Fixed Deposit
With ABA Fixed Deposit, you make your money work hard and know exactly what you will get. The Fixed Deposit account can be opened in USD and KHR at any ABA branch or just in a few taps on the ABA Mobile app!
For a limited period of time, enjoy our higher promotional interest rates for Fixed Deposits in KHR and USD!
Fixed Deposit opened over the counter (p.a.)1
Fixed Deposit opened in ABA Mobile (p.a.)
| Term | Interest at Maturity | Monthly Interest |
| 1 Month | 3.00% 2.25% | N/A |
| 2 Months | 3.88% 3.13% | N/A |
| 3 Months | 4.75% 4.00% | 4.25% |
| 4 Months | 5.25% 4.50% | N/A |
| 5 Months | 5.75% 5.00% | N/A |
| 6 Months | 6.25% 5.50% | 5.75% |
| 7 Months | 6.42% 5.67% | N/A |
| 8 Months | 6.58% 5.83% | N/A |
| 9 Months | 6.75% 6.00% | N/A |
| 10 Months | 6.92% 6.17% | N/A |
| 11 Months | 7.08% 6.33% | N/A |
| 12 Months | 7.50% 7.25% | 6.75% |
| 24 Months | 7.50% | 6.75% |
| 36 Months | 7.50% | 6.75% |
| 48 Months | 7.50% | 6.75% |
| 60 Months | 7.50% | 6.75% |
| Term | Interest at Maturity | Monthly Interest |
| 1 Month | 1.75% 1.25% | N/A |
| 2 Months | 2.13% 1.63% | N/A |
| 3 Months | 2.50% 2.00% | 2.25% |
| 4 Months | 3.17% 2.42% | N/A |
| 5 Months | 3.58% 2.83% | N/A |
| 6 Months | 4.00% 3.25% | 3.75% |
| 7 Months | 4.17% 3.42% | N/A |
| 8 Months | 4.33% 3.58% | N/A |
| 9 Months | 4.50% 3.75% | N/A |
| 10 Months | 4.67% 3.92% | N/A |
| 11 Months | 4.83% 4.08% | N/A |
| 12 Months | 5.50% 4.25% | 5.25% |
| 18 Months | 5.60% 4.30% | N/A |
| 24 Months | 5.75% 4.35% | 5.50% |
| 30 Months | 5.85% 4.40% | N/A |
| 36 Months | 6.00% 4.45% | 5.75% |
Conditions
| Currency | USD | KHR |
| Minimum initial deposit | 100 | 400,000 |
| Flexible interest payment |
| |
| Fixed deposit certificate2 | Free | |
| Monthly account service | Free | |
| Mobile Banking | Free | |
| Withdrawals3 | Not allowed for partial withdrawal | |
| Access to deposit |
| |
All Terms and Conditions are subject to ABA Bank’s sole discretion without prior notice to customers.
1 Interest rates are subject to change at the Bank's sole discretion without prior notice to clients.
2 USD 5/KHR 20,000 fee is applied for re-issuing a Fixed Deposit Certificate.
3 Interest Payment at Maturity: If the account is closed before maturity, Savings rate will BE applied.
Monthly Interest Payment: If the account is closed before maturity, Savings rate will NOT be applied. If there is some interest paid to the customer, the same amount will be deducted from the principal of the Fixed Deposit.
Benefits
- Earn high return on your money for a fixed term without impact of movement of interest rates in the market;
- Have high flexibility to manage both principal and interest received by setting standing order instruction to (i) close on maturity, (ii) renew only principal or (iii) renew both principal and interest;
- Get a free Credit Card for a minimum deposit balance of USD 3,000 or more (terms and conditions apply).
You can open the account instantly in the ABA Mobile app or at any ABA Bank branch. Here are the requirements for the account opening at our branch:
For locals
- Be at least 15 years old;
- Bring the original and valid National ID or Passport;
- Complete our Application form.
For foreigners
- Be at least 18 years old;
- Bring the original and valid Passport (with valid visa) and any document that proves your residential status4;
- Complete our Application form.
4 Proof of residence includes the followings:
- Multiple-entry visa without leaving the country for at least 182 days in a year;
- Proof of residence (house rental contract. certificate of residential address, hotel lease/bill) including a minimum of 6 months tenor in the contract; or
- Proof of employment (employment contract, certificate of employment) indicating a minimum of 6 months employment or business license/certificate (if self-employed).
Note:
- Customer must meet all the outlined requirements before opening an account.
For further information, please visit your nearest ABA Bank branch or give us a call at 1 800 203 203.
- For individual
Original National ID for resident
Original passport and valid visa for non-resident - For corporate/organization
Business registration letter from Ministry of Commerce;
License, Business Memorandum and company seal;
Copy of board of director's passport or ID with specimen of their original signature and stamp
General Terms and Conditions, General Terms and Conditions for Online Services, and ABA Mobile Terms and Conditions apply. You need Adobe Reader to view these PDF files.
