Growth Loan

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We introduce the Growth loan to help you increase your existing business even further! The Growth Loan from ABA Bank offers higher loan amounts from 30,000 USD up to 70,000 USD, lower interest rates​ and longer repayment terms of up to 8 years. You can also use our refinance service if you are an existing borrower and want to improve your loan conditions!

We want your business to succeed and we will help your family to realize your business dreams.


Loan amountFrom 30,000 – 70,000From 120 million – 280 million
Loan termFrom 7 – 8 years
Repayment modeFlexible repayment options
Grace periodUp to 3 months

Interest rate (per month)

Loan amount, USDStrong titleSoft title
>30,000 – 50,0001.05% and above1.1% and above
>50,000 – 70,0001% and above1.05% and above

What type of collateral do I need to provide?

You can provide the following collateral to the Bank:


  • Real estate property (Soft or Strong title) or
  • Store ownership Certificate under own name


  • Third Party, corporate and bank guarantees
  • Another type of collateral, negotiable with the Bank

You don’t need to register the strong title collateral at Cadastral office for loans under 30,000 USD!


If you are interested in making your monthly loan repayments lower, ABA Bank offers Refinancing service. We can provide you with a loan on lower rates and longer terms, so you will save your money and will be able to invest more in your business on better conditions and hassle-free!

Once your application is approved by ABA, you can pay off your current loan including any early repayment charges and even get an opportunity to apply for an additional loan. Our professional loan officers will take care of all process for switching your loan from your previous financial institution within one business day.

Just call or meet one of our loan officers, who will provide you with an advice and help you to decide whether refinancing is right for you.

  • High loan amount
  • Low interest rate
  • Long loan term
  • Third party collateral acceptance.

Here are the basic criteria we would like your business to meet:

  • Borrower of 18-65 years old
  • Legal, harmless business (not an environmentally or socially damaging business) running for at least 6 months
  • Monthly loan repayment of not exceeding 70% of net disposable income from the business per period (Principal and Interest)
  • Soft title/strong title real estate property (in own name or in third party name) as collateral for the loan. Positive information at Credit Bureau of Cambodia.

Important information

Terms and conditions are subject to change at the Bank's sole discretion without prior notice to customers. For more information, please visit your nearest ABA Bank branch, our website or call our hotline at +855 23 225 333 available 24/7 for you.

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