ABA Bank partners with T-O Group to enhance digital payment solutions for merchants and customers
16/Sep/2025
ABA Bank, a leading provider of digital financial solutions in Cambodia, has signed a Memorandum of Understanding (MoU) with T-O Group, a pioneer in IT services and POS systems. This partnership is designed to transform the nation’s payment experience for businesses and consumers alike.
Under this partnership, ABA’s advanced QR API will be seamlessly integrated into T-O Group’s POS and billing systems. This allows merchants to generate dynamic KHQR codes and accept payments instantly, with real-time confirmation for both in-store and online transactions.
For customers, KHQR codes will appear on cashier screens, printed invoices, websites, payment links, and other invoicing tools. This provides a faster, more secure, and more convenient way to complete transactions with a simple scan.
The MoU signing ceremony took place on 11 September 2025 at the ABA Bank Head Office, attended by Zokhir Rasulov, EVP/Chief Digital Officer at ABA Bank, and Heng Vattay, Director of T-O Group, together with their respective teams.
“At T-O Group, our mission is to equip Cambodian merchants—especially SMEs and local entrepreneurs—with tools that drive growth and efficiency. This collaboration with ABA introduces cutting-edge payment innovation that streamlines operations, reduces errors, and strengthens customer loyalty,” said Heng Vattay, Director of T-O Group.
This strategic alliance reflects a shared commitment to supporting Cambodia’s digital transformation and financial inclusion. Together, ABA Bank and T-O Group are laying the foundation for a fully connected, cashless Cambodia.
