Bakong​ –​ ABA​ Transfers

ABA Bank is a member of Bakong mobile payment system initiated by the National Bank of Cambodia. Under this membership, ABA customers can send and receive money between ABA Mobile app and Bakong Mobile app, do transfers between local banks (Bakong members), use QR codes to receive money, do cashless payments for products and services.

Learn​ how​ to​ register​ in​ Bakong​ Mobile​ app​ by​ watching​ this​ video.​ Please note that for registration in Bakong Mobile app ABA customer should use the same name, national ID/passport details and date of birth as when opening their ABA account.

How​ to​ send​ money​ to​ Bakong​ wallet​ via​ ABA​ Mobile1

  • Launch ABA Mobile and tap Transfers button;
  • ​​Select Transfer to Bakong;
  • ​​Select ABA account to make the transfer from;
  • ​​Enter the recipient’s Bakong wallet number;
  • Choose KHR or USD as the currency of your transfer;
  • ​​Enter the amount2 and confirm the transaction with your ABA Mobile PIN.

1 User must have an active ABA account and choose ABA as home bank during registration in the Bakong Mobile app.
2 The balance of Bakong wallet cannot exceeds 10,000,000 KHR or 2,500 USD.

How to send money to local banks via Bakong in ABA Mobile1

  • Launch ABA Mobile and tap Transfers button;
  • Select Transfer to Local Bank - Bakong;
  • ​​Select ABA account to make the transfer from;
  • ​​Choose the recipient’s Bank2  and enter Account Number;
  • Choose KHR or USD as the currency of your transfer;
  • ​​Enter the amount and confirm the transaction with your ABA Mobile PIN.

1 Available in Android smartphones.
2 Click here for the list of financial institutions (Bakong members).

Fee

Currency Amount Fee
KHR 4,000​ -​ 200,000 Free
200,100​ -​ 2,000,000 2,000
2,000,100​ -​ 4,000,000 4,000
USD 1 - 50 Free
50.01 - 500 0.5
500.01 - 1,000 1.00

Limits

CurrencyDaily LimitMonthly Limit
KHR10,000,00080,000,000
USD2,50020,000

Note:

1. Single​ transaction​ limit​ is​ 4,000,000​ KHR​ or​ 1​,000​ USD.
​​2. Cross-currency transfers are not allowed, so the transfer currency and account currency should be the same.

How​ to​ receive​ money​ from​ Bakong​ wallet​ to​ ABA​ account

  • Launch​ Bakong​ Mobile​ app​ and​ tap​ Deposit​ button;
  • ​​Select​ Advanced​ Bank​ of​ Asia​ Ltd.;
  • ​​Key​ in​ your​ ABA​ Bank​ account​ number;
  • Enter​ the​ amount​ you​ wish​ to​ send;​
  • ​​Confirm​ the​ transfer​ with​ your​ Bakong​ app​ PIN.

Note:​

1. The​ transaction​ from​ Bakong​ wallet​ to​ ABA​ Bank​ account​ is​ free​ of​ charge.
2. Cross-currency​ transfers​ are​ not​ allowed,​ so​ the​ transfer​ currency​ and​ account​ currency​ should​ be​ the​ same.

Additional​ Information

  • ABA​ customers​ will​ be​ able​ to​ receive​ funds​ from​ other​ banks​ (Bakong​ members)​ with​ a​ max​ limit​ of​ $2,500​ per​ transaction​ without​ daily​ or​ monthly​ limit.

How​ to​ cash-in​ and​ cash-out

Any​ Bakong​ user​ can​ visit​ ABA​ Bank’s​ Operational​ Hall​ of​ the​ Head​ Office​ Branch​ on​ Preah​ Sihanouk​ Blvd​ in​ Phnom​ Penh​ to​ cash-in​ or​ cash-out​ funds​ to/from​ their​ Bakong​ wallet​ with​ the​ following​ fees:​ 

Cash​-in​ to​ Bakong​ wallet

CurrencySingle​ cash-in​ amount​Fee
KHR​0​ –​ 1,996,000​2,000
​2,000,000​ –​ 5,996,000​4,000
​​6,000,000​ –​ 10,000,000​6,000
USD​0​ -​ 4990.50
​500​ -​ 1,499​1.00
1,500​ -​ 2,5001.50

Cash​-out​ from​ Bakong​ wallet

CurrencySingle​ cash-out amount​Fee
KHR​​0​ -​ 2,000,0002,000
USD​​0​ -​ 500​​​​0.50

Click the icon below to download the application from Apple's App store or Google Play Store. After downloading, simply follow the screen instructions to start mobile banking!

  

This​ service​ comes​ with​ Terms​ &​ Conditions,​ please​ click​ here.​ You​ need​ Adobe​ Reader​ to​ view​ this​ PDF​ files.

Contact​ us​ instantly​ without​ leaving​ the​ ABA​ Mobile​ app​ by​ tapping​ the​ Contact​ Us​ button​ on​ the​ app’s​ main​ screen.​ Additionally,​ you​ can​ chat​ with​ us​ via​ Facebook​ Messenger,​ on​ our​ website​ or​ call​ us​ 24/7​ hotline​ at​ 023​ 225​ 333.

Bakong​ Mobile​ app​ is​ a​ peer-to-peer​ payment​ and​ money​ transfer​ mobile​ banking​ application​ that​ helps​ users​ to​ pay​ each​ other​ regardless​ of​ the​ institutions​ they​ bank​ with.​ Initiated​ by​ the​ National​ Bank​ of​ Cambodia,​ Bakong​ app​ allows​ customers​ of​ more​ than​ 15​ financial​ institutions​ to​ transfer​ money​ either​ by​ using​ registered​ user’s​ mobile​ number​ or​ scanning​ a​ QR​ code​ via​ the​ app​ or​ through​ other​ banking​ services​ offered​ by​ its​ members.
Bakong​ wallet​ refers​ to​ the​ account​ you​ created​ inside​ Bakong​ Mobile​ app​ in​ the​ currency​ you​ preferred​ (KHR/USD).
You​ will​ need​ to​ cancel​ the​ account​ previously​ registered​ under​ Bakong.​ First,​ download​ Bakong​ Mobile​ app​ on​ a​ new​ device​ and​ register​ the​ app​ with​ the​ new​ mobile​ number.​ Then,​ transfer​ the​ money​ from​ the​ existing​ Bakong​ wallet​ to​ the​ new​ wallet​ in​ your​ new​ device.​ Finally,​ go​ to​ Settings​ and​ select​ Delete​ User​ from​ your​ old​ device​ and​ confirm.

If​ you​ do​ not​ remember​ your​ Passcode,​ please​ visit​ ABA​ Bank’s​ Operational​ Hall​ of​ the​ Head​ Office​ Branch​ located​ at​ #141​ and​ 148​ ABCD,​ Preah​ Sihanouk​ Blvd​ and​ St.​ 63​ to​ create​ the​ new​ Recovery​ QR​ code​ and​ Passcode.​
No,​ it​ will​ not​ affect​ the​ money​ in​ your​ wallet.​ To​ recover​ your​ Bakong​ wallet​ by​ yourself,​ please​ follow​ these​ steps​ (only​ if​ you​ have​ the​ Recovery​ QR​ code​ and​ Passcode​ on​ hand):​

Step​ 1:​ Go​ to​ Apple​ App​ Store​ or​ Google​ Play​ Store​ to​ download​ Bakong​ app​ on​ the​ new​ phone
Step​ 2:​ Launch​ Bakong​ Mobile​ app​ and​ choose​ language
Step​ 3:​ Tap​ the​ Restore​ Access​ button
Step​ 4:​ Select​ ABA​ Bank​ and​ tap​ Scan​ QR​ button
Step​ 5:​ Scan​ the​ Recovery​ QR​ code​ that​ you​ saved​ in​ somewhere​ safe,​ enter​ your​ Passcode​ and tap​ Next
Step​ 6:​ Create​ new​ PIN​ code​ and​ reconfirm.

If​ you​ do​ not​ have​ both​ the​ Recovery​ QR​ code​ and​ Passcode,​ please​ visit​ ABA​ Bank’s​ Operational​ Hall​ of​ the​ Head​ Office​ Branch​ located​ at​ #141​ and​ 148​ ABCD,​ Preah​ Sihanouk​ Blvd​ and​ St.​ 63​ to​ create​ the​ new​ Recovery​ QR​ code​ and​ Passcode.
If​ you​ do​ not​ have​ an​ ABA​ account​ yet,​ please​ open​ one​ at​ any​ ABA​ branch​ or​ use​ our​ Off-site​ Account​ Opening​ service​ (free​ of​ charge)​ by​ calling​ 023​ 225​ 333.​ You​ will​ not​ be​ able​ to​ use​ Bakong​ Mobile​ app​ without​ a​ home​ bank​ account.​
No,​ there​ is​ no​ fee​ charge​ for​ a​ dormant​ Bakong​ wallet.
In​ case​ of​ a​ wrong​ transfer,​ inform​ ABA​ Contact​ Center​ immediately​ at​ 023​ 225​ 333.​ Always​ double-check​ the​ name​ and​ wallet​ ID/phone​ number​ of​ recipients​ before​ confirming​ the​ transfer.​
Yes,​ you​ can.​ Every​ new​ transaction​ is​ subject​ to​ the​ new​ fee​ charge.​ Please​ check​ the​ transfer​ fees​ and​ limits​ in​ the​ table​ above.
Simply​ re-launch​ ABA​ Mobile​ and​ go​ to​ your​ transaction​ history​ to​ check​ if​ the​ transaction​ has​ been​ successful.​ In​ case​ of​ having​ any​ issue,​ please​ get​ in​ touch​ with​ ABA​ Contact​ Center​ at​ 023​ 225​ 333.​
Bakong​ cash-in/cash-out​ allows​ you​ to​ deposit​ or​ withdraw​ cash​ to/from​ your​ Bakong​ wallet​ using​ the​ counters​ at​ the​ designated​ branches​ of​ Bakong​ members.
If​ you​ wish​ to​ cash-in/cash-out​ at​ ABA,​ visit​ ABA​ Bank’s​ Operational​ Hall​ of​ the​ Head​ Office​ Branch​ located​ at​ #141​ &​ 148​ ABCD,​ Preah​ Sihanouk​ Blvd​ and​ St.​ 63​ and​ meet​ our​ Relationship​ Manager​ who​ will​ guide​ you​ through​ the​ procedure.​ You​ will​ need​ to​ present​ your​ Bakong​ app​ for​ verification​ purposes.
Yes,​ you​ will.​ You​ can​ also​ see​ the​ transaction​ in​ the​ Notifications​ section​ of​ the​ app.