Earn 5,000 KHR and stand a chance to win 4,000,000 KHR with every successful referral to ABA!
07/Apr/2026

Share the convenience of ABA Mobile and get rewarded. Invite your friends or family to open an ABA Instant Account and earn 5,000 KHR (or USD 1.25) for every successful referral.
Even better – each successful referral gives you a chance to win 4,000,000 KHR in the monthly lucky draw. Getting started is simple. Open ABA Mobile, tap the “Invite Friend” icon, and share your referral link via any messaging app, or display your QR code for others to scan. Sharing the benefits of banking with ABA has never been easier – or more rewarding. Start referring today and increase your chances to win!
Promotion Period: 7 April – 31 December 2026 (both days included).
Promotion Mechanics
- ABA Mobile users can get 5,000 KHR (or 1.25 USD) for every qualified referral when your referred person opens ABA Instant Account1 using your ABA Mobile’s Invite Friend link/QR link and tops up their account balance2.
- Each successful referral will enter ABA Mobile users to win a 4 million KHR cash prize in a monthly lucky draw.
1 Please ensure your referred person completes the account opening process from the moment they click the Invite Friend link / scan Invite Friend QR for you to be eligible for the cash reward. Dropping out at any stage or closing the ABA Mobile app will require the referred person to click your referral link / scan your Invite Friend QR again to start the account opening process.
2 The new Instant Account can be topped up via a transfer from another ABA account or another bank, Cash-in Machine or Cash Recycling Machine, and transfer from a Wing, TrueMoney, or Bakong wallet.
Terms and conditions
- This promotion is exclusively applicable to all ABA Mobile users.
- ABA Mobile user who sends the Invite Friend link / QR will be known as the ‘Referrer’. The new ABA Instant Account holder who opens and tops up their bank account from the Referrer’s link during the promotion period will be known as the ‘Referee’.
- The 5,000 KHR (or USD 1.25) cash reward will be credited to the Referrer’s account on the day following the Referee’s successful opening and top-up of their Instant Account using the Referrer’s Invite Friend link or QR code during the promotion period.
- The 5,000 KHR (or USD 1.25) cash reward can be earned multiple times by the Referrer during the promotion period when different Referees successfully open and top up their Instant Accounts.
- Each time a Referee opens and tops up their Instant Account via the Invite Friend link or QR code, it is considered a successful referral. For every successful referral, ABA Mobile users will receive one lucky draw entry for a chance to win the monthly cash prize of 4 million KHR.
- Entries for the 4 million KHR cash prize lucky draw will accumulate monthly and not be carried forward to the next month.
- The lucky draw will be conducted electronically within a week after the end of each promotional month.
- The promotion will have 9 winners of the 4 million KHR cash prize.
- There will be no direct contact from ABA Bank for the 5,000 KHR (or 1.25 USD) rewards.
- ABA Bank will attempt to contact the 4 million KHR prize winner via the phone number 098 203 203 for two calendar days to confirm prize acceptance. The winner must answer the call and verbally confirm their acceptance of the prize during this time. Failure to respond or confirm within the two days will result in disqualification, and the prize will be awarded to the new winner at ABA Bank's discretion.
- The winner will be invited to visit ABA Bank's Head Office or the nearest ABA provincial branch to claim the prize by signing the Prize Redemption Form.
- The winner must claim the prize within three working days from the date of notification. Failure to do so will result in an automatic disqualification, and the prize will be awarded to the new winner at ABA Bank's discretion.
- The 4 million KHR grand prize will be credited to the winner's account within seven working days after the completion of the prize redemption process.
- By participating in this promotion, the winners will automatically be required to participate in publicity activities where their name and photo may be disclosed to the public.
- ABA Bank reserves the right to change or amend the terms and conditions, or to terminate this promotion, without prior notice.
- ABA Bank's decision on any matter related to this promotion is final, and no correspondence will be entertained.

