Mobile Riel​ Flexi​ Deposit

Khmer​ Riel​ brings​ you​ even​ more​ benefits​ in​ ABA​ Mobile​ app!​ In​ just​ a​ few​ taps​ on​ your​ smartphone,​ you​ can​ start​ saving​ with​ high​ interest​ and​ still​ have​ your​ money​ instantly​ available​ to​ you.

Mobile​ Flexi​ Deposit​ in​ Khmer​ Riels​ (KHR)​ offers​ you​ unlimited​ deposits/withdrawals, attractive​ rate,​ and​ quarterly​ payment​ of​ interest.

We've updated ABA Mobile Terms and Conditions on March 26, 2020. Click here to read the updated version.


Minimum​ opening​ balance11 million​ KHR
Minimum​ ongoing​ balance​1 million​ KHR
Interest​ rate​ (p.a.)23.00%
Interest​ payment​Quarterly​ (fiscal​ year)​ or​ upon​ account​ closure
PassbookNot​ provided.​
Number​ of​ available​ accounts3​ active​ accounts​ at​ any​ one​ time,​ exclusive​ of​ KHR​ account​ via​ OTC
Inter-regional​ branch​ cash​ deposit​ /
 withdrawal​ (daily​ limit)3
​20 million KHR
Replenishment​​Unlimited​ transactions​ in​ cash​ or​ non-cash​ forms
Service fees
Monthly account serviceFree
Internet BankingFree
Mobile BankingFree
Withdrawal​ conditions​​No​ over​ the​ counter​ withdrawal​ and​ transfer​ except​ account​ closure
Account​ closure​​Over​ the​ counter​ (deposit​ certificate​ is​ not​ provided)
Access to deposits
  • ABA​ Bank​ branches
  • Internet Banking
  • Mobile Banking4

All Terms and Conditions are subject to ABA Bank’s sole discretion without prior notice to customers.

1 80,000​ KHR​ fee​ applies​ for​ closing​ the​ account​ within​ three​ months​ from​ the​ opening​ date.
2 Interest​ rate​ is​ accrued​ at​ 365​ (three​ hundred​ sixty-five)​ days​ a​ year,​ considering​ actual​ quantity​ of​ days​ a​ month.
3​ In​ case​ of​ exceeding​ the​ daily​ limit,​ 0.10%​ or​ minimum​ $1​ (whichever​ higher)​ fee​ will​ be​ applied.
4​ System​ will​ automatically​ charge​ KHR​ 40,000​ if​ Mobile​ Riel​ Flexi​ Deposit​ account​ is​ not​ operative​ for​ 12​ months​ and​ more.


To​ open​ a​ Mobile​ Riel​ Flexi​ Account,​ you​ should:

  • ​Be​ an​ ABA​ Mobile​ app​ user;
  • ​Have​ at​ least​ one​ savings​ account​ in​ KHR​ opened​ over​ the​ counter.

Don’t​ have​ ABA​ Mobile​ yet?​

Click​ the​ icon​ below​ to​ download​ the​ application​ for​ FREE​ from​ Apple's​ App​ store​ or​ Google​ Play​ Store.​ After​ downloading,​ simply​ follow​ the​ screen​ instructions​ to​ start​ mobile​ banking!


We've updated ABA Mobile Terms and Conditions on March 26, 2020. Click here to read the updated version.
General Terms and Conditions and General Terms and Conditions for Online Services apply. You need Adobe Reader to view this PDF files.