Fixed Deposit

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Make your money work hard for you and know exactly what you’ll get. Choose the term of the deposit between 1 to 36 months on your Fixed Deposit Account and earn interest at competitive rates.

Currency USDKHR
Minimum initial deposit100.00 400,000
Interest rate p.a.*
TermInterest at MaturityMonthly Interest
USDKHRUSDKHR
1 month2.0%3.00%N/AN/A
3 months3.25% 5.00%3.00%4.75%
6 months4.25%6.00%4.00%5.75%
12 months 5.25% 7.00% 5.00% 6.75%
24 months 5.75% 7.25% 5.50% 7.00%
36 months 6.25% 7.50% 6.00% 7.25%
Flexible interest payment
  • Monthly interest payment; or
  • On the maturity date of Fixed deposit; or
  • Upon account closure
Service fees
Fixed deposit certificateFree
Monthly account serviceFree
Internet Banking**Free
Mobile BankingFree
Withdrawals***Not allowed for partial withdrawal
Access to deposit
  • ABA Bank Branches
  • Internet Banking
  • Mobile Banking

* Interest rates are subject to change at the Bank's sole discretion without prior notice to clients.
** USD 25 Fee for Access Card and Dynamic authentication device.
*** Savings interest rate will be applied for prematurity withdrawal. Interests paid including tax shall be returned (prematurity withdrawal) if premature withdrawal of monthly interest payment Fixed Deposit is requested.

  • Earn high return on your money for a fixed term without impact of movement of interest rates in the market;
  • Have high flexibility to manage both principal and interest received by setting standing order instruction to (i) close on maturity, (ii) renew only principal or (iii) renew both principal and interest;
  • Get a free Credit Card for a minimum deposit balance of USD 3,000 or more (terms and conditions apply).

To be eligible for ABA Fixed Deposit you need to:

  • Be at least 15 years old for local citizen and 18 years old for foreigner;
  • Bring your passport or national ID for local citizen and passport with entry visa for foreigner (all documents must be valid);
  • Complete our Application form.

Visit one of our branches and meet our Relationship Manager who will guide you through the application procedure,or give us a call at 023 225 333 for further information.


Important information:

Terms and conditions are subject to the Bank’s sole discretion in changing it without prior notice to customers. The information on this webpage is prepared for informational purposes only. For further information, please visit your nearest ABA Bank branch or give us a call at (+855) 23 225 333.

It's an account that provides a fixed rate of return for the term of the product. With no monthly fees, you are guaranteed a specific amount at the maturity date provided.
The required documents for Fixed Deposit are:
  • For individual
    Original National ID for resident
    Original passport and valid visa for non-resident

  • For corporate/organization
    Business registration letter from Ministry of Commerce;
    License, Business Memorandum and company Seal;
    Copy of board of director's passport or ID with specimen of their original signature and stamp
The maturity date is the day the current term ends and the funds are now available to the customer for any changes. To find your maturity date, refer to your statement or your original certificate of FD.
There is no monthly maintenance fee for Fixed Deposit.
The minimum balance for opening a Fixed Deposit is $100.
The maximum balance per Fixed Deposit account is unlimited.
If you do not come to your home branch of opening account to close your account and get your principal money and interest rates, your FD will automatically renew to the same term at the current interest rate and at the time of maturity.
You can go to visit your home branch of opening account. There will be no any penalty for early closing account. However, savings interest rate will be applied for pre­maturity withdrawal. Interests paid including tax shall be returned (pre­maturity withdrawal) if pre­mature withdrawal of monthly interest payment Fixed Deposit is requested.

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