Savings Account

ABA Savings account is your most efficient and secure way to start saving.

Interest rate (p.a.)1

Daily Balance
Business  Financial Inst.Government Inst.
≤ USD1,0000.15%0.15%0.15%
> USD1,0000.25%0.25%0.25%
≤ KHR4 million0.50%0.50%0.50%
> KHR4 million1.00%1.00%1.00%


Initial opening balance
 Business100 400,000
 Financial Inst.
50,000 200 million
 Government Inst.
100 400,000
Minimum ongoing balance
 Business10 40,000
 Financial Inst.
1000 4 million
 Government Inst.
10 40,000
Withdrawals2Unlimited withdrawals, in cash or non-cash forms, are allowed at any time and in any amount upon the condition of minimum ongoing balance preserved on the account
Acceptant notes3Any types of fit KHR note will be accepted at with some applicable charges
Interest paymentSemi-annual (fiscal year) or upon account closure
Early closure4Fee of USD20 / ៛80,000 is applied for closing the account within 3 months from opening date
Replenishment2Unlimited transactions in cash or non-­cash forms are allowed
Service feesMonthly account serviceFree
Passbook5USD5 / ៛20,000/book
iBanking for BusinessRefer to iBanking for Business T&C here
Dormant fee6USD10 / ៛40,000/p.a.
Certify account balanceUSD10 / ៛40,000/piece
Audit confirmationUSD10 / ៛40,000/time
Nostro or Banker chequeUSD10 / ៛40,000/check
Access to account
  • ABA branches
  • Cash-in machine
  • iBanking for Business
  • Visa Business Debit

Free issuance and annual maintenance fees of Credit Card for primary holder with below conditions:

  • Mastercard Credit Standard/Visa Credit Classic: customers shall maintain deposit balance of USD3,000 - USD5,000 as security. The customer can choose credit limit from USD500 - USD4,500 or up to 90% of security deposit.
  • Visa Platinum Lite: customer shall maintain deposit balance from USD5,001 or more as security. The customer can choose credit limit from USD1,000 to USD12,500 or 90% of security limit (whichever limit is lower).

All Terms and Conditions are subject to ABA Bank’s sole discretion without prior notice.

1 Interest rate is accrued at 365 (three hundred sixty five) days a year, considering actual quantity of days a month.
2 0.10% or minimum of USD1 (whichever higher) for the amount exceeds the defined daily limit of USD30,000 for cash transaction either deposit or withdrawal through interregion of branch operations.
3 Fee is applied to different types of notes and quantity. charge is applied on total sum of small notes link here.
4 Customers are required to return passbooks, cards, and any given account facilities to the Bank.
5 Fee of USD5 is applied for issuance & re-issuance. 
System will automatically charge USD10 if account is not operative for 12 months or more.

You can

  • Flexibly earn money on your money – interest is accrued on daily basis and paid on semiannual basis or
    upon account closure;
  • Conveniently access your account balance through Debit Master or Visa Card, iBanking or visiting one of the ABA Bank’s Branches;
  • Flexibly withdraw funds from your current account at any time provided that the minimum ongoing balance is preserved on the account without any additional cost;
  • Transact inward & outward remittances necessary balance to be used while remaining balance keeps earning money for you;
  • Deposit additional funds into your account without restriction;
  • Feel secured with getting instant information about your account for free by using our Email Notification ­Service.


Along with the interest rate on your funds, you also get:

1 Free SMS Dynamic Authentication mode. One-­off fee USD 25 for a CryptoCalculator Device.


The required documents for opening corporate Savings account are:

  • Memorandum and Article of Association
  • Certificate of incorporation issued by Ministry of Commerce
  • National ID or passport of company’s Director(s) and Shareholder(s) (all documents must be valid)
  • Board of Directors Resolution
  • National ID or passport for Cambodian authorized signatory and passport with entry visa for foreign authorized signatory (all documents must be valid)
  • National ID or passport of company’s directors (all documents must be valid)
  • Completed Application Form
  • Business tax Patent (if applicable)
  • Business License issued by relevant ministry and/or authority (if applicable)
  • Letter of Approval from relevant ministry or authority (if applicable)
  • Other registration documents (if applicable).

General Terms and Conditions apply. You need Adobe Reader to view this PDF files.