ABA Merchant Credentials on File
Credentials-on-File (CoF) feature helps to bring a more seamless payment experience to your customers. Payment information such as debit/credit card numbers, ABA account numbers, and other related details are to be provided by your customer only once when you’re using the CoF feature of ABA Merchant. Future payments by customer will be simpler and hassle-free without the need to provide the same account details all over again.
How it works?
When CoF is enabled on your ABA Merchant platform, you will be able to see the tokenized details of the card and/or bank account of the customer while the real card and/or bank account details will be securely stored in the ABA Merchant platform. After payment credentials have been stored, future payments by the same customer with identical payment information can be initiated without the need to provide payment details again.
CoF works on debit/credit cards (Visa/Mastercard/UPI from any bank) and ABA personal accounts so that your customers can pay for your products and services safely and effortlessly.
Who needs this?
ABA Merchant CoF is the ideal solution for businesses whose offerings to clients include subscriptions or other services that charge recurring payments. They operate across categories like telecommunications, food delivery service providers and restaurants, online travel and transportation portals, ecommerce, mobile applications, and more.
To apply, simply call 1 800 203 203 or email [email protected]ababank.com.
General Terms and Conditions, General Terms and Conditions for Online Services and ABA Merchant app Terms and Conditions apply. You need Adobe Reader to view this PDF files.