SWIFT Mobile Transfers

To​ make​ your​ banking​ experience​ with​ us​ even​ more​ convenient​ and​ efficient,​ we​ introduce​ you​ Outward​ SWIFT​ Mobile​ Transfers​ in​ USD​ via​ ABA​ Mobile​ app.​

This​ feature​ will​ save​ you​ a​ lot​ of​ time​ as​ you​ can​ transfer​ funds​ abroad​ right​ from​ your​ smartphone​ without​ having​ to​ pay​ a​ visit​ to​ ABA​ branch!​ The​ transfer​ can​ be​ done​ 24/7​ from​ the​ comfort​ of​ your​ home​ or​ office.

Benefits​ of​ processing​ Outward​ SWIFT​ Transfers​ in​ ABA​ Mobile:

  • Save more on transfer fees with zero cable fee and no more travelling to ABA branch.
  • You​ can​ create​ a​ template​ for​ your​ frequent​ outward​ SWIFT​ transactions​ to​ save​ time.
  • You​ can​ download​ the​ transaction​ details​ in​ PDF​ for​ your​ further​ reference.

Note: If your transaction has invalid or incomplete details, ABA Bank will unable to process the request. The fund will be automatically credited to your account in full (including fees). To resend, you need to make the necessary amendments, making sure all details are correct and resubmit the request.

Fees​ and​ Charges

  • Commission fee: 0.15% of transfer amount or minimum 15 USD (or the special rate provided to you by the bank).
  • Zero cable fee.
  • Additional fee of 30 USD will be applied if the option “OUR” is selected (full transfer amount delivered to the receiver’s bank).
  • Minimum per transaction: 100 USD
  • Maximum per transaction: 50,000 USD
  • Maximum per day: 50,000 USD
  • Maximum per month: 100,000 USD

Please​ read​ these​ terms​ and​ conditions​ carefully.​ These​ terms​ and​ conditions​ are​ an​ Agreement​ between​ you​ (“the​ Applicant”),​ and​ Advanced​ Bank​ of​ Asia​ Limited​ (“the​ Bank”)​ on​ money​ transfers.

  1. The​ Applicant​ confirms​ that​ the​ provided​ information​ is​ true​ and​ correct​ and​ the​ Bank​ is​ not​ responsible​ for​ any​ delays,​ errors​ and​ omissions caused​ by​ misprinting​ and/or​ inaccuracy​ of​ the​ Applicant.
  2. The​ Applicant​ undertakes​ that​ his/her​ user​ name,​ PIN​ code,​ passwords​ and​ all​ other​ credentials​ necessary​ for​ using​ of​ ABA​ Bank​ mobile​ application,​ were​ not​ disclosed​ to​ third​ parties.
  3. The​ Applicant​ confirms​ that​ he/she​ is​ using​ ABA​ Bank​ mobile​ application​ for​ his/her​ own​ transactions​ only,​ and​ does​ not​ conduct​ any​ transactions​ on​ behalf​ of​ third​ parties.
  4. The​ Applicant​ authorizes​ the​ Bank​ to​ debit​ his/her​ account​ for​ the​ transfer​ amount​ and​ amount​ of​ commissions​ and​ fees.
  5. The​ Applicant​ understands​ and​ confirms​ that​ the​ Bank​ will​ apply​ its​ internal​ currency​ exchange​ rate​ to​ process​ money​ transfer​ in​ foreign​ currency.
  6. The​ Applicant​ authorizes​ the​ Bank​ to​ postpone,​ suspend​ or​ cancel​ the​ money​ transfer​ if​ the​ Bank​ or​ correspondent​ bank​ found​ that​ it​ may​ be​ related​ to​ unlawful​ conduct​ and/or​ breach​ of​ any​ national​ or​ international​ laws​ or​ regulations.
  7. The​ Applicant​ undertakes​ that​ the​ money​ transfer​ is​ not​ related​ to​ any​ illegal​ activities​ and/or​ money​ laundering​ and/or​ terrorism​ finance.​ The​ Bank​ has​ the​ right​ to​ reject​ or​ suspend​ any​ transfer​ if​ required​ for​ its​ AML/KYC​ purposes.
  8. The​ Applicant​ undertakes​ to​ provide​ additional​ information​ and/or​ documents​ related​ to​ the​ money​ transfer​ if​ requested​ by​ the​ Bank.
  9. The​ Bank​ may​ change​ its​ fees​ and​ commissions​ as​ well​ as​ these​ Terms​ and​ Conditions​ from​ time​ to​ time​ without​ prior​ notice.
  10. The​ Bank​ may​ disclose​ the​ money​ transfer​ information​ to​ third​ parties​ in​ accordance​ with​ the​ legislation​ of​ the​ Kingdom​ of​ Cambodia​ including,​ but​ not​ limited​ by,​ court​ decisions,​ investigations​ and​ regulations.
  11. In​ case​ of​ the​ money​ transfer​ cancellation,​ the​ Bank​ will​ return​ the​ Applicant's​ funds​ only​ upon​ receipt​ of​ funds​ from​ correspondent​ bank.​ The​ Applicant​ understands​ and​ agrees​ that​ correspondent​ banks​ might​ charge​ cancellation​ and​ other​ fees,​ and​ that​ the​ applied​ exchange​ rate​ may​ be​ changed.
  12. The​ Bank​ is​ not​ responsible​ for​ any​ taxes,​  duties​ and​ other​ expenses,​  which​ might​ occur​ in​ other​ countries​ in​ relation​ to​ the​ money​ transfer.
  13. To​ complete​ the​ transfer​ properly,​ the​ Bank​ may​ select​ a​ correspondent​ bank​ by​ its​ own​ decision​ acting​ on​ the​ best​ efforts​ basis.​  Such​ correspondent​ bank​ may​ charge​ a​ fee,​ which​ will​ be​ deducted​ from​ the​ funds​ paid​ to​ the​ beneficiary​ or​ will​ be​ charged​ to​ the​ Bank.​ If​ the​ correspondent​ bank's​ fee​ is​ charged​ to​ the​ Bank,​ the​ Bank​ will​ debit​ the​ Applicant's​ account​ for​ amount​ of​ such​ fee.
  14. Transfers​ received​ after​ 4​ PM​ Cambodia​ time​ will​ be​ processed​ on​ the​ next​ working​ day.
  15. Transfers​ to​ some​ countries​ not​ available​ in​ ABA​ Bank​ mobile​ application​ could​ be​ processed​ in​ the​ Bank’s​ branches.​
  16. To​ amend​ or​ cancel​ your​ transaction​ you​ should​ fill​ in​ and​ sign​ the​ amendment/cancellation​ form​ and​ personally​ bring​ it​ to​ any​ of​ our​ offices.​ Any​ request​ to​ amend​ or​ cancel​ the​ payment​ received​ by​ us​ via​ email​ or​ phone​ will​ be​ disregarded.​ The​ form​ can​ be​ downloaded​ on​ our​ website​ using​ the​ following​ link.
  17. Payment​ option​ “OUR”​ means​ that​ the​ transfer​ amount​ will​ be​ delivered​ without​ deductions​ to​ beneficiary’s​ bank,​ NOT​ to​ the​ beneficiary.​ The​ beneficiary’s​ bank​ might​ also​ charge​ certain​ fees.​ The​ Bank​ does​ not​ guarantee​ the​ delivery​ of​ full​ transfer​ amount​ to​ the​ beneficiary.
  18. Payment​ option​ “BEN”​ means​ that​ the​ Bank’s​ fees​ and​ the​ fees​ of​ correspondent​ banks,​ if​ any,​ will​ be​ deducted​ from​ the​ transfer​ amount.​ The​ Applicant​ understands​ and​ confirms​ that​ is​ this​ option​ is​ selected,​ the​ transfer​ amount​ will​ be​ reduced​ for​ amount​ of​ fees.
  19. In​ some​ countries​ IBAN​ number​ is​ mandatory.​ Please​ check​ with​ the​ beneficiary​ before​ you​ make​ any​ transfer.​ Please​ refer​ to​ this​ website​ for​ more​ details.

How​ to​ use SWIFT Mobile Transfers

  1. Launch​ ABA​ Mobile​ app​
  2. Tap Transfers​
  3. Tap International Transfer - SWIFT
  4. Select​ your​ account​
  5. Input​ your​ valid​ phone​ number
  6. Choose Transfer to Own Account or Other's Account( if choose Own account, receiver name will auto capture and attach supporting documents is not required)
  7. Fill​ in​ the​ Receiver’s​ information​ such​ as​ name​ and​ address,​ and​ then​ select​ country
  8. Input​ Receiver’s​ bank’s​ SWIFT​ code,​ so​ the​ app​ will​ display​ receiver’s​ bank​ name​ and​ address,​ and​ other​ fields​ based​ on​ the​ receiver’s​ country​ requirement
  9. Input​ Receiver’s​ account​ or​ IBAN​ number
  10. Input​ the​ transfer​ amount1
  11. Choose​ who​ should​ pay​ the​ transfer​ fees.​ There​ are​ 3​ options​ to​ choose​ from​ –​ SHA,​ OUR,​ or​ BEN.​
  12. Input​ Purpose​ of​ transfer
  13. Input​ Intermediary​ bank​ SWIFT​ Code​ (optional)
  14. Tap “I​ have​ read​ and​ agree​ to​ the​ Terms​ &​ Conditions”​ and​ tap​ DONE
  15. If​ all​ the​ information​ is​ correct,​ click​ TRANSFER​ button​ and​ confirm​ the​ transaction​ with​ your​ personal​ 4-digit​ PIN.

There​ are​ specific​ requirements​ for​ certain​ countries​ as​ below:​

Destination Country Mandatory for ABA customer to input
USA Routing Number/Fedwire Number/ABA
United Kingdom Sort code
New Zealand BSB Number
Australia BSB Number
Canada Transit Number and Institution Number
Thailand Branch Name
Japan Branch Name/Branch Code
Latvia Intermediary Bank
Vanuatu Intermediary Bank
UAE Purpose Code

Other​ Terms​ and​ Conditions

  • You​ can​ initiate​ transfer​ 24/7.​ However,​ the​ cut-off​ time​ for​ processing​ is​ 4​ pm​ on​ business​ days​ (Mon-Fri).​ Hence,​ any​ transaction​ submitted​ within​ the​ cut-off​ time​ will​ be​ processed​ on​ the​ same​ day;​ the​ transaction​ submitted​ after​ the​ cut-off​ time​ will​ be​ processed​ on​ the​ next​ business​ day​ of​ the​ Bank.
  • Outward​ SWIFT​ Transfer​ is​ only​ supported​ in​ USD​ currency.
  • The​ latest​ version​ of​ ABA​ Mobile​ app​ should​ be​ installed​ on​ the​ customer’s​ smartphone​ to​ avail​ this​ feature.
  • To​ amend​ and/or​ cancel​ the​ processed​ transactions,​ customer​ needs​ to​ visit​ the​ nearest​ ABA​ branch​ with​ the​ completed​ OTT​ Amendment/Trace/Cancellation​ Form
  • For​ the​ full​ list​ of​ the​ service’s​ Terms​ &​ Conditions,​ please​ follow​ this​ link​.

Get the App

Click the icon below to download the application from Apple's App store or Google Play Store. After downloading, simply follow the screen instructions to start mobile banking!