​ will​ be​ awarded​ to​ the​ new​ winner​ at​ ABA​ Bank's​ discretion.​
  • The​ winner​ will​ be​ invited​ to​ visit​ ABA​ Bank's​ Head​ Office​ or​ the​ nearest​ ABA​ provincial​ branch​ to​ claim​ the​ prize​ by​ signing​ the​ Prize​ Redemption​ Form.
  • ​The​ winner​ must​ claim​ the​ prize​ within​ three​ working​ days​ from​ the​ date​ of​ notification.​ Failure​ to​ do​ so​ will​ result​ in​ an​ automatic​ disqualification,​ and​ the​ prize​ will​ be​ awarded​ to​ the​ new​ winner​ at​ ABA​ Bank's​ discretion.​
  • The​ 4​ million​ KHR​ grand​ prize​ will​ be​ credited​ to​ the​ winner's​ account​ within​ seven​ working​ days​ after​ the​ completion​ of​ the​ prize​ redemption​ process.
  • By​ participating​ in​ this​ promotion,​ the​ winners​ will​ automatically​ be​ required​ to​ participate​ in​ publicity​ activities​ where​ their​ name​ and​ photo​ may​ be​ disclosed​ to​ the​ public.
  • ​ABA​ Bank​ reserves​ the​ right​ to​ change​ or​ amend​ the​ terms​ and​ conditions,​ or​ to​ terminate​ this​ promotion,​ without​ prior​ notice.
  • ABA​ Bank's​ decision​ on​ any​ matter​ related​ to​ this​ promotion​ is​ final,​ and​ no​ correspondence​ will​ be​ entertained.