SmartLuy Network

ABA​ Bank​ partnered​ with​ Smart​ Axiata​ to​ provide​ convenient​ loan​ repayment​ service​ to​ its​ customers​ through​ the​ network​ of​ over​ 1,500​ SmartLuy​ agents​ nationwide.​ With​ the​ low​ fees​ starting​ from​ just​ 0.25​ USD​ or​ 1,000​ KHR,​ you​ can​ easily​ top-up​ your​ ABA​ account​ at​ any​ SmartLuy​ agent​ that​ is​ closer​ to​ your​ place​ of​ business​ or​ house​ than​ our​ cash-in​ machine or​ branch!

Enjoy​ a​ fast​ and​ inexpensive​ way​ of​ repaying​ your​ loan​ or​ refilling​ your​ ABA​ account​ through​ SmartLuy​ agent!

The​ fees​ for​ fund​ transfers​ from​ SmartLuy​ agent​ to​ ABA​ Bank​ account​ are​ reasonable​ and​ run​ in​ USD​ and​ KHR​ as​ follows:

Transfers in USD

AmountFeeDaily limit
<$100.49$0.25 $5,000
$100.49 – 300.49$0.38

Transfers in KHR

AmountFeeDaily limit
<401,900 riels1,000 riels20 million riels
401,900 – 1,201,900 riels1,500 riels
>1,201,900 riels4,000 riels
It​ is​ the​ service​ integration​ between​ ABA​ Bank​ and​ SmartLuy​ that​ allows​ ABA​ customers​ process​ their​ loan​ repayment​ with​ ABA​ Bank​ via​ any​ SmartLuy​ ’s​ agent​ across​ the​ country.
You​ can​ cash-in​ necessary​ amount​ of​ money​ at​ any​ SmartLuy agent​ which​ is​ close​ to​ you​ or​ your​ place​ of​ business.​ After​ the​ successful​ transaction,​ the​ money​ will​ be​ immediately​ deposited​ to​ your​ loan​ repayment​ account​ in​ ABA.
You​ need​ to​ provide​ 9-digit​ ABA​ account​ number,​ personal​ phone​ number​ and​ amount​ of​ cash​ (in​ USD​ or​ KHR)​ including​ the​ fee​ to​ the​ SmartLuy​ agent.​
In​ order​ to​ get​ the​ most​ updated​ information​ on​ SmartLuy​ agents,​ you​ can​ check​ the​ Agent​ Locator​ or​ call​ SmartLuy​  customer​ support​ at​ 010​ 200​ 788.​
You​ need​ to​ inform​ the​ agent​ about​ it​ immediately,​ so​ the​ agent​ could​ contact​ SmartLuy​ Contact​ Center​ to​ start​ the​ reversal​ procedure.​Note:​ SmartLuy​ agent​ will​ always​ double-check​ the​ information​ with​ you​ before​ confirming​ the​ payment.​ So,​ please​ check​ it​ carefully​ and​ ask​ agent​ to​ correct​ your​ account​ number​ immediately​ if​ you​ find​ it​ wrong.​ Please​ always​ keep​ a​ receipt​ from​ the​ agent​ for​ your​ reference.​
Yes,​ you​ can.​ Please​ make​ sure​ your​ relative​ knows​ your​ 9-digit​ ABA​ account​ number​ correctly​ and​ provides​ correct​ amount​ of​ cash​ (in​ USD​ or​ KHR)​ including​ the​ fee​ to​ SmartLuy​ agent.
In​ such​ case,​ please​ send​ the​ photo​ of​ your​ receipt​ to​ ABA​ loan​ officer​ by​ any​ means​ such​ as​ social​ media​ channel​ for​ their​ reference.​ Alternatively,​ you​ can​ call​ SmartLuy​ Contact​ Center​ at​ 010​ 200​ 788​ for​ support.​
The​ fee​ depends​ on​ the​ amount​ you​ transfer.​ Please​ check​ the​ Transfer​ Fees​ table​ for​ details.Note:​ The​ processing​ fee​ must​ be​ paid​ separately​ from​ the​ amount​ you​ wish​ to​ deposit​ to​ your​ ABA​ Bank​ account.​
It​ is​ 1​ –​ 5,000​ USD​ or​ 4,000​ –​ 20,000,000​ KHR​ per​ transaction.
Yes,​ you​ can.​ Every​ new​ transaction​ is​ subject​ to​ the​ new​ fee​ charge.​ Please​ check​ the​ Transfer​ Fees​ table​ for​ details.
Please​ note​ the​ name​ of​ the​ agent​ and​ phone​ number,​ then​ send​ to​ our​ contact​ center​ via​ ABA​ Facebook​ page​ or​ call​ 023​ 225​ 333.​ We​ will​ work​ with​ SmartLuy​ to​ solve​ this​ issue.

Easy​ steps​ to​ transfer​ funds​ from​ SmartLuy​ agent​ to​ ABA​ account

  1. Visit​ your​ nearest​ SmartLuy​ agent​ (for​ the​ exact​ location​ of​ the​ nearest​ SmartLuy​ agent,​ please​ click​ on​ the​ Agent​ Locator​ or​ call​ SmartLuy​ customer​ support​ at​ 010​ 200​ 788)
  2. Provide​ SmartLuy​ agent​ with​ the​ 9-digit​ ABA​ account​ number,​ your​ personal​ phone​ number,​ and​ the​ required​ amount​ in​ USD​ or​ KHR​ including​ the​ fee.​
  3. You​ are​ done!​ You​ will​ receive​ the​ receipt​ from​ SmartLuy​ agent​ to​ confirm​ the​ successful​ transaction.

Life is easier with ABA Mobile app!

After you deposited money to your account, you can easily check the account balance with convenient and secure ABA Mobile app. It is free to download and use!

Click the icon below to download the application from Apple's App Store or Google Play Store. After downloading, simply follow the screen instructions to start mobile banking!