Current "PLUS" account
Eligibility & Condition
- Be at least 15 years old for Cambodian citizen and 18 years old for foreigner
- Must have Cambodian residential address
Current “PLUS” account provides you with the great possibility to start earning interest using your current account. Being a simple, cost effective solution to manage your money in Cambodia as well as overseas, the Current plus account offers an outstanding level of simplicity, coupled with pleasant efficiency.
|Minimum opening amount||500||2,000,000|
|Minimum on-going balance*||100||400,000|
|Withdrawals conditions**||Unlimited partial withdrawals without loss of accrued interest are allowed upon a condition that minimum ongoing balance is preserved on the deposit account|
|Inter-regional branch cash deposit/withdrawal(daily limit)***||30,000||20,000,000|
|Interest rate (p.a.)****||0.50%||1%|
|Interest Payment||Quarterly (the quarter of fiscal year ) or upon account closure|
|Replenishment||Unlimited fund top-up in cash or non-cash forms are allowed, at any time and in any amount|
|Cheque dishonor fee through clearing house (per cheque)||50||200,000|
|Cheque dishonor fee through ABA branch (per cheque)||10||40,000|
|Monthly account service||Free|
|Cheque book (50 sheets)||10||40,000|
|Cheque Return Fee||50||200,000|
|Access to account|
* If the minimum ongoing balance not preserved on the deposit account, the current account will be closed.
** Cash withdrawal allowed basing on Cheque leaf issued from the Bank.
*** In case of exceeding the daily limit, 0.10% or minimum $1 (whichever higher) fee will be applied.
**** Interest rate accrued daily at 365 days a year, considering actual quantity of days a month.
***** USD 25 fee for Access Card and Dynamic authentication device.
Along with the interest rate on your funds, some additional features are available:
- Free monthly account service;
- Free mobile banking;
- Free access to the account via iBanking.
The requirements for opening Current PLUS account are:
- Be at least 15 years old for local citizen and 18 years old for foreigner;
- Bring your passport or national ID for local citizen and passport with entry visa for foreigner (all documents must be valid);
- Complete our Application form.
- Free Standard MasterCard Credit for deposit balances from US$ 3,000 to 9,999;
- Free Visa Credit Platinum Lite for deposit balance from US$10,000 or more.
- Customer can get up to 90% of blocked deposit balances as credit limit (or minimum credit limit of US$500).