SmartLuy Network

ABA​ Bank​ partnered​ with​ Smart​ Axiata​ to​ provide​ convenient​ loan​ repayment​ service​ to​ its​ customers​ through​ the​ network​ of​ over​ 1,500​ SmartLuy​ agents​ nationwide.​ With​ the​ low​ fees​ starting​ from​ just​ 0.25​ USD​ or​ 1,000​ KHR,​ you​ can​ easily​ top-up​ your​ ABA​ account​ at​ any​ SmartLuy​ agent​ that​ is​ closer​ to​ your​ place​ of​ business​ or​ house​ than​ our​ cash-in​ machine​ or​ branch!

Enjoy​ a​ fast​ and​ inexpensive​ way​ of​ repaying​ your​ loan​ or​ refilling​ your​ ABA​ account​ through​ SmartLuy​ agent!

The​ fees​ for​ fund​ transfers​ from​ SmartLuy​ agent​ to​ ABA​ Bank​ account​ are​ reasonable​ and​ run​ in​ USD​ and​ KHR​ as​ follows:

Transfers in USD

AmountFeeDaily limit
<100.490.25 5,000
100.49 – 300.490.38
>300.491

Transfers in KHR

AmountFeeDaily limit
<401,9001,00020 million
401,900 – 1,201,9001,500
>1,201,9004,000
It​ is​ the​ service​ integration​ between​ ABA​ Bank​ and​ SmartLuy​ that​ allows​ ABA​ customers​ process​ their​ loan​ repayment​ with​ ABA​ Bank​ via​ any​ SmartLuy​ ’s​ agent​ across​ the​ country.
You​ can​ cash-in​ necessary​ amount​ of​ money​ at​ any​ SmartLuy agent​ which​ is​ close​ to​ you​ or​ your​ place​ of​ business.​ After​ the​ successful​ transaction,​ the​ money​ will​ be​ immediately​ deposited​ to​ your​ loan​ repayment​ account​ in​ ABA.
You​ need​ to​ provide​ 9-digit​ ABA​ account​ number,​ personal​ phone​ number​ and​ amount​ of​ cash​ (in​ USD​ or​ KHR)​ including​ the​ fee​ to​ the​ SmartLuy​ agent.​
In​ order​ to​ get​ the​ most​ updated​ information​ on​ SmartLuy​ agents,​ you​ can​ check​ the​ Agent​ Locator​ or​ call​ SmartLuy​  customer​ support​ at​ 010​ 200​ 788.​
You​ need​ to​ inform​ the​ agent​ about​ it​ immediately,​ so​ the​ agent​ could​ contact​ SmartLuy​ Contact​ Center​ to​ start​ the​ reversal​ procedure.​Note:​ SmartLuy​ agent​ will​ always​ double-check​ the​ information​ with​ you​ before​ confirming​ the​ payment.​ So,​ please​ check​ it​ carefully​ and​ ask​ agent​ to​ correct​ your​ account​ number​ immediately​ if​ you​ find​ it​ wrong.​ Please​ always​ keep​ a​ receipt​ from​ the​ agent​ for​ your​ reference.​
Yes,​ you​ can.​ Please​ make​ sure​ your​ relative​ knows​ your​ 9-digit​ ABA​ account​ number​ correctly​ and​ provides​ correct​ amount​ of​ cash​ (in​ USD​ or​ KHR)​ including​ the​ fee​ to​ SmartLuy​ agent.
In​ such​ case,​ please​ send​ the​ photo​ of​ your​ receipt​ to​ ABA​ loan​ officer​ by​ any​ means​ such​ as​ social​ media​ channel​ for​ their​ reference.​ Alternatively,​ you​ can​ call​ SmartLuy​ Contact​ Center​ at​ 010​ 200​ 788​ for​ support.​
The​ fee​ depends​ on​ the​ amount​ you​ transfer.​ Please​ check​ the​ Transfer​ Fees​ table​ for​ details.Note:​ The​ processing​ fee​ must​ be​ paid​ separately​ from​ the​ amount​ you​ wish​ to​ deposit​ to​ your​ ABA​ Bank​ account.​
It​ is​ 1​ –​ 5,000​ USD​ or​ 4,000​ –​ 20,000,000​ KHR​ per​ transaction.
Yes,​ you​ can.​ Every​ new​ transaction​ is​ subject​ to​ the​ new​ fee​ charge.​ Please​ check​ the​ Transfer​ Fees​ table​ for​ details.
Please​ note​ the​ name​ of​ the​ agent​ and​ phone​ number,​ then​ send​ to​ our​ contact​ center​ via​ ABA​ Facebook​ page​ or​ call​ 023​ 225​ 333.​ We​ will​ work​ with​ SmartLuy​ to​ solve​ this​ issue.

Easy​ steps​ to​ transfer​ funds​ from​ SmartLuy​ agent​ to​ ABA​ account

  1. Visit​ your​ nearest​ SmartLuy​ agent​ (for​ the​ exact​ location​ of​ the​ nearest​ SmartLuy​ agent,​ please​ click​ on​ the​ Agent​ Locator​ or​ call​ SmartLuy​ customer​ support​ at​ 010​ 200​ 788)
  2. Provide​ SmartLuy​ agent​ with​ the​ 9-digit​ ABA​ account​ number,​ your​ personal​ phone​ number,​ and​ the​ required​ amount​ in​ USD​ or​ KHR​ including​ the​ fee.​
  3. You​ are​ done!​ You​ will​ receive​ the​ receipt​ from​ SmartLuy​ agent​ to​ confirm​ the​ successful​ transaction.

Get ABA Mobile app

After you deposited money to your account, you can easily check the account balance with convenient and secure ABA Mobile app. It is free to download and use!

Click the icon below to download the application from Apple's App Store or Google Play Store. After downloading, simply follow the screen instructions to start mobile banking!