SME Loan Trainee

Posted: 06/Dec/2021 - Closing Date: 06/Jan/2022

Job Description

SME Loan Trainee is responsible for processing loan applications for SME and corporate clients, as well as monitoring the loan portfolio.

Location

  • Phnom Penh and Provincial Branches (53 Posts).

Duties and Responsibilities

  • Prospects new clients and assists them for loan application.
  • Has the ability to analyze and interpret financial statements of the business in order to access the repayment capacity and financial soundness of the borrower.
  • Conducts loan appraisal and collects detailed information (personal, business, and guaranties) and arrange to opens new loan account.
  • Have good knowledge about guideline of regulatory body and able to prepare loan reports for internal and external use.
  • Maintains contact and maintain good relationship with client.
  • Ensure full compliance with all in-place ABA policies & procedures and with audit recommendations.
  • Good understanding of business processes.
  • Ability to communicate and to maintain good relation with the client.
  • Ability to work in confidentiality; ability to work in the field.

Skills and requirements

  • Minimum under graduated, or Bachelor degree in banking & finance or accounting
  • At least 1 year prior experience in credit Assessment in banks or MFIs.
  • Organizational and time management skills.
  • Ability to work effectively in a team environment.
  • Negotiation and internal relationship building.
  • Sound written and verbal English communication skills.
  • Advanced computer skills (MS Word, Excel, PowerPoint).
  • Analysis and reporting skills.
  • Proficient Khmer typing skills.
  • Problem solving and decision making.

How to apply

Interested and qualified applicants should submit your updated Cover Letter and CV stating the position applied for with your current photo (4x6) through [email protected]remove-this.ababank.com.

Submit Application Form