SmartLuy Network

ABA​ Bank​ partnered​ with​ Smart​ Axiata​ to​ provide​ convenient​ loan​ repayment​ service​ to​ its​ customers​ through​ the​ network​ of​ over​ 1,500​ SmartLuy​ agents​ nationwide.​ With​ the​ low​ fees​ starting​ from​ just​ 0.25​ USD​ or​ 1,000​ KHR,​ you​ can​ easily​ top-up​ your​ ABA​ account​ at​ any​ SmartLuy​ agent​ that​ is​ closer​ to​ your​ place​ of​ business​ or​ house​ than​ our​ cash-in​ machine​ or​ branch!

Enjoy​ a​ fast​ and​ inexpensive​ way​ of​ repaying​ your​ loan​ or​ refilling​ your​ ABA​ account​ through​ SmartLuy​ agent!

The​ fees​ for​ fund​ transfers​ from​ SmartLuy​ agent​ to​ ABA​ Bank​ account​ are​ reasonable​ and​ run​ in​ USD​ and​ KHR​ as​ follows:

Transfers in USD

<100.490.25 5,000
100.49 – 300.490.38

Transfers in KHR

<401,9001,00020 million
401,900 – 1,201,9001,500
It​ is​ the​ service​ integration​ between​ ABA​ Bank​ and​ SmartLuy​ that​ allows​ ABA​ customers​ process​ their​ loan​ repayment​ with​ ABA​ Bank​ via​ any​ SmartLuy​ ’s​ agent​ across​ the​ country.
You​ can​ cash-in​ necessary​ amount​ of​ money​ at​ any​ Speed​ Pay​ agent​ which​ is​ close​ to​ you​ or​ your​ place​ of​ business.​ After​ the​ successful​ transaction,​ the​ money​ will​ be​ immediately​ deposited​ to​ your​ loan​ repayment​ account​ in​ ABA.
You​ need​ to​ provide​ 9-digit​ ABA​ account​ number,​ personal​ phone​ number​ and​ amount​ of​ cash​ (in​ USD​ or​ KHR)​ including​ the​ fee​ to​ the​ SmartLuy​ agent.​
In​ order​ to​ get​ the​ most​ updated​ information​ on​ SmartLuy​ agents,​ you​ can​ check​ the​ Agent​ Locator​ or​ call​ SmartLuy​  customer​ support​ at​ 010​ 200​ 788.​
You​ need​ to​ inform​ the​ agent​ about​ it​ immediately,​ so​ the​ agent​ could​ contact​ SmartLuy​ Contact​ Center​ to​ start​ the​ reversal​ procedure.​Note:​ SmartLuy​ agent​ will​ always​ double-check​ the​ information​ with​ you​ before​ confirming​ the​ payment.​ So,​ please​ check​ it​ carefully​ and​ ask​ agent​ to​ correct​ your​ account​ number​ immediately​ if​ you​ find​ it​ wrong.​ Please​ always​ keep​ a​ receipt​ from​ the​ agent​ for​ your​ reference.​
Yes,​ you​ can.​ Please​ make​ sure​ your​ relative​ knows​ your​ 9-digit​ ABA​ account​ number​ correctly​ and​ provides​ correct​ amount​ of​ cash​ (in​ USD​ or​ KHR)​ including​ the​ fee​ to​ SmartLuy​ agent.
In​ such​ case,​ please​ send​ the​ photo​ of​ your​ receipt​ to​ ABA​ loan​ officer​ by​ any​ means​ such​ as​ social​ media​ channel​ for​ their​ reference.​ Alternatively,​ you​ can​ call​ SmartLuy​ Contact​ Center​ at​ 010​ 200​ 788​ for​ support.​
The​ fee​ depends​ on​ the​ amount​ you​ transfer.​ Please​ check​ the​ Transfer​ Fees​ table​ for​ details.Note:​ The​ processing​ fee​ must​ be​ paid​ separately​ from​ the​ amount​ you​ wish​ to​ deposit​ to​ your​ ABA​ Bank​ account.​
It​ is​ 1​ –​ 5,000​ USD​ or​ 4,000​ –​ 20,000,000​ KHR​ per​ transaction.
Yes,​ you​ can.​ Every​ new​ transaction​ is​ subject​ to​ the​ new​ fee​ charge.​ Please​ check​ the​ Transfer​ Fees​ table​ for​ details.
Please​ note​ the​ name​ of​ the​ agent​ and​ phone​ number,​ then​ send​ to​ our​ contact​ center​ via​ ABA​ Facebook​ page​ or​ call​ 023​ 225​ 333.​ We​ will​ work​ with​ SmartLuy​ to​ solve​ this​ issue.

Easy​ steps​ to​ transfer​ funds​ from​ SmartLuy​ agent​ to​ ABA​ account

  1. Visit​ your​ nearest​ SmartLuy​ agent​ (for​ the​ exact​ location​ of​ the​ nearest​ SmartLuy​ agent,​ please​ click​ on​ the​ Agent​ Locator​ or​ call​ SmartLuy​ customer​ support​ at​ 010​ 200​ 788)
  2. Provide​ SmartLuy​ agent​ with​ the​ 9-digit​ ABA​ account​ number,​ your​ personal​ phone​ number,​ and​ the​ required​ amount​ in​ USD​ or​ KHR​ including​ the​ fee.​
  3. You​ are​ done!​ You​ will​ receive​ the​ receipt​ from​ SmartLuy​ agent​ to​ confirm​ the​ successful​ transaction.

Life is easier with ABA Mobile app!

After you deposited money to your account, you can easily check the account balance with convenient and secure ABA Mobile app. It is free to download and use!

Click the icon below to download the application from Apple's App Store or Google Play Store. After downloading, simply follow the screen instructions to start mobile banking!