Fixed Deposit
Eligibility & Condition
- Be at least 15 years old for Cambodian citizen and 18 years old for foreigner
- Must have Cambodian residential address
- Must have at least one active saving account at ABA Bank
Make your money work hard for you and know exactly what you will get. Choose the term of the deposit between 1 to 36 months on your Fixed Deposit Account and earn interest at competitive rates!
Interest rate (p.a.)1
| Term | Interest at Maturity | Monthly Interest | ||
| USD | KHR | USD | KHR | |
| 1 month | 0.75% | 2.25% | N/A | N/A |
| 3 months | 1.50% | 4.00% | 1.25% | 3.75% |
| 6 months | 2.75% | 4.75% | 2.50% | 4.50% |
| 12 months | 3.50% | 5.00% | 3.25% | 4.75% |
| 24 months | 3.60% | N/A | 3.35% | N/A |
| 36 months | 3.70% | N/A | 3.45% | N/A |
Conditions
| Currency | USD | KHR |
| Minimum initial deposit | 100 | 400,000 |
| Flexible interest payment |
| |
| Service fees | Fixed deposit certificate | Free |
| Monthly account service | Free | |
| Internet Banking2 | Free | |
| Mobile Banking | Free | |
| Withdrawals3 | Not allowed for partial withdrawal | |
| Access to deposit |
| |
1 Interest rates are subject to change at the Bank's sole discretion without prior notice to clients.
2 USD 25 fee for Access Card and Dynamic authentication device.
3 Savings interest rate will be applied for prematurity withdrawal. Interests paid including tax shall be returned (prematurity withdrawal) if premature withdrawal of monthly interest payment Fixed Deposit is requested.
Benefits
- Earn high return on your money for a fixed term without impact of movement of interest rates in the market;
- Have high flexibility to manage both principal and interest received by setting standing order instruction to (i) close on maturity, (ii) renew only principal or (iii) renew both principal and interest;
- Get a free Credit Card for a minimum deposit balance of USD 3,000 or more (terms and conditions apply).
You can open Fixed Deposit at any ABA Bank branch. To open the deposit, you need to:
For locals
|
For foreigners
|
1 Proof of residence includes the followings:
- One-time visa or multiple visas with consecutive 182-day stay or more from one visa to another; or
- House rental contract (hotel bill) indicating at least 6-month tenor, or
- Proof of employment (employment contract, certificate of employment, or business license for self-employed) indicating at least 6-month employment.
For further information, please visit your nearest ABA Bank branch or give us a call at (+855) 23 225 333.
- For individual
Original National ID for resident
Original passport and valid visa for non-resident - For corporate/organization
Business registration letter from Ministry of Commerce;
License, Business Memorandum and company seal;
Copy of board of director's passport or ID with specimen of their original signature and stamp
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