Fixed Deposit
Make your money work hard for you and know exactly what you will get. Choose the term of the deposit between 1 to 36 months on your Fixed Deposit Account and earn interest at competitive rates!
Interest rate (p.a.)1
| Term | Interest at Maturity | Monthly Interest | ||
| USD | KHR | USD | KHR | |
| 1 month | 0.75% | 1.25% | - | - |
| 3 months | 1.50% | 3.00% | 1.25% | 2.75% |
| 6 months | 2.75% | 3.75% | 2.50% | 3.50% |
| 12 months | 3.50% | 4.00% | 3.25% | 3.75% |
| 24 months | 3.60% | - | 3.35% | - |
| 36 months | 3.70% | - | 3.45% | - |
Conditions
| Currency | USD | KHR |
| Minimum initial deposit | 100 | 400,000 |
| Flexible interest payment |
| |
| Fixed deposit certificate2 | Free | |
| Monthly account service | Free | |
| Internet Banking3 | Free | |
| Mobile Banking | Free | |
| Withdrawals4 | Not allowed for partial withdrawal | |
| Access to deposit |
| |
All Terms and Conditions are subject to ABA Bank’s sole discretion without prior notice to customers.
1 Interest rates are subject to change at the Bank's sole discretion without prior notice to clients.
2 USD 5/KHR 20,000 fee is applied for re-issuing a Fixed Deposit Certificate.
3 USD 25 fee for Access Card and Dynamic authentication device.
4 Savings interest rate will be applied for prematurity withdrawal. Interests paid including tax shall be returned (prematurity withdrawal) if premature withdrawal of monthly interest payment Fixed Deposit is requested.
5 Starting from 15 September 2020, new request for Internet Banking will no longer available.
Benefits
- Earn high return on your money for a fixed term without impact of movement of interest rates in the market;
- Have high flexibility to manage both principal and interest received by setting standing order instruction to (i) close on maturity, (ii) renew only principal or (iii) renew both principal and interest;
- Get a free Credit Card for a minimum deposit balance of USD 3,000 or more (terms and conditions apply).
You can open account at any ABA Bank branch. Here are the requirements:
For locals
- Be at least 15 years old;
- Bring the original and valid National ID or Passport;
- Complete our Application form.
For foreigners
- Be at least 18 years old;
- Bring the original and valid Passport (with valid visa) and any document that proves your residential status1;
- Complete our Application form.
1 Proof of residence includes the followings:
- Multiple-entry visa without leaving the country for at least 182 days in a year;
- Proof of residence (house rental contract. certificate of residential address, hotel lease/bill) including a minimum of 6 months tenor in the contract; or
- Proof of employment (employment contract, certificate of employment) indicating a minimum of 6 months employment or business license/certificate (if self-employed).
Note:
- Customer must meet all the outlined requirements before opening an account.
For further information, please visit your nearest ABA Bank branch or give us a call at (+855) 23 225 333.
- For individual
Original National ID for resident
Original passport and valid visa for non-resident - For corporate/organization
Business registration letter from Ministry of Commerce;
License, Business Memorandum and company seal;
Copy of board of director's passport or ID with specimen of their original signature and stamp
General Terms and Conditions and General Terms and Conditions for Online Services apply. You need Adobe Reader to view this PDF files.
