Mobile Fixed Deposit
Open your Fixed Deposit account with ABA via the ABA Mobile app in just a few taps!1
With a flexible tenor of 1 to 60 months, you can choose interest payout options between monthly payments and a single lump sum payment when your Fixed Deposit matures.
1 Customer needs to have at least one Savings, Current, or Current Plus account before opening a Mobile Fixed Deposit account.
Fixed Deposit opened in ABA Mobile (p.a.)
| Term | Interest at Maturity | Monthly Interest |
| 1 Month | 2.00% | N/A |
| 2 Months | 2.17% | N/A |
| 3 Months | 2.25% | 1.75% |
| 4 Months | 2.33% | N/A |
| 5 Months | 2.42% | N/A |
| 6 Months | 2.50% | 2.00% |
| 7 Months | 2.54% | N/A |
| 8 Months | 2.58% | N/A |
| 9 Months | 2.62% | N/A |
| 10 Months | 2.66% | N/A |
| 11 Months | 2.70% | N/A |
| 12 Months | 2.75% | 2.25% |
| 24 Months | 2.75% | 2.25% |
| 36 Months | 2.75% | 2.25% |
| 48 Months | 2.75% | 2.25% |
| 60 Months | 2.75% | 2.25% |
| Term | Interest at Maturity | Monthly Interest |
| 1 Month | 1.50% | N/A |
| 2 Months | 1.63% | N/A |
| 3 Months | 1.75% | 1.50% |
| 4 Months | 1.83% | N/A |
| 5 Months | 1.92% | N/A |
| 6 Months | 2.00% | 1.75% |
| 7 Months | 2.04% | N/A |
| 8 Months | 2.08% | N/A |
| 9 Months | 2.13% | N/A |
| 10 Months | 2.17% | N/A |
| 11 Months | 2.21% | N/A |
| 12 Months | 2.25% | 2.00% |
| 18 Months | 2.25% | N/A |
| 24 Months | 2.25% | 2.00% |
| 30 Months | 2.25% | N/A |
| 36 Months | 2.25% | 2.00% |
Conditions
| Currency | USD | KHR |
| Minimum initial deposit | 100 | 400,000 |
| Flexible interest payment |
| |
| Rollover condition at maturity |
| |
| Monthly account service | Free | |
| Balance/Account Confirmation4 | 10 USD/40,000 KHR per piece | |
| Audit confirmation5 | 10 USD/40,000 KHR per confirmation date | |
| Withdrawals6 | Not allowed for partial withdrawal | |
| View of Mobile Fixed Deposit account | ABA Mobile app only; Fixed Deposit certificate is available to download in PDF | |
| Account closure | ABA Mobile | |
All Terms and Conditions are subject to ABA Bank’s sole discretion without prior notice to customers.
2 Interest rates and all terms and conditions are subject to change at the Bank's sole discretion without prior notice to clients.
3 Upon close on maturity, both principal and interest will be credited to the funding account.
4 Any account holder or authorized signatory may request balance and account confirmation by default. Authorized agents may also do so if granted permission by the account holder or signatory. If agent has not been appointed, one must be designated in accordance with the agent appointment procedure.
5 The charge fee is based on the number of days in the period.
6 Savings interest rate will be applied for prematurity withdrawal.
Don’t have ABA Mobile yet?
Click the icon below to download the application for FREE from Apple's App store, Google's Play Store or Huawei's AppGallery. After downloading, simply follow the screen instructions to start mobile banking!
To open a mobile Fixed Deposit account, please follow these requirements:
- Customer should be an ABA Mobile app user.
- Customer needs to have at least one Savings, Current, or Current Plus account before opening a Mobile Fixed Deposit account.
- Mobile Fixed Deposit account is available for both individual resident and non-resident customers.
- Funding account for opening Mobile Fixed Deposit can be a Mobile Savings account.
- Open your Fixed Deposit account anytime, anywhere using ABA Mobile App.
- Earn high return on your investment for fixed term without impact of interest rate fluctuation in the market.
- Enjoy flexibility to manage both principal and interest received by setting a standing order instruction to (i) principal renewal only or (ii) both principal and interest renewal.
General Terms and Conditions, General Terms and Conditions for Online Services, and ABA Mobile Terms and Conditions apply. You need Adobe Reader to view these PDF files.
