Current Account

ABA Current Account is a simple and convenient way to enjoy easy payment for purchase of goods and services.

There are various convenient ways to replenish your ABA account with cash or via instant cashless transfers from other banks and e-wallets.

Learn more

Conditions

CurrencyUSDKHR
Initial opening balance1100400,000
Minimum on-going balance1100400,000
Minimum holding periodUnlimited
Check bookUSD 20/book
with 50 pieces
KHR 80,000/book
with 50 pieces
Cash withdrawal/deposit amountUnlimited
Inter-regional branch cash deposit/withdrawal (daily limit)230,00020 million
Check dishonor fee through clearing house (per check)50200,000
Check dishonor fee through ABA branch (per check)1040,000
Monthly account serviceFree
Mobile Banking3Free
Access to the deposits
  • ABA Bank branches
  • Cash-In Machines4
  • Mobile Banking
  • UnionPay card/Mastercard/Visa Card

All Terms and Conditions are subject to ABA Bank’s sole discretion without prior notice to customers.

1 Fee of USD 20 / KHR 80,000 is applied for closing the account within 3 months from opening date.
2 In case of exceeding the daily limit, 0.10% or minimum $1 (whichever higher) fee will be applied.
3 
It's available for personal account only.
4 
Available for USD currency only.

You can

  • Do unlimited transactions on your available balance at any time for free of charge;
  • Access your account through Debit Card, ABA Business​ or visiting one of the ABA Bank’s Branches;
  • Withdraw funds from your current account at any time provided that the minimum ongoing balance is preserved on the account.

Benefits

Along with the interest rate on your funds, you also get:

You can open account at any ABA Bank branch. Here are the requirements:

For locals

  • Be at least 15 years old;
  • Bring​ the​ original​ and​ valid​ National​ ID​ or​ Passport;
  • Complete our Application form.

For foreigners

  • Be at least 18 years old;
  • Bring​ the​ original​ and​ valid​ Passport​ (with​ valid​ visa)​ and​ any​ document​ that​ proves​ your​ residential​ status1;
  • Complete our Application form.

1 Proof of residence includes the followings:

  • Multiple-entry​ visa​ without​ leaving​ the​ country​ for​ at​ least​ 182​ days​ in​ a​ year;
  • Proof​ of​ residence​ (house​ rental​ contract.​ certificate​ of​ residential​ address,​ hotel​ lease/bill)​ including​ a​ minimum​ of​ 6​ months​ tenor​ in​ the​ contract;​ or​
  • Proof​ of​ employment​ (employment​ contract,​ certificate​ of​ employment)​ indicating​ a​ minimum​ of​ 6​ months​ employment​ or​ business​ license/certificate​ (if​ self-employed).

Note:

  • ​Customer​ must​ meet​ all​ the​ outlined​ requirements​ before​ opening​ an​ account.

For​ further​ information,​ please​ visit​ your​ nearest​ ABA​ Bank​ branch​ or​ give​ us​ a​ call​ at​ 1 800 203 203.

ABA Current Account is a simple and convenient way to enjoy easy payment for purchase of goods and services.
The available currencies for Current account are USD and KHR.
For opening current account, clients are required: 
  • Maintain initial opening balance USD 100 or equivalent in KHR for Individual and company and USD 50,000 or equivalent in KHR for financial Industry;
  • Minimum ongoing balance USD 20 or equivalent in KHR;
  • Minimum holding period is unlimited.
The required documents for opening current account are:
  • For individual:
    Original National ID for resident
    Original passport and valid visa for non-resident

  • For corporate/organization:
    Business registration letter from Ministry of Commerce;
    License, Business Memorandum and company Seal;
    Copy of board of director's passport or ID with specimen of their original signature and stamp
The benefits of current account are:
  • Fee monthly account statement (on request)
  • Free E-service
  • Free access to your account through ABA Business​
  • Free standing order
For Current account, the interest rate is inapplicable.
With your current bank account, you can:
  • Do unlimited transaction on your available balance at any time for free of charge.
  • Access your account balance through Debit Card, Internet banking or visiting one of the ABA‘s branches.
  • Withdraw funds from your account at any time provided that the minimum ongoing balance is preserved on the account.
  • Feel securely by getting instant information about your account information for free by using SMS and E-Service.
You can visit your home branch. There will be no penalty for closing the account after three months from the opening date. However, USD 20 will be applied from customer if there is an early account closure (within three months).
Please visit your closest ABA branch and talk to our Relationship Manager or contact our Contact Center to arrange an appointment with our Relationship Manager.