Savings Account

ABA Savings account is your most efficient and secure way to start saving.

Interest rate (p.a.)2

Daily Balance
Interest Rate
Less than USD 1,0000.15%
More than USD 1,0000.25%
Less than KHR 4 million0.50%
More than KHR 4 million1.00%

Conditions

CurrencyUSDKHR
Initial opening balance1100400,000
Minimum ongoing balance1040,000
Interest paymentSemi-annual (fiscal year) or upon account closure
Inter-regional branch cash deposit / withdrawal (daily limit)330,00020,000,000
ReplenishmentUnlimited transactions in cash or non-­cash forms are allowed
Monthly account serviceFree
PassbookPassbook will not be provided
Internet Banking4Free
Access to the deposits
  • ABA Bank branches
  • Cash-In Machines5
  • Internet Banking
  • Mobile Banking
  • UnionPay Card / Mastercard / Visa Card

1 Fee of USD 20 / KHR 80,000 is applied for closing the account within 3 months from opening date.
2 Interest rate is accrued at 365 (three hundred sixty-five) days a year, considering actual quantity of days a month.
3 In case of exceeding the daily limit, 0.10% or minimum $1 (whichever higher) fee will be applied.
4 USD 25 fee for Access Card and Dynamic authentication device.
5 Now available for USD currency only.

You can

  • Flexibly earn money on your money – interest is accrued on daily basis and paid on semiannual basis or
    upon account closure;
  • Conveniently access your account balance through Debit Master or Visa Card, iBanking or visiting one of the ABA Bank’s Branches;
  • Flexibly withdraw funds from your current account at any time provided that the minimum ongoing balance is preserved on the account without any additional cost;
  • Transact inward & outward remittances necessary balance to be used while remaining balance keeps earning money for you;
  • Deposit additional funds into your account without restriction;
  • Feel secured with getting instant information about your account for free by using our Email Notification ­Service.

Benefits

Along with the interest rate on your funds, some additional features are available:

  • Free Email notification for Inward and Outward transactions
  • Free access to your account through Internet Banking1
  • Free monthly account statement (upon customer request)
  • Free standing order service.

1 Free SMS Dynamic Authentication mode. One-­off fee USD 25 for a CryptoCalculator Device.

Requirements

The required documents for opening corporate Savings account are:

  • Memorandum and Article of Association
  • Certificate of incorporation issued by Ministry of Commerce
  • Approval Letter issued by Ministry of Commerce
  • Board of Directors Resolution
  • National ID or passport for Cambodian authorized signatory and passport with entry visa for foreign authorized signatory (all documents must be valid)
  • National ID or passport of company’s directors (all documents must be valid)
  • Completed Application Form
  • Business tax Patent (if applicable)
  • Business License issued by relevant ministry and/or authority (if applicable)
  • Letter of Approval from relevant ministry or authority (if applicable)
  • Other registration documents (if applicable).

General Terms and Conditions apply. You need Adobe Reader to view this PDF files.