ABA​ BANK​ 30th​ Anniversary​ KHQR​ Rewards​ Program

16/Oct/2026

Pay​ with​ ABA​ KHQR.​ Accept​ ABA​ KHQR.​ Drive​ home​ a​ Toyota​ Hilux​ Travo​ 2027!

ABA​ Bank​ turns​ 30!​ To​ celebrate​ our​ anniversary,​ we​ want​ to​ reward​ our​ loyal​ customers​ and​ merchants​ who​ keep​ transacting​ with​ ABA.​ Every​ qualifying​ ABA​ KHQR​ transaction​ brings​ both​ ABA​ Mobile​ users​ and​ ABA​ merchants​ closer​ to​ exciting​ rewards,​ including​ a​ new​ Toyota​ Hilux​ Travo​ 2027​ (L-Edition)​ and​ cash​ prizes​ of​ KHR​ 3,000,000.​

New​ to​ ABA?​ Download​ the​ ABA​ Mobile​ app​ and​ open​ an​ Instant​ Account​ with​ no​ paperwork​ or​ branch​ visit​ (valid​ Cambodian​ ID​ and​ phone​ number​ required)​ to​ take​ advantage​ of​ the​ promotion.

Promotion​ Period:​ 19​ October​ –​ 18​ December​ 2026​ (both​ days​ included).

Promotion​ Mechanics

  • ​​All​ ABA​ Mobile​ users​ who​ scan​ ABA​ KHQR​ to​ pay​ at​ least​ 30​ times​ in​ each​ promotional​ month​ during​ the​ promotional​ period​ will​ be​ eligible​ for​ a​ chance​ to​ win​ 3​ million​ KHR​ in​ cash​ or​ the​ Toyota​ Hilux​ Travo​ 2027​ (L-Edition)​ Grand​ Prize.
  • ABA​ merchants​ who​ accept​ at​ least​ 100​ payments​ through​ their​ ABA​ KHQR​ in​ each​ promotional​ month​ during​ the​ promotional​ period​ will​ be​ eligible​ for​ a​ chance​ to​ win​ 3​ million​ KHR​ in​ cash​ or​ the​ Toyota​ Hilux​ Travo​ 2027​ (L-Edition)​ Grand​ Prize.

Terms​ and​ conditions

  • This​ promotion​ applies​ to​ all​ ABA​ Mobile​ users​ and​ ABA​ merchants.
  • ​In​ these​ Terms​ and​ Conditions,​ ABA​ Mobile​ users​ and​ ABA​ merchants​ shall​ be​ collectively​ referred​ to​ as​ Participants.​
  • To​ qualify​ for​ the​ lucky​ draw:​

    • For​ ABA​ Mobile​ users:

      • Scan​ ABA​ KHQR​ to​ pay​ ABA​ merchants​ at​ least​ 30​ times​ in​ each​ promotional​ month.
      • Only​ transactions​ from​ 1,000​ KHR​ (or​ 0.25​ USD)​ count[MS1.1][MS1.2][HT1.3].

    • For​ ABA​ merchants​ (individual):

      • Accept​ at​ least​ 100​ payments​ through​ their​ ABA​ KHQR​ from​ ABA​ Mobile​ users​ and​ clients​ of​ other​ banks.
      • Only​ transactions​ from​ 1,000​ KHR​ (or​ 0.25​ USD)​ count.

  • ​Exclusion:

    • Corporate​ merchants,​ government-related​ entities,​ and​ ineligible​ merchant​ determined​ by​ ABA​ Bank​ are​ not​ eligible​ to​ join​ the​ ABA​ Bank’s​ 30th​ Anniversary​ Promotion.​

  • For​ this​ promotion:

    • The​ first​ promotional​ month​ runs​ from​ 19​ October​ to​ 18​ November​ 2026.
    • The​ second​ promotional​ month​ runs​ from​ 19​ November​ to​ 18​ December​ 2026.

  • Participants​ must​ meet​ their​ respective​ transaction​ thresholds​ in​ each​ promotional​ month​ to​ be​ qualified​ for​ the​ ABA​ Bank’s​ 30th​ Anniversary​ Promotion’s​ lucky​ draw.
  • Participants​ will​ earn​ one​ lucky​ draw​ entry​ for​ each​ qualified​ transaction​ completed​ during​ the​ promotion​ period.​
  • The​ electronic​ lucky​ draw​ will​ be​ conducted​ on​ 24​ December​ 2026.
  • ​There​ is​ a​ total​ of​ 102​ winners​ in​ this​ promotion:

    • 50​ ABA​ Mobile​ users​ and​ 50​ ABA​ merchants​ will​ each​ win​ a​ 3​ million​ KHR​ cash​ prize.
    • 1​ ABA​ Mobile​ user​ and​ 1​ ABA​ merchant​ will​ each​ win​ the​ Toyota​ Hilux​ Travo​ 2027​ (L-​ Edition)​ grand​ prize.​

  • ​Participants​ can​ win​ only​ one​ prize​ during​ the​ promotion​ period.
  • ABA​ Bank​ will​ not​ contact​ the​ cash​ prize​ winners.​ The​ cash​ prizes​ will​ be​ credited​ to​ the​ winners'​ accounts​ within​ 15​ working​ days​ after​ the​ lucky​ draw.
  • ABA​ Bank​ will​ attempt​ to​ contact​ the​ grand​ prize​ winners​ via​ phone​ number​ 098​ 203​ 203​ for​ two​ calendar​ days​ to​ confirm​ acceptance​ of​ the​ prize.​ The​ winner​ must​ answer​ the​ call​ and​ verbally​ confirm​ their​ acceptance​ of​ the​ prize​ during​ this​ time.​ Failure​ to​ respond​ or​ confirm​ within​ two​ days​ will​ result​ in​ disqualification,​ and​ the​ prize​ will​ be​ awarded​ to​ the​ new​ winner​ defined​ in​ the​ lucky​ draw.
  • The​ grand​ prize​ winners​ must​ claim​ the​ prize​ by​ signing​ the​ Prize​ Redemption​ Form​ and​ providing​ documentation​ for​ verification​ at​ ABA​ Bank's​ Head​ Office​ or​ the​ nearest​ ABA​ branch​ within​ three​ working​ days​ from​ the​ date​ of​ notification​ to​ claim​ the​ prize.​ Failure​ to​ do​ so​ will​ result​ in​ automatic​ disqualification,​ and​ the​ prize​ will​ be​ awarded​ to​ the​ new​ winner​ defined​ in​ the​ lucky​ draw.​
  • For​ the​ grand​ prize,​ ABA​ Bank​ will​ set​ the​ prize​ handover​ date​ in​ agreement​ with​ the​ winner​ at​ Toyota​ Cambodia's​ showroom​ at​ the​ earliest​ possible​ time,​ subject​ to​ Toyota​ Cambodia's​ vehicle​ delivery​ schedule.​
  • The​ prizes​ are​ non-transferable​ and​ non-convertible​ to​ cash.​ Images​ of​ the​ grand​ prizes​ in​ any​ communication​ materials​ are​ for​ reference​ only.​ The​ actual​ prize​ may​ differ​ from​ the​ images.
  • By​ participating​ in​ this​ promotion,​ the​ winners​ will​ automatically​ be​ required​ to​ participate​ in​ publicity​ activities​ where​ their​ name​ and​ photo​ may​ be​ disclosed​ to​ the​ public.​
  • ABA​ Bank's​ staff​ is​ not​ eligible​ for​ the​ promotion.
  • ABA​ Bank​ reserves​ the​ right​ to​ change​ or​ amend​ these​ terms​ and​ conditions,​ or​ to​ terminate​ this​ promotion,​ without​ prior​ notice.
  • ABA​ Bank's​ decision​ on​ any​ matter​ related​ to​ this​ promotion​ is​ final,​ and​ no​ correspondence​ will​ be​ entertained.