Mobile Fixed Deposit

Open your Fixed Deposit account with ABA Bank via ABA Mobile App in just a few taps. With competitive interest rates on your preferred terms, our Mobile Fixed Deposit can help you to reach your long-term savings goals.

Interest rate is accrued at 365 (three hundred sixty-five) days a year, considering actual quantity of days in a month.

We've updated ABA Mobile Terms and Conditions on March 26, 2020. Click here to read the updated version.

Until​ April​ 20,​ 2020,​ ABA​ offers​ an​ additional​ 1%​ p.a.​ to​ the​ current​ interest​ rate​ of​ the​ Fixed​ Deposit​ opened​ in​ the​ ABA​ Mobile​ app.​ Do​ not​ miss​ out​ on​ this​ great​ offer!​

Learn​ more here.

Interest rate (p.a.)1

1 Month0.75%2.25%
2 Months1.13%3.00%
3 Months1.50%3.75%
4 Months2.00%4.08%
5 Months2.50%4.41%
6 Months3.00%4.75%
7 Months3.15%4.79%
8 Months3.30%4.83%
9 Months3.45%4.88%
10 Months3.55%4.92%
11 Months3.65%4.96%
12 Months3.75%5.00%
18 Months3.80%N/A
24 Months3.85%N/A
30 Months3.90%N/A
36 Months3.95%N/A


Currency USD KHR
Minimum initial deposit100 400,000
Flexible interest payment
  • On the maturity date of Fixed deposit; or
  • Upon account closure
Rollover condition at maturity
  • Principal only
  • Principal and interest
  • Close on maturity2
Service feesMonthly account serviceFree
Certify account balance10 USD/40,000 KHR per piece
Audit confirmation10 USD/40,000 KHR per piece
Withdrawals3Not allowed for partial withdrawal
View of Mobile Fixed Deposit accountABA Mobile app only; Fixed Deposit certificate is available to download in PDF
Account closureOver the counter

All Terms and Conditions are subject to ABA Bank’s sole discretion without prior notice to customers.

1 Interest rates and all terms and conditions are subject to change at the Bank's sole discretion without prior notice to clients.
2 Upon close on maturity, both principal and interest will be credited to the funding account.
3 Savings interest rate will be applied for prematurity withdrawal.

To open a mobile Fixed Deposit account, please follow these requirements:

  • Customer should be an ABA Mobile app user.
  • Customer needs to have at least one Savings, Current, or Current Plus account before opening a Mobile Fixed Deposit account.
  • Mobile Fixed Deposit account is available for both individual resident and non-resident customers.
  • Funding account for opening Mobile Fixed Deposit cannot be a Mobile Savings account.
  • Open your Fixed Deposit account anytime, anywhere using ABA Mobile App.
  • Earn high return on your investment for fixed term without impact of interest rate fluctuation in the market.
  • Enjoy flexibility to manage both principal and interest received by setting a standing order instruction to (i) principal renewal only or (ii) both principal and interest renewal.