E-Cash Service

ABA Mobile app brings you E-Cash service. It’s a simple and secure way to send funds to your friends, family, or even yourself using your smartphone and withdraw it 24/7 at any ABA ATM. The best part? You won’t need a bankcard to withdraw the money!

Conditions

Eligibility	Customers with ABA Mobile App
Applicable Account	Any Current or Savings Account (Except FD Account)
Currency	USD or KHR
Minimum amount per transaction	USD 20 or KHR 50,000
Max amount per transaction	USD 980 or KHR 2,000,000
Fee and charge conditions	Fee is not refundable (if customer does NOT withdraw the money from ATM within 24 hours) E-cash amount (Principal amount) is refundable if customer does not withdraw the money from ATM within 24 hours
E-Cash code validity	24 hours from the transaction time
Daily transaction limit per customer	USD 980 or KHR 3,900,000

_{All Terms and Conditions are subject to ABA Bank’s sole discretion without prior notice to customers.}

Service fee

Amount¹	Fee
20 -100	0.10
120 - 200	0.20
220 - 300	0.30
320 - 400	0.40
420 - 500	0.50
520 - 600	0.60
620 - 700	0.70
720 - 800	0.80
820 - 900	0.90
920 – 980	1.00

_{¹ Amount in multiples of 20 USD.}

Amount²	Fee
50,000 - 400,000	400
450,000 - 800,000	800
850,000 - 1,200,000	1,200
1,250,000 - 1,600,000	1,600
1,650,000 - 2,000,000	2,000
2,050,000 - 2,400,000	2,400
2,450,000 - 2,800,000	2,800
2,850,000 - 3,200,000	3,200
3,250,000 - 3,600,000	3,600
3,650,000 - 3,900,000	4,000

_{² Amount in multiples of 50,000 KHR, maximum 2,000,000 KHR per transaction.}

How to send

In order to send money using E-Cash service, you need to:

Launch ABA Mobile and tap E-Cash button.
Select the account¹ from which you want to send money to ATM.
Enter the amount² you wish to be withdrawn from ATM.
Click ‘SEND’ to perform the transaction.

_{¹ Select USD account if you want to send money in USD and select KHR account if you want to send money in KHR.}_{² The withdrawal amount is 10 – 200 USD or 10,000 – 400,000 KHR per transaction. The maximum daily limit is 200 USD or 800,000 KHR.}

After that, you will see the secret 6-digit code that you or your recipient need to use in order to withdraw the cash from the ATM. You can also share the code with your relative by using the red button on the screen via the apps available on your phone (SMS, messenger, Facebook, etc.). In addition, the secret code will appear in the push notification and can also be found in the Notifications section.

How to withdraw

In order to withdraw the cash using E-Cash service, the recipient should do the following:

Find the nearest ABA Bank ATM
Press “Accept” or “Enter” button to activate the ATM
Select language
Tap E-Cash button on the screen
Select currency (USD or KHR)
Enter the exact amount of E-Cash transaction
Enter the secret 6-digit E-Cash code.

Get ABA Mobile

To start using E-Cash service, you need to download and register ABA Mobile. It is FREE! Click the icon below to download the app from Apple's App store or Google Play Store. After downloading, simply follow the screen instructions to start mobile banking!

General Terms and Conditions, General Terms and Conditions for Online Services, and ABA Mobile Terms and Conditions apply. You need Adobe Reader to view this PDF files.