ABA Bank remains top Cambodian bank in 2025, supports country's economic growth
23/Apr/2026
ABA Bank has released its audited financial statements for 2025, confirming its position as Cambodia's largest commercial bank and highlighting strong performance across key financial indicators. As such, the Bank's total assets reached $16.2 billion, up 17% from the previous year.
The bank's results reflect its continued resilience, disciplined growth, and commitment to supporting Cambodia's economic development, while further strengthening confidence in the country's banking sector.
Growth in Deposits and Lending
Customer deposits increased by 17% year-on-year, reaching nearly $13 billion. The growth reflects the ongoing trust of millions of Cambodians to safeguard their savings and manage their daily financial activities.
A strong deposit base enables the bank to expand lending and support economic activity nationwide.
ABA's gross loan portfolio reached $9.6 billion, growing by 11%. Through financing individuals, SMEs, and large corporates, ABA continues to support business expansion, job creation, and investment across Cambodia. During 2025, ABA extended nearly $1 billion in new loans, supporting customers and businesses nationwide.
In addition to traditional lending, ABA actively supported large-scale national projects through structured financing. The bank became the largest investor in Cambodia's first green project bond, financing a 60MW solar power plant.
The bank also acted as the anchor investor in Cambodia's first-ever agriculture bond, supporting the expansion of export-oriented fruit production and strengthening the country's agricultural value chain.
These transactions highlight ABA's readiness to support multi-million-dollar investments across key sectors, including energy, agriculture, and infrastructure, reinforcing its role as a long-term financial partner in Cambodia's development.
Solid Capital Base and Shareholder Support
ABA recorded a net profit of $377.5 million in 2025, representing a 26% increase year-on-year. The profit for the year has been reinvested into the bank’s capital, strengthening its market position and supporting its long-term development.
By the end of 2025, the shareholders' equity stood at $2.7 billion. It is a 16% increase from 2024, underlining the bank’s ability to thrive in the evolving investment landscape.
The expanding equity reflects ABA shareholders' confidence in the country's economy and enables the bank to channel resources into innovations and its infrastructure development.
Ongoing Tax Contribution to Economy
In 2025, ABA contributed $131 million in tax expenses to the state budget. These contributions support national priorities, including infrastructure development and public services.
Since 2009, ABA has contributed over $588 million in taxes and continues holding the Gold Tax Compliance Certificate from the General Department of Taxation.
Investment in Human Capital
ABA’s growth in 2025 was driven not only by financial strength and technological advancement, but also by a consistent focus on developing its people.
With more than 10,300 jobs created, the Bank prioritizes talent development and promotes a high-performance culture across the organization.
Through ongoing training and professional development, ABA ensures its employees are prepared to meet changing customer expectations and navigate an evolving financial environment.
By offering skills training and clear career development pathways, the Bank supports both personal and professional growth. A capable workforce, combined with advanced technology, enables ABA to sustain its market leadership and set new standards in the banking sector.
Expanding Nationwide Access to Banking
ABA continued to expand its network, reaching 104 branches nationwide, supported by more than 1,900 self-banking machines.
This expansion enhances access to modern financial services across Cambodia, particularly in provincial areas. Combined with its digital platforms, ABA ensures that customers can access banking services conveniently and securely at any time.
Driving Social Impact
Beyond financial performance, ABA continued to deliver social impact through corporate social responsibility initiatives on humanitarian support, education, and community development.
In response to the situation along the border, ABA provided a $1 million donation to support relief efforts for affected citizens, reinforcing its commitment to stand alongside communities in times of need.
It also mobilized on-the-ground support by organizing a humanitarian convoy that delivered essential supplies to displaced families in affected provinces. This rapid response helped alleviate urgent needs and demonstrated ABA’s ability to act swiftly during national emergencies.
In parallel, ABA continued investing in long-term social development via the renovation of schools and child protection facilities and increased access to education for vulnerable children.
These initiatives reflect ABA’s commitment to supporting Cambodia’s social development, not only by strengthening the financial system but also by investing in communities and future generations.
Looking forward
ABA's 2025 performance reflects its strong fundamentals and long-term strategy, while reinforcing confidence in Cambodia's banking system.
With a solid capital base, high liquidity, and continued investment in innovation and infrastructure, ABA remains well-positioned to support customers, businesses, and the broader economy.
As Cambodia continues its growth journey, ABA will maintain its focus on delivering reliable financial services, advancing digital banking, and contributing to a more inclusive and sustainable financial future.
